HERMES INVEST
ActiveHERMES INVEST has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €1k. Equity remains stable across the filed fiscal years (±0.2% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+2
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
short-term debt: 0.2% and cash: 0.9% of total assets, and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
0.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
45 d early
2023
44 d early
2022
43 d early
2021
41 d early
2020
45 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€214k▲ 0.7%
2024 · €213k
2019: €211k
2020: €211k
2021: €212k
2022: €212k
2023: €213k
2024: €213k
2019 → 2025
Total assets
€215k▲ 0.7%
2024 · €213k
2019: €211k
2020: €212k
2021: €212k
2022: €212k
2023: €214k
2024: €213k
2019 → 2025
Net result
€1k
2024 · €-561
2019: €460
2020: €279
2021: €449
2022: €423
2023: €1k
2024: €-561
2019 → 2025
Working capital
€76k▲ 2.0%
2024 · €74k
2020: €73k
2021: €73k
2022: €74k
2023: €75k
2024: €74k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€212k-€212k▲ 0.2%€213k▲ 0.6%€213k▼ 0.3%€214k▲ 0.7%
Operating result€-529-€-559▼ 5.7%€-575▼ 2.9%€-3k▼ 341%€-625▲ 75.4%
Net result€449-€423▼ 5.8%€1k▲ 176%€-561€1k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €625 in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€138k=
Current assets
€76k▲ 2.0%
Equity and liabilities €215k
Equity
€214k▲ 0.7%
Debt
€530▲ 5.2%
The debt ratio stays at 0.2%.
Key figures and ratios
Solvency
99.8%=
2024 · 99.8%
Debt / equity
0.00▲
2024 · 0.00
ROE
0.7%▲
2024 · -0.3%
ROA
0.7%▲
2024 · -0.3%
Debt
€530▲
2024 · €503
Debt ≤ 1 year
€530▲
2024 · €503
A ratio outside any meaningful range has been withheld (balance sheet total €215k, equity €214k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€215k▲
Fixed assets21/28€138k€138k=
Financial fixed assets28€138k€138k=
Current assets29/58€75k€76k▲
Amounts receivable within one year40/41€72k€74k▲
Other amounts receivable41€72k€74k▲
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€213k€215k▲
Equity10/15€213k€214k▲
Contributions10/11€6.92M€6.92M=
Capital10€6.92M€6.92M=
Issued capital100€6.92M€6.92M=
Reserves13€810k€810k=
Non-distributable reserves130/1€810k€810k=
Legal reserve130€810k€810k=
Profit (loss) carried forward14€-7.51M€-7.51M=
Amounts payable17/49€503€530▲
Amounts payable within one year42/48€503€530▲
Trade debts44€503€530▲
Suppliers440/4€503€530▲
Income statement
Code20242025
Other operating charges640/8€503€540▲
Gross operating margin9900€-2k€-85▲
Operating profit (loss)9901€-3k€-625▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€134€54▼
Recurring financial charges65€134€54▼
Profit (loss) for the period before taxes9903€-561€1k▲
Profit (loss) for the period9904€-561€1k▲
Profit (loss) for the period to be appropriated9905€-561€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7.51M€-7.51M=
Profit (loss) brought forward from the previous period14P€-7.51M€-7.51M=
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-561 ▼148%
Net result drops to €-561, the lowest in the series; recovery starts the following year.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
08-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-01-2024
Vlerick Elisa: Resigned as Director
30-06-2015
THUYSBAERT Bernard: Resigned as Managing director
30-06-2015
THUYSBAERT Bernard: Resigned as Director
30-06-2015
Thuysbaert Bernard Yolande Prosper George Michel Marie Ghislain: Resigned as Director
30-06-2015
Vanden Avenne Harold: Resigned as Director
30-06-2015
Vanden Avenne Harold: Resigned as Managing director
30-06-2015
Vanden Avenne Harold Albert Gommar Zeno: Resigned as Director
30-06-2015
Vlerick Charlotte Marie Thérèse Irène Joseph Ghislain: Resigned as Director
30-06-2015
Vlerick Marie-Thérèse Lucien Marguerite André Ghislain: Resigned as Director
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doorniksewijk(Kor) 498500 KortrijkGround area
4,066 m²
Building footprint
252 m²
Volume, LiDAR
3,461 m³
Parcel 34354C0020/00T009, Flanders · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
HERMES INVEST
since 19992.092.637.319
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0020/00T009 | Flanders | 4,066 m² | 1 · 252 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-07-1999
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.