Xylobel
ActiveXylobel has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €239k and a net result of €16k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-5
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 18.9 against 20.13 in 2024), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
6.4%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
59 d early
2023
57 d early
2022
39 d early
2021
6 d early
2020
23 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€239k▲ 7.3%
2024 · €223k
2018: €126k
2019: €241k
2020: €179k
2021: €170k
2022: €192k
2023: €205k
2024: €223k
2018 → 2025
Total assets
€252k▲ 7.6%
2024 · €234k
2018: €197k
2019: €286k
2020: €320k
2021: €231k
2022: €226k
2023: €209k
2024: €234k
2018 → 2025
Net result
€16k▼ 7.6%
2024 · €18k
2018: €54k
2019: €115k
2020: €49k
2021: €34k
2022: €42k
2023: €14k
2024: €18k
2018 → 2025
Working capital
€239k▲ 7.5%
2024 · €222k
2018: €116k
2019: €234k
2020: €175k
2021: €169k
2022: €190k
2023: €203k
2024: €222k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€192k▲ 12.8%€205k▲ 7.1%€223k▲ 8.5%€239k▲ 7.3%
Operating result€19k-€58k▲ 211%€20k▼ 65.4%€17k▼ 13.6%€-17k
Net result€34k-€42k▲ 22.3%€14k▼ 67.2%€18k▲ 28.2%€16k▼ 7.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €17k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €252k
Fixed assets
€474▼ 53.2%
Current assets
€252k▲ 7.9%
Equity and liabilities €252k
Equity
€239k▲ 7.3%
Debt
€13k▲ 14.9%
The debt ratio rises from 4.9% to 5.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€-16k▼
2024 · €18k
Cash flow
€17k▼
2024 · €19k
Solvency
94.7%▼
2024 · 95.1%
Current ratio
18.90▼
2024 · 20.13
Quick ratio
18.90▼
2024 · 20.13
Debt / equity
0.06▲
2024 · 0.05
ROE
6.8%▼
2024 · 7.9%
ROA
6.4%▼
2024 · 7.5%
Interest coverage
-38.04▼
2024 · 17.12
Debt
€13k▲
2024 · €12k
Debt ≤ 1 year
€13k▲
2024 · €12k
Income taxes
€12k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€234k€252k▲
Fixed assets21/28€1k€474▼
Tangible fixed assets22/27€1k€474▼
Plant, machinery and equipment23€1k€474▼
Current assets29/58€233k€252k▲
Amounts receivable within one year40/41€188k€208k▲
Other amounts receivable41€188k€208k▲
Current investments50/53€38k€0▼
Cash at bank and in hand54/58€5k€41k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€234k€252k▲
Equity10/15€223k€239k▲
Contributions10/11€13k€13k=
Reserves13€210k€227k▲
Distributable reserves133€210k€227k▲
Amounts payable17/49€12k€13k▲
Amounts payable within one year42/48€12k€13k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Other amounts payable47/48€14€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€538▼
Other operating charges640/8€2k€959▼
Gross operating margin9900€20k€-15k▼
Operating profit (loss)9901€17k€-17k▼
Financial income75/76B€13k€45k▲
Recurring financial income75€13k€45k▲
Financial charges65/66B€1k€427▼
Recurring financial charges65€1k€427▼
Profit (loss) for the period before taxes9903€30k€28k▼
Income taxes67/77€12k€12k▼
Profit (loss) for the period9904€18k€16k▼
Profit (loss) for the period to be appropriated9905€18k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€16k▼
Transfer to equity691/2€18k€16k▼
To other reserves6921€18k€16k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €14k ▼67.2%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 9current ratio 55.16
Current ratio from 6.47 to 55.16; short-term debt falls from €35k to €4k.
31-12
Financial
Equity above €200kEq €205k ▲7.1%
6 profitable years in a row build equity to €205k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Highest result since 2018net €115k ▲113%
Operating result €175k, net result €115k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 7.88
Current ratio from 3.13 to 7.88; short-term debt falls from €54k to €34k.
31-12
Financial
Equity above €200kEq €241k ▲91.7%
2 profitable years in a row build equity to €241k.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bovenbosstraat 133052 Oud-HeverleeGround area
3,369 m²
Building footprint
211 m²
Volume, LiDAR
1,483 m³
Parcel 24013B0220/00R012, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bovenbosstraat 13, 3052 Oud-Heverlee
since 19962.077.594.696
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24013B0220/00R012 | Flanders | 3,369 m² | 1 · 211 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600UONUILLBE7RL37
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Of 824 companies in sector 46620 we hold annual accounts for 639. 494 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-1996
Fiscal year end31-12
Activities, NACEBEL
46620Wholesale of machine tools
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.