WTD SOLUTIONS
ActiveThe computed 12-month bankruptcy probability of WTD SOLUTIONS is 3.4% (moderate). The 2025 annual accounts show equity of €21k and a net result of €3k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 4575 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+72
Solvency60▲+5
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.07 in 2024; short-term debt: 31% and cash: 39.4% of total assets), but 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.1%
Return on assets
5.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
3 d late
2024
4 d late
2023
31 d late
2022
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 18.6%
2024 · €18k
2022: €20k
2023: €25k
2024: €18k
2022 → 2025
Total assets
€60k▼ 0.4%
2024 · €60k
2022: €31k
2023: €47k
2024: €60k
2022 → 2025
Net result
€3k
2024 · €-7k
2022: €17k
2023: €4k
2024: €-7k
2022 → 2025
Working capital
€17k▲ 16.1%
2024 · €15k
2022: €20k
2023: €14k
2024: €15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€20k-€25k▲ 20.8%€18k▼ 28.0%€21k▲ 18.6%
Operating result€22k-€6k▼ 72.8%€-6k€6k
Net result€17k-€4k▼ 75.6%€-7k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€24k▼ 23.0%
Current assets
€36k▲ 23.7%
Equity and liabilities €60k
Equity
€21k▲ 18.6%
Debt
€39k▼ 8.4%
The debt ratio falls from 70.5% to 64.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €-4k
Cash flow
€10k▲
2024 · €-4k
Solvency
35.1%▲
2024 · 29.5%
Current ratio
1.94▼
2024 · 2.07
Quick ratio
1.94▼
2024 · 2.07
Debt / equity
1.85▼
2024 · 2.39
ROE
15.7%▲
2024 · -39.0%
ROA
5.5%▲
2024 · -11.5%
Interest coverage
7.02▲
2024 · -4.87
Debt
€39k▼
2024 · €43k
Debt ≤ 1 year
€19k▲
2024 · €14k
Debt > 1 year
€19k▼
2024 · €26k
Income taxes
€926▲
2024 · €-195
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€60k▼
Fixed assets21/28€31k€24k▼
Tangible fixed assets22/27€31k€24k▼
Furniture and vehicles24€31k€24k▼
Current assets29/58€29k€36k▲
Amounts receivable within one year40/41€4k€10k▲
Trade receivables40€4k€10k▲
Other amounts receivable41€407€0▼
Cash at bank and in hand54/58€24k€24k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€60k€60k▼
Equity10/15€18k€21k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€15k€18k▲
Amounts payable17/49€43k€39k▼
Amounts payable after more than one year17€26k€19k▼
Financial debts170/4€26k€19k▼
Amounts payable within one year42/48€14k€19k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€35€2k▲
Suppliers440/4€35€2k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€6k€8k▲
Accrued charges and deferred income492/3€2k€931▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€879€17k▲
Operating profit (loss)9901€-6k€6k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€763€2k▲
Recurring financial charges65€763€2k▲
Profit (loss) for the period before taxes9903€-7k€4k▲
Income taxes67/77€-195€926▲
Profit (loss) for the period9904€-7k€3k▲
Profit (loss) for the period to be appropriated9905€-7k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€18k▲
Profit (loss) brought forward from the previous period14P€22k€15k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Weakest financial yearnet €-7k ▼263%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Delaval 44801 VerviersGround area
86 m²
Building footprint
46 m²
Volume, LiDAR
391 m³
Parcel 63074B1298/00C000, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WTD SOLUTIONS
since 20222.345.777.229
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63074B1298/00C000 | Wallonia | 86 m² | 1 · 46 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 1,990 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2022
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
77110Renting and leasing of cars and light motor vehicles
90393Specialised image, lighting and sound technical services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.