IMMO SCLERMONT
ActiveSummary
IMMO SCLERMONT has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €643k and a net result of €-8k. Equity remains stable across the filed fiscal years (±1.3% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability11▼-64
Solvency100=
Growth34▼-22
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 7.45 against 8.63 in 2024; short-term debt: 1.3% and cash: 9.8% of total assets), and 1.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
-1.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
50 d early
2023
51 d early
2022
55 d early
2021
54 d early
2020
51 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€15k▼ 20.0%
2024 · €19k
2018: €14k
2019: €13k▼ -2.3% vs 2018
2020: €13k▼ -2.8% vs 2019
2021: €13k▲ +2.6% vs 2020
2022: €10k▼ -24.2% vs 2021lowest in 8 years
2023: €11k▲ +5.1% vs 2022
2024: €19k▲ +77.3% vs 2023highest in 8 years
2025: €15k▼ -20.0% vs 2024
2018 → 2025
EBIT margin
-48.7%▼ 31.9pp
2024 · -16.7%
2018: -24.0%
2019: -23.1%▲ +3.7% vs 2018
2020: -27.5%▼ -19.1% vs 2019
2021: -57.2%▼ -108% vs 2020
2022: -164.1%▼ -187% vs 2021lowest in 8 years
2023: -117.4%▲ +28.5% vs 2022
2024: -16.7%▲ +85.7% vs 2023highest in 8 years
2025: -48.7%▼ -191% vs 2024
2018 → 2025
Net result
€-8k▼ 119%
2024 · €-4k
2018: €-4k
2019: €-3k▲ +4.8% vs 2018highest in 8 years
2020: €-4k▼ -14.4% vs 2019
2021: €-8k▼ -103% vs 2020
2022: €-17k▼ -112% vs 2021lowest in 8 years
2023: €-13k▲ +24.2% vs 2022
2024: €-4k▲ +72.2% vs 2023
2025: €-8k▼ -119% vs 2024
2018 → 2025
Working capital
€56k▼ 2.4%
2024 · €58k
2018: €96k
2019: €97k▲ +1.4% vs 2018
2020: €98k▲ +0.8% vs 2019highest in 8 years
2021: €94k▼ -3.4% vs 2020
2022: €82k▼ -13.0% vs 2021
2023: €55k▼ -33.4% vs 2022lowest in 8 years
2024: €58k▲ +5.3% vs 2023
2025: €56k▼ -2.4% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€13k-€10k▼ 24.2%€11k▲ 5.1%€19k▲ 77.3%€15k▼ 20.0%
2021: €13k
2022: €10k▼ -24.2% vs 2021lowest in 5 years
2023: €11k▲ +5.1% vs 2022
2024: €19k▲ +77.3% vs 2023highest in 5 years
2025: €15k▼ -20.0% vs 2024
Equity€685k-€668k▼ 2.5%€655k▼ 1.9%€651k▼ 0.5%€643k▼ 1.2%
2021: €685khighest in 5 years
2022: €668k▼ -2.5% vs 2021
2023: €655k▼ -1.9% vs 2022
2024: €651k▼ -0.5% vs 2023
2025: €643k▼ -1.2% vs 2024lowest in 5 years
Operating result€-8k-€-17k▼ 117%€-13k▲ 24.8%€-3k▲ 74.7%€-7k▼ 133%
2021: €-8k
2022: €-17k▼ -117% vs 2021lowest in 5 years
2023: €-13k▲ +24.8% vs 2022
2024: €-3k▲ +74.7% vs 2023highest in 5 years
2025: €-7k▼ -133% vs 2024
Net result€-8k-€-17k▼ 112%€-13k▲ 24.2%€-4k▲ 72.2%€-8k▼ 119%
2021: €-8k
2022: €-17k▼ -112% vs 2021lowest in 5 years
2023: €-13k▲ +24.2% vs 2022
2024: €-4k▲ +72.2% vs 2023highest in 5 years
2025: €-8k▼ -119% vs 2024
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €652k
Fixed assets
€587k ▼ 1.1%
Current assets
€65k ▼ 0.3%
Equity and liabilities €652k
Equity
€643k ▼ 1.2%
Debt
€9k ▲ 15.4%
Debt's share of the balance-sheet total rises from 1.1% to 1.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-913▼
2024 · €3k
Cash flow
€-1k▼
2024 · €3k
Current ratio
7.45▼
2024 · 8.63
Debt to equity
0.01▲
2024 · 0.01
ROE
-1.2%▼
2024 · -0.6%
ROA
-1.2%▼
2024 · -0.5%
Interest coverage
-1.92▼
2024 · 7.89
Debt ≤ 1 year
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€659k€652k▼
Fixed assets21/28€594k€587k▼
Tangible fixed assets22/27€594k€587k▼
