VT ACCOUNTANTS
ActiveSummary
VT ACCOUNTANTS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161k and a net result of €50k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 23% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+4
Solvency48▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.39 in 2024; short-term debt: 30% and cash: 1.3% of total assets), and 76.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.3%
Return on assets
7.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
11 d early
2024
1 d early
2023
11 d early
2022
12 d early
2021
11 d early
2020
13 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€161k▲ 2.5%
2024 · €157k
2019: €65k
2020: €84k
2021: €89k
2022: €111k
2023: €174k
2024: €157k
2019 → 2025
Total assets
€693k▼ 1.1%
2024 · €700k
2019: €302k
2020: €253k
2021: €410k
2022: €767k
2023: €748k
2024: €700k
2019 → 2025
Net result
€50k▲ 79.7%
2024 · €28k
2019: €45k
2020: €19k
2021: €5k
2022: €22k
2023: €63k
2024: €28k
2019 → 2025
Working capital
€-86k▲ 24.8%
2024 · €-114k
2019: €-65k
2020: €-69k
2021: €-99k
2022: €-136k
2023: €-69k
2024: €-114k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€111k▲ 24.8%€174k▲ 56.7%€157k▼ 9.8%€161k▲ 2.5%
Operating result€10k-€40k▲ 313%€87k▲ 118%€53k▼ 39.0%€84k▲ 57.8%
Net result€5k-€22k▲ 362%€63k▲ 185%€28k▼ 55.7%€50k▲ 79.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 58% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €693k
Fixed assets
€571k ▼ 9.0%
Current assets
€122k ▲ 65.7%
Equity and liabilities €693k
Equity
€161k ▲ 2.5%
Debt
€531k ▼ 2.2%
Debt's share of the balance-sheet total falls from 77.6% to 76.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€140k▲
2024 · €109k
Cash flow
€106k▲
2024 · €84k
Current ratio
0.59▲
2024 · 0.39
Debt to equity
3.30▼
2024 · 3.46
ROE
31.1%▲
2024 · 17.8%
ROA
7.2%▲
2024 · 4.0%
Interest coverage
14.28▲
2024 · 10.35
Debt ≤ 1 year
€208k▲
2024 · €188k
Debt > 1 year
€324k▼
2024 · €356k
Income taxes
€24k▲
2024 · €15k
Staff costs
€202k▼
2024 · €253k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€700k€693k▼
Fixed assets21/28€627k€571k▼
Intangible fixed assets21€220k€175k▼
Tangible fixed assets22/27€407k€396k▼
Land and buildings22€407k€396k▼
Current assets29/58€73k€122k▲
Amounts receivable within one year40/41€35k€111k▲
Trade receivables40€35k€111k▲
Cash at bank and in hand54/58€35k€9k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€700k€693k▼
Equity10/15€157k€161k▲
Contributions10/11€20k€20k=
Reserves13€137k€141k▲
Distributable reserves133€137k€141k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€543k€531k▼
Amounts payable after more than one year17€356k€324k▼
Financial debts170/4€356k€324k▼
Amounts payable within one year42/48€188k€208k▲
Current portion of amounts payable after more than one year42€54k€32k▼
Trade debts44€160€8k▲
Suppliers440/4€160€8k▲
Taxes, remuneration and social security45€83k€86k▲
Taxes450/3€59k€80k▲
Remuneration and social security454/9€24k€6k▼
Other amounts payable47/48€51k€82k▲
Income statement
Code20242025
Remuneration, social security and pensions62€253k€202k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€56k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€369k€344k▼
Operating profit (loss)9901€53k€84k▲
Financial income75/76B€40€1▼
Recurring financial income75€40€1▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€43k€74k▲
Income taxes67/77€15k€24k▲
Profit (loss) for the period9904€28k€50k▲
Profit (loss) for the period to be appropriated9905€28k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€50k▲
Transfer from equity791/2€45k€46k▲
Transfer to equity691/2€28k€50k▲
To other reserves6921€28k€50k▲
Profit to be distributed694/7€45k€46k▲
Return on contributions (dividend)694€45k€46k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
26-03
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital · Emmanuelle RIEMS
23-03
State Gazette act
General meeting · Dissolution
Liquidation closure · Net-asset statement
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €63k ▲185%
Operating result €87k, net result €63k, both a record.
31-12
Financial
Equity above €150kEq €174k ▲56.7%
5 profitable years in a row build equity to €174k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €111k ▲24.8%
4 profitable years in a row build equity to €111k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €5k ▼75.1%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2018
Ground area
153 m²
Building footprint
71 m²
Volume, LiDAR
21 m³
Parcel 11472B0101/00B004, Flanders · tallest building 4.3 m. Linked by address, not a title deed.
1 establishment unit
VT ACCOUNTANTS
since 20182.277.514.171
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0101/00B004 | Flanders | 153 m² | 1 · 71 m² | 4.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 533 EUR awarded · 533 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 161 EUR | 161 EUR |
| 2023 | 1 | 105 EUR | 105 EUR |
| 2022 | 1 | 267 EUR | 267 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,507 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:vt-accountants.be/