XDGH has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.97M and a net result of €553k. Equity is growing by ~37.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 3282 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
50 d early
2024
27 d early
2023
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.97M▲ 38.9%
2024 · €1.42M
2023: €896k
2024: €1.42M
2023 → 2025
Total assets
€6.33M▲ 0.8%
2024 · €6.28M
2023: €6.07M
2024: €6.28M
2023 → 2025
Net result
€553k▲ 5.4%
2024 · €524k
2023: €539k
2024: €524k
2023 → 2025
Working capital
€-339k▲ 10.6%
2024 · €-379k
2023: €-407k
2024: €-379k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€896k-€1.42M▲ 58.5%€1.97M▲ 38.9%
Operating result€73k-€44k▼ 39.4%€57k▲ 29.0%
Net result€539k-€524k▼ 2.8%€553k▲ 5.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.33M
Fixed assets
€5.95M=
Current assets
€381k▲ 15.6%
Equity and liabilities €6.33M
Equity
€1.97M▲ 38.9%
Debt
€4.36M▼ 10.3%
The debt ratio falls from 77.4% to 68.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
31.2%▲
2024 · 22.6%
ROE
28.0%▼
2024 · 36.9%
ROA
8.7%▲
2024 · 8.3%
Debt
€4.36M▼
2024 · €4.86M
Debt ≤ 1 year
€720k▲
2024 · €708k
Debt > 1 year
€3.64M▼
2024 · €4.15M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.28M€6.33M▲
Fixed assets21/28€5.95M€5.95M=
Financial fixed assets28€5.95M€5.95M=
Current assets29/58€329k€381k▲
Amounts receivable within one year40/41€280k€379k▲
Trade receivables40€119k€115k▼
Other amounts receivable41€161k€264k▲
Cash at bank and in hand54/58€49k€2k▼
Equity and liabilities
Total equity and liabilities10/49€6.28M€6.33M▲
Equity10/15€1.42M€1.97M▲
Contributions10/11€357k€357k=
Profit (loss) carried forward14€1.06M€1.62M▲
Amounts payable17/49€4.86M€4.36M▼
Amounts payable after more than one year17€4.15M€3.64M▼
Financial debts170/4€4.15M€3.64M▼
Amounts payable within one year42/48€708k€720k▲
Current portion of amounts payable after more than one year42€496k€512k▲
Trade debts44€58k€54k▼
Suppliers440/4€58k€54k▼
Other amounts payable47/48€154k€154k=
Accrued charges and deferred income492/3€58€58=
Income statement
Code20242025
Other operating charges640/8€387€998▲
Gross operating margin9900€44k€58k▲
Operating profit (loss)9901€44k€57k▲
Financial income75/76B€718k€718k=
Recurring financial income75€718k€718k=
Financial charges65/66B€238k€222k▼
Recurring financial charges65€238k€222k▼
Profit (loss) for the period before taxes9903€524k€553k▲
Profit (loss) for the period9904€524k€553k▲
Profit (loss) for the period to be appropriated9905€524k€553k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.06M€1.62M▲
Profit (loss) brought forward from the previous period14P€539k€1.06M▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2023net €553k ▲5.4%
Net result €553k, the highest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €524k ▼2.8%
Net result drops to €524k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.42M ▲58.5%
2 profitable years in a row build equity to €1.42M.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Handelskaai 481000 BrusselGround area
1,459 m²
Building footprint
1,067 m²
Volume, LiDAR
16,597 m³
Parcel 21812N1454/00V011, Brussels · tallest building 24.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
XDGH
since 20232.340.130.542
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N1454/00V011 | Brussels | 1,459 m² | 1 · 1,067 m² | 24.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
Christian Chéruy
BE 0458.003.811
Lasne · Eq €1.97M
Advocaat Paul Brondel
BE 0442.897.050
Oostkamp · Eq €1.95M
Paul Van Hooghten
BE 0741.352.687
Huldenberg · Eq €1.95M
Verhelst Advocaten
BE 0440.455.422
Antwerpen · Eq €2.00M
A. Ooms advocaten
BE 0748.689.154
Aalst · Eq €2.01M
Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 2,734 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2022
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.