Land and buildings22€594k€587k▼
Current assets29/58€65k€65k▼
Amounts receivable within one year40/41€7k-
Other amounts receivable41€7k-
Cash at bank and in hand54/58€58k€64k▲
Deferred charges and accrued income490/1-€877
Equity and liabilities
Total equity and liabilities10/49€659k€652k▼
Equity10/15€651k€643k▼
Contributions10/11€744k€744k=
Capital10€744k€744k=
Issued capital100€744k€744k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Reserves not available under the articles1311€110€110=
Profit (loss) carried forward14€-95k€-102k▼
Amounts payable17/49€8k€9k▲
Amounts payable within one year42/48€8k€9k▲
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Income statement
Code20242025
Operating income70/76A€19k€15k▼
Turnover70€19k€15k▼
Operating charges60/66A€22k€23k▲
Services and other goods61€11k€12k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€4k€4k▲
Operating profit (loss)9901€-3k€-7k▼
Financial charges65/66B€417€476▲
Recurring financial charges65€417€476▲
Other financial charges652/9€417€476▲
Profit (loss) for the period before taxes9903€-4k€-8k▼
Profit (loss) for the period9904€-4k€-8k▼
Profit (loss) for the period to be appropriated9905€-4k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-95k€-102k▼
Profit (loss) brought forward from the previous period14P€-91k€-95k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €13k | €10k | €11k | €19k | €15k | ▼ 20.0% |
| Turnover70 | €13k | €10k | €11k | €19k | €15k | ▼ 20.0% |
| Operating charges60/66A | €21k | €27k | €23k | €22k | €23k | ▲ 1.9% |
| Services and other goods61 | €13k | €18k | €14k | €11k | €12k | ▲ 2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €5k | €5k | €6k | €6k | = |
| Other operating charges640/8 | €4k | €4k | €4k | €4k | €4k | ▲ 3.1% |
| Operating profit (loss)9901 | €-8k | €-17k | €-13k | €-3k | €-7k | ▼ 133% |
| Financial charges65/66B | €380 | €387 | €387 | €417 | €476 | ▲ 14.1% |
| Recurring financial charges65 | €380 | €387 | €387 | €417 | €476 | ▲ 14.1% |
| Other financial charges652/9 | €380 | €387 | €387 | €417 | €476 | ▲ 14.1% |
| Profit (loss) for the period before taxes9903 | €-8k | €-17k | €-13k | €-4k | €-8k | ▼ 119% |
| Profit (loss) for the period9904 | €-8k | €-17k | €-13k | €-4k | €-8k | ▼ 119% |
| Profit (loss) for the period to be appropriated9905 | €-8k | €-17k | €-13k | €-4k | €-8k | ▼ 119% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €694k | €674k | €662k | €659k | €652k | ▼ 1.0% |
| Fixed assets21/28 | €590k | €586k | €600k | €594k | €587k | ▼ 1.1% |
| Tangible fixed assets22/27 | €590k | €586k | €600k | €594k | €587k | ▼ 1.1% |
| Land and buildings22 | €590k | €586k | €600k | €594k | €587k | ▼ 1.1% |
| Current assets29/58 | €104k | €88k | €62k | €65k | €65k | ▼ 0.3% |
| Amounts receivable within one year40/41 | - | €321 | €321 | €7k | - | - |
| Other amounts receivable41 | - | €321 | €321 | €7k | - | - |
| Cash at bank and in hand54/58 | €103k | €87k | €62k | €58k | €64k | ▲ 10.1% |
| Deferred charges and accrued income490/1 | €679 | €752 | - | - | €877 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €694k | €674k | €662k | €659k | €652k | ▼ 1.0% |
| Equity10/15 | €685k | €668k | €655k | €651k | €643k | ▼ 1.2% |
| Contributions10/11 | €744k | €744k | €744k | €744k | €744k | = |
| Capital10 | €744k | €744k | €744k | €744k | €744k | = |
