Projective Group Talent BE
ActiveSummary
Projective Group Talent BE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.03M and a net result of €-21k. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 42% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+11
Solvency69▼-16
Growth38▼-2
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 2.38 in 2024; short-term debt: 52.3% and cash: 22.6% of total assets), but 56.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.6%
Return on assets
-0.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-21k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
36 d early
2023
33 d early
2022
61 d early
2021
74 d early
2020
61 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€8.13M▼ 12.8%
2024 · €9.33M
2020: €11.70M
2021: €11.23M
2022: €12.91M
2023: €13.51M
2024: €9.33M
2020 → 2025
EBIT margin
1.9%▲ 1.2pp
2024 · 0.7%
2020: 5.5%
2021: 7.6%
2022: 4.8%
2023: 9.6%
2024: 0.7%
2020 → 2025
Net result
€-21k▲ 86.6%
2024 · €-157k
2018: €236k
2019: €300k
2020: €265k
2021: €450k
2022: €270k
2023: €733k
2024: €-157k
2018 → 2025
Working capital
€888k▼ 41.3%
2024 · €1.51M
2018: €-225k
2019: €103k
2020: €409k
2021: €849k
2022: €1.19M
2023: €1.91M
2024: €1.51M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€11.23M-€12.91M▲ 15.0%€13.51M▲ 4.6%€9.33M▼ 31.0%€8.13M▼ 12.8%
Equity€1.50M-€1.77M▲ 18.0%€2.30M▲ 30.2%€1.78M▼ 22.5%€1.03M▼ 42.2%
Operating result€854k-€619k▼ 27.5%€1.30M▲ 111%€67k▼ 94.9%€153k▲ 128%
Net result€450k-€270k▼ 40.0%€733k▲ 172%€-157k€-21k▲ 86.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 128% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.36M
Fixed assets
€240k ▼ 30.9%
Current assets
€2.12M ▼ 18.5%
Equity and liabilities €2.36M
Equity
€1.03M ▼ 42.2%
Debt
€1.33M ▲ 13.9%
Debt's share of the balance-sheet total rises from 39.6% to 56.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€266k▲
2024 · €198k
Cash flow
€92k▲
2024 · €-27k
Current ratio
1.72▼
2024 · 2.38
Debt to equity
1.29▲
2024 · 0.66
ROE
-2.1%▲
2024 · -8.8%
ROA
-0.9%▲
2024 · -5.3%
Interest coverage
2.46▲
2024 · 1.27
Debt ≤ 1 year
€1.24M▲
2024 · €1.09M
Income taxes
€72k▼
2024 · €77k
Staff costs
€5.81M▼
2024 · €6.54M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 71 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.95M€2.36M▼
Fixed assets21/28€347k€240k▼
Intangible fixed assets21€22k€6k▼
Tangible fixed assets22/27€321k€229k▼
Plant, machinery and equipment23€16k€11k▼
Furniture and vehicles24€0-
Other tangible fixed assets26€305k€218k▼
Financial fixed assets28€4k€4k=
Other financial fixed assets284/8€4k€4k=
Amounts receivable and cash guarantees285/8€4k€4k=
Current assets29/58€2.61M€2.12M▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€1.64M€1.54M▼
Trade receivables40€1.33M€1.27M▼
Other amounts receivable41€316k€275k▼
Cash at bank and in hand54/58€858k€534k▼
Deferred charges and accrued income490/1€105k€49k▼
Equity and liabilities
Total equity and liabilities10/49€2.95M€2.36M▼
Equity10/15€1.78M€1.03M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.72M€969k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.71M€963k▼
Amounts payable17/49€1.17M€1.33M▲
Amounts payable within one year42/48€1.09M€1.24M▲
Financial debts43€47k€308k▲
Credit institutions430/8€47k€308k▲
Trade debts44€316k€139k▼
Suppliers440/4€316k€139k▼
Taxes, remuneration and social security45€730k€789k▲
Taxes450/3€154k€214k▲
Remuneration and social security454/9€577k€574k▼
Accrued charges and deferred income492/3€77k€96k▲
Income statement
Code20242025
Operating income70/76A€9.71M€8.65M▼
Turnover70€9.33M€8.13M▼
Other operating income74€387k€515k▲
Non-recurring operating income76A-€396
Operating charges60/66A€9.65M€8.50M▼
Goods for resale, raw materials and consumables60€224k€112k▼
Purchases600/8€224k€112k▼
Services and other goods61€2.75M€2.45M▼
Remuneration, social security and pensions62€6.54M€5.81M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€130k€113k▼
Other operating charges640/8€11k€11k▲
Non-recurring operating charges66A-€1k
Operating profit (loss)9901€67k€153k▲
Financial income75/76B€11k€8k▼
Recurring financial income75€11k€8k▼
Income from current assets751€11k€8k▼
Other financial income752/9€40€0▼
Financial charges65/66B€159k€110k▼
Recurring financial charges65€159k€110k▼
Debt charges650€156k€108k▼
Other financial charges652/9€3k€2k▼
Profit (loss) for the period before taxes9903€-81k€51k▲
Income taxes67/77€77k€72k▼
Taxes670/3€87k€76k▼
Tax adjustments and reversals of tax provisions77€10k€3k▼
Profit (loss) for the period9904€-157k€-21k▲
Profit (loss) for the period to be appropriated9905€-157k€-21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-157k€-21k▲
Transfer from equity791/2€518k€751k▲
From reserves792€518k€751k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€361k€730k▲
Return on contributions (dividend)694€361k€730k▲
Social balance
Average headcount (FTE)908788.075.9▼
The notes to these accounts (72 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-157k ▼121%
Net result drops to €-157k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €733k ▲172%
Operating result €1.30M, net result €733k, both a record.
31-12
Financial
Equity above €2MEq €2.30M ▲30.2%
6 profitable years in a row build equity to €2.30M.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €1MEq €1.05M ▲33.9%
3 profitable years in a row build equity to €1.05M.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €782k ▲62.2%
2 profitable years in a row build equity to €782k.
Show earlier events
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Kleetlaan 5 A1831 Machelen (Brab.)Ground area
8,806 m²
Building footprint
1,328 m²
Volume, LiDAR
28,306 m³
Parcel 23015B0091/00Z003, Flanders · tallest building 26.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Projective Group Talent BE
since 20142.239.382.877
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0091/00Z003 | Flanders | 8,805 m² | 1 · 1,328 m² | 26.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 parent companyControl over this companyparent company per the LEI register1
Machelen (Brab.)
controls
Projective Group Talent BEBE 0556.870.169
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 20,587 EUR awarded · 19,773 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 3,200 EUR | 2,386 EUR |
| 2024 | 2 | 852 EUR | 1,622 EUR |
| 2023 | 2 | 12,350 EUR | 11,580 EUR |
| 2022 | 2 | 4,185 EUR | 4,185 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500A9A581DC3EDZ47
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 27,508 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-07-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
78200Temporary employment agencies and other provision of personnel
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.