PEETERS-GOVERS KONINCK
ActiveSummary
PEETERS-GOVERS KONINCK has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €73k and a net result of €317k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 19% of 145 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2026
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability93▲+9
Solvency30=
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.68 in 2025; short-term debt: 95.3% and cash: 56.6% of total assets), and 95.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
4.5%
Return on assets
19.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 145 sector peers (2026).
NBB · sector comparisonPosition among 145 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 29-07-2026, 33 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
33 d early
2025
53 d early
2024
32 d early
2023
2 d early
2022
44 d early
2021
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€317k▲ 71.4%
2025 · €185k
2022: €268k
2023: €21k
2024: €184k
2025: €185k
2022 → 2026
Working capital
€-303k▲ 31.3%
2025 · €-441k
2022: €-978k
2023: €-885k
2024: €-696k
2025: €-441k
2022 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€74k-€75k▲ 1.0%€75k▲ 0.5%€76k▲ 1.2%€73k▼ 4.0%
Operating result€325k-€79k▼ 75.6%€248k▲ 213%€255k▲ 2.9%€393k▲ 53.9%
Net result€268k-€21k▼ 92.3%€184k▲ 791%€185k▲ 0.3%€317k▲ 71.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed three years in a row; 2026 is 54% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.62M
Fixed assets
€378k ▼ 30.9%
Current assets
€1.24M ▲ 31.9%
Equity and liabilities €1.62M
Equity
€73k ▼ 4.0%
Debt
€1.55M ▲ 9.5%
Debt's share of the balance-sheet total rises from 94.9% to 95.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€644k▲
2025 · €499k
Cash flow
€568k▲
2025 · €429k
Current ratio
0.80▲
2025 · 0.68
Quick ratio
0.62▲
2025 · 0.47
Debt to equity
21.20▲
2025 · 18.58
ROE
433.8%▲
2025 · 242.9%
ROA
19.5%▲
2025 · 12.4%
Interest coverage
8.47▲
2025 · 7.54
Debt ≤ 1 year
€1.55M▲
2025 · €1.38M
Debt > 1 year
€2k▼
2025 · €31k
Income taxes
€3k▼
2025 · €5k
Staff costs
€998k▲
2025 · €931k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 57 lines
Balance sheet
Code20252026
Assets
Total assets20/58€1.49M€1.62M▲
Fixed assets21/28€547k€378k▼
Intangible fixed assets21€100k€0▼
Tangible fixed assets22/27€447k€378k▼
Land and buildings22€10k€3k▼
Plant, machinery and equipment23€90k€137k▲
Furniture and vehicles24€342k€228k▼
Other tangible fixed assets26€5k€10k▲
Financial fixed assets28€100€100=
Current assets29/58€943k€1.24M▲
Stocks and contracts in progress3€297k€287k▼
Stocks30/36€297k€287k▼
Amounts receivable within one year40/41€422€5▼
Trade receivables40€422€5▼
Cash at bank and in hand54/58€565k€919k▲
Deferred charges and accrued income490/1€81k€39k▼
Equity and liabilities
Total equity and liabilities10/49€1.49M€1.62M▲
Equity10/15€76k€73k▼
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€7k€4k▼
Amounts payable17/49€1.41M€1.55M▲
Amounts payable after more than one year17€31k€2k▼
Financial debts170/4€31k€2k▼
Amounts payable within one year42/48€1.38M€1.55M▲
Current portion of amounts payable after more than one year42€27k€28k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€802k€812k▲
Suppliers440/4€802k€812k▲
Taxes, remuneration and social security45€221k€232k▲
Taxes450/3€90k€97k▲
Remuneration and social security454/9€131k€136k▲
Other amounts payable47/48€334k€474k▲
Income statement
Code20252026
Remuneration, social security and pensions62€931k€998k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€244k€251k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€1.44M€1.65M▲
Operating profit (loss)9901€255k€393k▲
Financial income75/76B€787€4k▲
Recurring financial income75€787€4k▲
Financial charges65/66B€66k€76k▲
Recurring financial charges65€66k€76k▲
Profit (loss) for the period before taxes9903€190k€320k▲
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€185k€317k▲
Profit (loss) for the period to be appropriated9905€185k€317k▲
Appropriation of the result
Profit (loss) to be appropriated9906€191k€324k▲
Profit (loss) brought forward from the previous period14P€6k€7k▲
Profit to be distributed694/7€184k€320k▲
Return on contributions (dividend)694-€20k
Directors or managers695€184k€300k▲
Social balance
