De Fietsambassade Gent
ActiveSummary
De Fietsambassade Gent has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.52M and a net result of €77k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 435 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency86▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €300k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 3.06 in 2024; short-term debt: 24.1% and cash: 46.1% of total assets), and 39% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
23 d early
2024
144 d late
2023
20 d early
2022
17 d early
2021
31 d early
2020
29 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.42M▲ 13.2%
2022 · €2.14M
2018: €1.85M
2021: €1.46M
2022: €2.14M
2018 → 2023
EBIT margin
3.4%▲ 6.4pp
2022 · -3.1%
2018: 11.2%
2021: 1.2%
2022: -3.1%
2018 → 2023
Net result
€77k▲ 1,319%
2024 · €5k
2018: €199k
2019: €-12k
2020: €101k
2021: €3k
2022: €-68k
2023: €76k
2024: €5k
2018 → 2025
Working capital
€2.28M▲ 1.1%
2024 · €2.26M
2018: €2.22M
2019: €1.72M
2020: €2.16M
2021: €2.36M
2022: €2.48M
2023: €2.21M
2024: €2.26M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.46M-€2.14M▲ 46.4%€2.42M▲ 13.2%
Equity€2.99M-€3.30M▲ 10.6%€3.16M▼ 4.3%€3.20M▲ 1.1%€3.52M▲ 10.0%
Operating result€18k-€-65k€82k€24k▼ 70.8%€91k▲ 281%
Net result€3k-€-68k€76k€5k▼ 92.9%€77k▲ 1,319%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 281% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.77M
Fixed assets
€2.09M ▼ 8.7%
Current assets
€3.67M ▲ 9.5%
Equity and liabilities €5.77M
Equity
€3.52M ▲ 10.0%
Provisions
€54k
Debt
€2.19M ▼ 10.4%
Debt's share of the balance-sheet total falls from 43.3% to 38.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€781k▲
2024 · €662k
Cash flow
€766k▲
2024 · €643k
Current ratio
2.64▼
2024 · 3.06
Quick ratio
2.45▼
2024 · 2.84
Debt to equity
0.62▼
2024 · 0.76
ROE
2.2%▲
2024 · 0.2%
ROA
1.3%▲
2024 · 0.1%
Interest coverage
43.59▲
2024 · 31.03
Debt ≤ 1 year
€1.39M▲
2024 · €1.10M
Staff costs
€4.52M▲
2024 · €4.33M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.64M€5.77M▲
Fixed assets21/28€2.29M€2.09M▼
Intangible fixed assets21€444k€538k▲
Tangible fixed assets22/27€1.82M€1.53M▼
Plant, machinery and equipment23€121k€119k▼
Furniture and vehicles24€1.28M€1.11M▼
Other tangible fixed assets26€418k€296k▼
Financial fixed assets28€29k€29k▼
Current assets29/58€3.35M€3.67M▲
Stocks and contracts in progress3€233k€256k▲
Stocks30/36€233k€256k▲
Amounts receivable within one year40/41€129k€257k▲
Trade receivables40€124k€252k▲
Other amounts receivable41€5k€5k=
Cash at bank and in hand54/58€2.29M€2.66M▲
Deferred charges and accrued income490/1€706k€499k▼
Equity and liabilities
Total equity and liabilities10/49€5.64M€5.77M▲
Equity10/15€3.20M€3.52M▲
Reserves13€370k€370k=
Profit (loss) carried forward14€1.45M€1.53M▲
Investment grants15€1.38M€1.62M▲
Provisions and deferred taxes16-€54k
Provisions for liabilities and charges160/5-€54k
Other liabilities and charges164/5-€54k
Amounts payable17/49€2.45M€2.19M▼
Amounts payable within one year42/48€1.10M€1.39M▲
Trade debts44€79k€256k▲
Suppliers440/4€79k€256k▲
Advances received on contracts in progress46-€95k
Taxes, remuneration and social security45€446k€401k▼
Taxes450/3€40k€18k▼
Remuneration and social security454/9€406k€382k▼
Accrued charges and deferred income492/3€1.35M€800k▼
Income statement
Code20242025
Remuneration, social security and pensions62€4.33M€4.52M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€638k€690k▲
Other operating charges640/8€18k€21k▲
Non-recurring operating charges66A€60k€1k▼