| Issued capital100 | €744k | €744k | €744k | €744k | €744k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €110 | €110 | €110 | €110 | €110 | = |
| Profit (loss) carried forward14 | €-61k | €-78k | €-91k | €-95k | €-102k | ▼ 8.3% |
| Amounts payable17/49 | €10k | €6k | €8k | €8k | €9k | ▲ 15.4% |
| Amounts payable within one year42/48 | €10k | €6k | €8k | €8k | €9k | ▲ 15.4% |
| Trade debts44 | €10k | €6k | €8k | €8k | €9k | ▲ 15.4% |
| Suppliers440/4 | €10k | €6k | €8k | €8k | €9k | ▲ 15.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-8k | €-17k | €-13k | €-4k | €-8k | ▼ 119% |
| + Depreciation and write-downs630 | €5k | €5k | €5k | €6k | €6k | = |
| Operating cash flow (approximation) | €-3k | €-12k | €-7k | €3k | €-1k | ▼ 148% |
| Investment in fixed assets (approximation) | - | €0 | €-20k | €0 | €0 | - |
| Change in cash | - | €-16k | €-25k | €-4k | €6k | ▲ 250% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Resignations: Juan Murillo, Marcos França and Cedric de VicqAppointments: Alexia Spieler, Frédéric De Visscher and Philipp Niemann · Mandate compensation · Power of attorney23 facts ▸
State Gazette act
Resignations: Juan Murillo, Marcos França and Cedric de Vicq
Appointments: Alexia Spieler, Frédéric De Visscher and Philipp Niemann · Mandate compensation · Power of attorney23 facts ▸
- General meeting, 16/01/2026
- Director resignation, Juan Murillo (director)
- Director resignation, Marcos França (chair)
- Director resignation, Marcos França (director)
- Director resignation, Cedric de Vicq (director)
- Director appointment, Alexia Spieler (director)
- Director appointment, Frédéric De Visscher (director)
- Director appointment, Philipp Niemann (director)
- Mandate compensation, Alexia Spieler
- Mandate compensation, Frédéric De Visscher
- Mandate compensation, Philipp Niemann
- Board meeting, 20/01/2026
- +11 further facts in this act
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 24 acts read
About the unread acts
Of the 24 Belgian State Gazette acts we know for this company, 1 has been read. The other 23 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26102027). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Alexia Spieler
CurrentDirector · since 13-01-2026
Frédéric De Visscher
CurrentDirector · since 13-01-2026
Philipp Niemann
CurrentChair of the board · since 13-01-2026
20-01-2026
Philipp Niemann: Appointed as Chair of the board
13-01-2026
Alexia Spieler: Appointed as Director
13-01-2026
Frédéric De Visscher: Appointed as Director
13-01-2026
Philipp Niemann: Appointed as Director
12-01-2026
Cédric de Vicq: Resigned as Director
Not every act has been read: a resignation may be missing here
23 of this company's 24 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 1991
Ground area
5.5 ha
Building footprint
1,432 m²
Volume, LiDAR
12,769 m³
Parcel 25056C0042/00S002, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
18
companies at this address
See who is registered here
1 establishment unit
Rue Charles Dubois 28, 1342 Ottignies-Louvain-la-Neuve
since 19912.013.186.597
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056C0042/00S002 | Wallonia | 5.5 ha | 1 · 1,432 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded14-01-1977
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.