V.A.M.O.
ActiveV.A.M.O. has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €177k and a net result of €855. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-7
Solvency80▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.9 against 1.49 in 2023; short-term debt: 44.9% and cash: 2.5% of total assets), and 45.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
7 d early
2022
27 d early
2021
26 d early
2020
54 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€177k▼ 37.9%
2023 · €286k
2018: €351k
2019: €356k
2020: €428k
2021: €503k
2022: €367k
2023: €286k
2018 → 2024
Total assets
€325k▼ 29.5%
2023 · €461k
2018: €477k
2019: €505k
2020: €645k
2021: €593k
2022: €550k
2023: €461k
2018 → 2024
Net result
€855▼ 96.9%
2023 · €28k
2018: €110k
2019: €109k
2020: €73k
2021: €75k
2022: €-19k
2023: €28k
2018 → 2024
Working capital
€-15k
2023 · €82k
2018: €321k
2019: €286k
2020: €362k
2021: €391k
2022: €130k
2023: €82k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€428k-€503k▲ 17.4%€367k▼ 27.0%€286k▼ 22.2%€177k▼ 37.9%
Operating result€113k-€120k▲ 5.7%€-19k€46k€11k▼ 75.2%
Net result€73k-€75k▲ 2.9%€-19k€28k€855▼ 96.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 75% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €325k
Fixed assets
€194k▼ 8.2%
Current assets
€131k▼ 47.5%
Equity and liabilities €325k
Equity
€177k▼ 37.9%
Debt
€148k▼ 15.7%
The debt ratio rises from 38.0% to 45.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€71k▼
2023 · €108k
Cash flow
€60k▼
2023 · €89k
Solvency
54.6%▼
2023 · 62.0%
Current ratio
0.90▼
2023 · 1.49
Quick ratio
0.90▼
2023 · 1.49
Debt / equity
0.83▲
2023 · 0.61
ROE
0.5%▼
2023 · 9.7%
ROA
0.3%▼
2023 · 6.0%
Interest coverage
45.88▼
2023 · 52.45
Debt
€148k▼
2023 · €175k
Debt ≤ 1 year
€146k▼
2023 · €167k
Debt > 1 year
€0▼
2023 · €6k
Income taxes
€13k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€461k€325k▼
Fixed assets21/28€211k€194k▼
Tangible fixed assets22/27€211k€194k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€191k€146k▼
Other tangible fixed assets26€14k€42k▲
Current assets29/58€249k€131k▼
Amounts receivable within one year40/41€68k€123k▲
Trade receivables40€2k€8k▲
Other amounts receivable41€66k€115k▲
Cash at bank and in hand54/58€181k€8k▼
Deferred charges and accrued income490/1€344€17▼
Equity and liabilities
Total equity and liabilities10/49€461k€325k▼
Equity10/15€286k€177k▼
Contributions10/11€19k€19k=
Reserves13€286k€178k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€284k€178k▼
Profit (loss) carried forward14€-19k€-19k=
Amounts payable17/49€175k€148k▼
Amounts payable after more than one year17€6k€0▼
Financial debts170/4€6k€0▼
Amounts payable within one year42/48€167k€146k▼
Current portion of amounts payable after more than one year42€24k€6k▼
Trade debts44€3k€9k▲
Suppliers440/4€3k€9k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€25k€752▼
Taxes450/3€25k€752▼
Other amounts payable47/48€116k€130k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€59k▼
Other operating charges640/8€183€447▲
Gross operating margin9900€108k€71k▼
Operating profit (loss)9901€46k€11k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€48k€14k▼
Income taxes67/77€20k€13k▼
Profit (loss) for the period9904€28k€855▼
Profit (loss) for the period to be appropriated9905€28k€855▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-18k▼
Profit (loss) brought forward from the previous period14P€-19k€-19k=
Transfer from equity791/2€110k€109k▼
Transfer to equity691/2€28k€855▼
To other reserves6921€28k€855▼
Profit to be distributed694/7€110k€109k▼
Return on contributions (dividend)694€110k€109k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
19-07
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
2023
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
30-08
State Gazette act
Board meeting · General meeting
Director reappointment · Director resignation
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-19k ▼125%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 12.10
Current ratio from 2.69 to 12.10; short-term debt falls from €214k to €35k.
31-12
Financial
Equity above €500kEq €503k ▲17.4%
4 profitable years in a row build equity to €503k.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
03-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2011
06-04
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Minervalaan 151190 VorstGround area
1,358 m²
Parcel 21383B0020/00Z059, Brussels. Linked by address, not a title deed.
1 establishment unit
V.A.M.O.
since 19862.035.142.845
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0020/00Z059 | Brussels | 1,358 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 partiesV.A.M.O.BE 0429.473.042
controls
Where this company holds controlthis company sits on their board2
3 subsidiaries · 22 locations
1 location
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,623 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-1986
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
65122Insurance, reinsurance and pension funding, except compulsory social security
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.