Gross operating margin9900€5.07M€5.38M▲
Operating profit (loss)9901€24k€91k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€21k€18k▼
Recurring financial charges65€21k€18k▼
Profit (loss) for the period before taxes9903€5k€77k▲
Profit (loss) for the period9904€5k€77k▲
Profit (loss) for the period to be appropriated9905€5k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.45M€1.53M▲
Profit (loss) brought forward from the previous period14P€1.44M€1.45M▲
Social balance
Average headcount (FTE)908776.975.8▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
23-03
State Gazette act
Resignations: De Beule Patricia, De Boever Gabrielle and 8 othersReappointments: Segers Wouter, Malfait Sebastien and 2 others · Appointments: Gavel Bert, Devos Brent and 10 others · Power of attorney29 facts ▸
State Gazette act
Resignations: De Beule Patricia, De Boever Gabrielle and 8 others
Reappointments: Segers Wouter, Malfait Sebastien and 2 others · Appointments: Gavel Bert, Devos Brent and 10 others · Power of attorney29 facts ▸
- General meeting, 17/12/2025
- Director resignation, De Beule Patricia (director)
- Director resignation, De Boever Gabrielle (director)
- Director resignation, Goemanne Benoft (director)
- Director resignation, Lauwaert Tine (director)
- Director resignation, Martens Thomas (director)
- Director resignation, Reunes Jan (director)
- Director resignation, Van Vooren Pieter (director)
- Director resignation, Vandewalle Aagje (director)
- Director resignation, Verheyen Koen (director)
- Director resignation, Watteeuw Filip (director)
- Director reappointment, Segers Wouter (director)
- +17 further facts in this act
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 144 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €76k
Net result €76k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-68k ▼2078%
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €101k
Net result €101k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2025
This board is reconstructed from a single act (26041171). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Castelein Siska
CurrentDirector · since 17-12-2025
Cousein Severine
CurrentDirector · since 17-12-2025
De Poppe Ingrid
CurrentDirector · since 17-12-2025
Devos Brent
CurrentDirector · since 17-12-2025
Gavel Bert
CurrentDirector · since 17-12-2025
Joachim Boderé
CurrentDirector · since 17-12-2025
10 other directors
Joris Vandenbroucke
CurrentDirector · since 17-12-2025
Levrau Kurt
CurrentDirector · since 17-12-2025
Malfait Sebastien
CurrentDirector · since 17-12-2025
Neirinckx Rembrand
CurrentDirector · since 17-12-2025
Patricia De Bruyne
CurrentDirector · since 17-12-2025
Pelckmans Daan
CurrentDirector · since 17-12-2025
Van de Velde Riet
CurrentDirector · since 17-12-2025
Vandenbergh Lut
CurrentDirector · since 17-12-2025
Veniers Matthias
CurrentDirector · since 17-12-2025
Wouter Segers
CurrentDirector · since 17-12-2025
17-12-2025
Castelein Siska: Appointed as Director
17-12-2025
Cousein Severine: Appointed as Director
17-12-2025
De Poppe Ingrid: Appointed as Director
17-12-2025
Devos Brent: Appointed as Director
17-12-2025
Gavel Bert: Appointed as Director
Location & real-estate footprint
Registered office, Gent · 7 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Botermarkt 19000 GentGround area
2.2 ha
Building footprint
9,019 m²
Volume, LiDAR
15,503 m³
7 parcels, Flanders · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
7 establishment units
De Fietsambassade Gent hoofdzetel
