YL Group
ActiveThe computed 12-month bankruptcy probability of YL Group is 2.3% (moderate). The 2024 annual accounts show negative equity (€-4k) and a net result of €4k. Equity is shrinking by ~83.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 575 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+83
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.71 against 0.46 in 2023; short-term debt: 129.1% and cash: 68.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-29.1%
Return on assets
26.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 575 sector peers (2024).
NBB · sector comparisonPosition among 575 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
48 d early
2023
51 d early
2022
52 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k
2023 · €-14k
2022: €1k
2023: €-14k
2022 → 2024
Working capital
€-5k▲ 39.7%
2023 · €-9k
2022: €5k
2023: €-9k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€6k-€-8k€-4k▲ 47.7%
Operating result€3k-€-12k€7k
Net result€1k-€-14k€4k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7k after a loss of €12k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €14k
Fixed assets
€1k▲ 42.6%
Current assets
€13k▲ 74.4%
Key figures and ratios
EBITDA
€8k▲
2023 · €-12k
Cash flow
€5k▲
2023 · €-14k
Solvency
-29.1%▲
2023 · -95.5%
Current ratio
0.71▲
2023 · 0.46
Quick ratio
0.59▲
2023 · 0.39
Debt / equity
-4.43▼
2023 · -2.05
ROA
26.6%▲
2023 · -170.6%
Interest coverage
4.00▲
2023 · -5.67
Debt
€18k▲
2023 · €16k
Debt ≤ 1 year
€18k▲
2023 · €16k
Income taxes
€1k▲
2023 · €-136
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€8k€14k▲
Fixed assets21/28€774€1k▲
Tangible fixed assets22/27€774€1k▲
Furniture and vehicles24€774€1k▲
Current assets29/58€8k€13k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40-€363
Other amounts receivable41€2k€650▼
Cash at bank and in hand54/58€4k€10k▲
Deferred charges and accrued income490/1€176€184▲
Equity and liabilities
Total equity and liabilities10/49€8k€14k▲
Equity10/15€-8k€-4k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-13k€-9k▲
Amounts payable17/49€16k€18k▲
Amounts payable within one year42/48€16k€18k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€11k€14k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€587€857▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€393-
Other operating charges640/8€705€713▲
Gross operating margin9900€-11k€9k▲
Operating profit (loss)9901€-12k€7k▲
Financial income75/76B-€159
Recurring financial income75-€159
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-14k€5k▲
Income taxes67/77€-136€1k▲
Profit (loss) for the period9904€-14k€4k▲
Profit (loss) for the period to be appropriated9905€-14k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-9k▲
Profit (loss) brought forward from the previous period14P€1k€-13k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-14k ▼1233%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Fort de Dave(DV) 55100 NamurGround area
4,361 m²
Building footprint
172 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
YL Group
since 20212.319.641.271
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92064A0057/00D006 | Wallonia | 2,918 m² | 1 · 172 m² | - |
| 92032A0149/00R006 | Wallonia | 1,443 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,195 companies in sector 96992 we hold annual accounts for 131. 105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2021
Fiscal year end31-12
Trade name FR
Hair by Jérôme ; Jérôme Bourgeois Photography
Activities, NACEBEL
96092Personal service activities
96992Tattoo and piercing services
74201Photography, excluding press photography
74209Other photographic activities
85592Vocational training
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:jerome.bourgeois.job@gmail.com
Phone:+32477524108
Phone:0477524108