Average headcount (FTE)908726.626.5▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
14-09
State Gazette act
Reappointments: Peeters-Govers NV, Japeco BV and Matenau BVPermanent representatives: Glenn Geys, Jan Peeters and Wim Peeters · Appointments: Japeco BV, Matenau BV and BV VYVEY & C°, BEDRIJFSREVISOREN11 facts ▸
State Gazette act
Reappointments: Peeters-Govers NV, Japeco BV and Matenau BV
Permanent representatives: Glenn Geys, Jan Peeters and Wim Peeters · Appointments: Japeco BV, Matenau BV and BV VYVEY & C°, BEDRIJFSREVISOREN11 facts ▸
- General meeting, 15-06-2026
- Director reappointment, Peeters-Govers NV (director)
- Permanent representative, Glenn Geys (permanent representative)
- Director reappointment, Japeco BV (director)
- Permanent representative, Jan Peeters (permanent representative)
- Director reappointment, Matenau BV (director)
- Permanent representative, Wim Peeters (permanent representative)
- Director appointment, Japeco BV (managing director)
- Director appointment, Matenau BV (managing director)
- General meeting, 12-01-2026
- Auditor appointment, BV VYVEY & C°, BEDRIJFSREVISOREN (statutory auditor)
29-07
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
31-01
Financial
Highest result since 2022net €317k ▲71.4%
Operating result €393k, net result €317k, both a record.
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-01
Financial
Weakest financial yearnet €21k ▼92.3%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26115331). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Japeco
CurrentManaging director · since 14-09-2026 · Private limited company · perm. rep.: Jan Peeters
Matenau
CurrentManaging director · since 14-09-2026 · Private limited company · perm. rep.: Wim Peeters
PEETERS-GOVERS
CurrentDirector · Public limited company · perm. rep.: Glenn Geys
14-09-2026
Japeco: Appointed as Managing director
14-09-2026
Matenau: Appointed as Managing director
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 582275 LilleGround area
2.2 ha
Building footprint
9,987 m²
Volume, LiDAR
69,789 m³
2 parcels, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PEETERS-GOVERS KONINCK
since 20202.298.744.996
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13009C0717/00X006 | Flanders | 1.9 ha | 1 · 8,638 m² | 9.6 m · 3 fl. |
| 11003B0040/00H026 | Flanders | 2,712 m² | 1 · 1,350 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| VYVEY & C°, BEDRIJFSREVISORENCurrent Statutory auditor · represented by Evy Neyens | 14-09-2026 → present |
Structure & network
Connections & network
5 connected companiesLinked via shared directors
Shared corporate director
→
Shared corporate director
→
Shared corporate director
→
Shared corporate director
→
Show 1 more companies with a shared director
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Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 7,500 EUR awarded · 7,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 3,000 EUR | 3,000 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.298.744.996
Dual-learning approval
16 live approvals · 10 endedCommercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Logistiek assistent magazijn (vwo)
Logistiek assistent magazijn duaal (so)
Logistiek duaal (so)
Show 10 more
Magazijnmedewerker (vwo)
Magazijnmedewerker duaal (so)
Medewerker fastfood (vwo)
Medewerker fastfood duaal (so)
Onthaal, organisatie en sales duaal (so)
Polyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
Schoonmaker duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Show 10 ended approvals
Administratief medewerker (so)
Administratief medewerker kmo (so)
Magazijnmedewerker (so)
Magazijnmedewerker (so)
Magazijnmedewerker (vwo)
Magazijnmedewerker duaal (so)
Winkelbediende (so)
Winkelbediende (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Similar companies · same sector, comparable size
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BE 0538.622.588
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ZDH
BE 0680.429.066
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SUDESA
BE 0840.328.717
Antwerpen · Eq €72,814
Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 4,670 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-02-2020
Fiscal year end31-01
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.