since 20172.267.755.971
Fietspunt Gent Sint-Pieters
since 20172.282.274.297
Fietspunt Centrum
since 20172.282.274.396
Fietspunt Dampoort
since 20172.282.274.792
Kattenberg
since 20172.282.275.188
Fietsendepot
since 20172.282.275.980
Show 1 more locations
Fietspunt Onder De Krook
since 20202.310.538.614
7 parcels
Flanders
7
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0566/00E002 | Flanders | 8,312 m² | 1 · 2,044 m² | 10.2 m · 2 fl. |
| 44805E0316/00E000 | Flanders | 4,193 m² | 1 · 2,929 m² | 4.1 m |
| 44803C0410/00F000 | Flanders | 4,135 m² | 1 · 3,482 m² | - |
| 44809I0633/00W000 | Flanders | 2,400 m² | 1 · 176 m² | 11.2 m · 2 fl. |
| 44804D0192/58_000 | Flanders | 1,611 m² | 1 · 328 m² | 4.6 m · 1 fl. |
| 44805E0746/00H008 | Flanders | 798 m² | - | - |
| 44803C0238/00A000 | Flanders | 61 m² | 1 · 61 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 6
7 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
7 connected companiesLinked via shared directors
via Joris Vandenbroucke · Director
→
via Joris Vandenbroucke · Director
→
via Joris Vandenbroucke · Voorzitter van de raad van toezicht
→
via Joris Vandenbroucke · Director
→
Show 3 more companies with a shared director
via Joris Vandenbroucke · Director
former→
via Joris Vandenbroucke · Director and vice-chair
former→
via Joris Vandenbroucke · Director
former→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 19 entries · 1,512,887 EUR awarded · 1,505,363 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 5 | 449,667 EUR | 479,443 EUR |
| 2024 | 5 | 380,864 EUR | 382,744 EUR |
| 2023 | 5 | 380,881 EUR | 354,820 EUR |
| 2022 | 4 | 301,475 EUR | 288,356 EUR |
Schemes
Individueel Maatwerk
Erkenning en subsidiëring lokale diensteneconomie-onderneming (stopgezet)
Maatschappelijk Verantwoord Ondernemen (MVO)
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Show 3 more
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Erkenning en subsidiëring als maatwerkafdeling
Federal government
2023 to 2025 · 4 entries · 69,916 EUR in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2025 | FOD Mobiliteit | 1 | 1,721 EUR |
| 2024 | FOD Mobiliteit | 2 | 44,853 EUR |
| 2023 | FOD Mobiliteit | 1 | 23,342 EUR |
Budget allocations
Toelagen inzake mobiliteit en vervoer (cf. art. 2.33.2 van de algemene uitgavenbegroting)
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
Dual-learning approval
20 live approvals · 5 endedFietshersteller (vwo)
Fietshersteller (vwo)
Fietshersteller (vwo)
Fietshersteller (vwo)
Fietshersteller (vwo)
Fietshersteller duaal (so)
Show 14 more
Fietshersteller duaal (so)
Fietshersteller duaal (so)
Fietshersteller duaal (so)
Fietshersteller duaal (so)
Fietsinstallaties duaal (so)
Fietsinstallaties duaal (so)
Fietsinstallaties duaal (so)
Fietsinstallaties duaal (so)
Fietsinstallaties duaal (so)
Fietstechnicus (vwo)
Fietstechnicus (vwo)
Fietstechnicus (vwo)
Fietstechnicus (vwo)
Fietstechnicus (vwo)
Show 5 ended approvals
Fietsmecanicien (so)
Fietsmecanicien (so)
Fietshersteller (vwo)
Fietshersteller duaal (so)
Fietsmecanicien (so)
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Of 977 companies in sector 77210 we hold annual accounts for 217. 43 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded25-10-2016
Fiscal year end31-12
Activities, NACEBEL 2025
77210Renting and leasing of sports and recreation goods
47632Retail sale of bicycles
47639Retail sale of other sporting goods
85510Sports and recreation education
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.defietsambassade.gent