WRA
ActiveWRA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €50k. Equity is shrinking by ~28.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 6% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-1
Growth32=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.9%
Return on assets
95.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 16426 sector peers (2025).
NBB · sector comparisonPosition among 16426 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
63 d early
2024
28 d early
2023
6 d early
2022
on the day
2021
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 52.4%
2024 · €2k
2021: €83k
2022: €123k
2023: €154k
2024: €2k
2021 → 2025
Total assets
€52k▼ 24.0%
2024 · €69k
2021: €114k
2022: €143k
2023: €165k
2024: €69k
2021 → 2025
Net result
€50k▼ 18.3%
2024 · €61k
2021: €85k
2022: €44k
2023: €31k
2024: €61k
2021 → 2025
Working capital
€-6k▲ 22.7%
2024 · €-7k
2021: €73k
2022: €109k
2023: €142k
2024: €-7k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€123k▲ 49.0%€154k▲ 24.8%€2k▼ 98.6%€1k▼ 52.4%
Operating result€107k-€55k▼ 48.3%€39k▼ 29.4%€75k▲ 91.2%€68k▼ 9.4%
Net result€85k-€44k▼ 48.5%€31k▼ 30.2%€61k▲ 101%€50k▼ 18.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€7k▼ 29.4%
Current assets
€46k▼ 23.1%
Equity and liabilities €52k
Equity
€1k▼ 52.4%
Debt
€51k▼ 23.1%
The debt ratio rises from 96.9% to 98.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€71k▼
2024 · €78k
Cash flow
€53k▼
2024 · €64k
Solvency
1.9%▼
2024 · 3.1%
Current ratio
0.89▼
2024 · 0.89
Quick ratio
0.89▼
2024 · 0.89
Debt / equity
51.23▲
2024 · 31.73
ROA
95.8%▲
2024 · 89.2%
Interest coverage
789.17▼
2024 · 874.58
Debt
€51k▼
2024 · €67k
Debt ≤ 1 year
€51k▼
2024 · €67k
Income taxes
€18k▲
2024 · €16k
A ratio outside any meaningful range has been withheld (balance sheet total €52k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€52k▼
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€995€337▼
Furniture and vehicles24€8k€6k▼
Other tangible fixed assets26€661€549▼
Current assets29/58€59k€46k▼
Amounts receivable within one year40/41€1k€4k▲
Trade receivables40€464€0▼
Other amounts receivable41€769€4k▲
Current investments50/53€0-
Cash at bank and in hand54/58€47k€28k▼
Deferred charges and accrued income490/1€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€69k€52k▼
Equity10/15€2k€1k▼
Contributions10/11€1k€1k=
Reserves13€1k€0▼
Distributable reserves133€1k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€67k€51k▼
Amounts payable within one year42/48€67k€51k▼
Trade debts44€92€402▲
Suppliers440/4€92€402▲
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€61k€43k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€594€64▼
Gross operating margin9900€78k€71k▼
Operating profit (loss)9901€75k€68k▼
Financial income75/76B€3k€0▼
Recurring financial income75€3k€0▼
Financial charges65/66B€89€89▲
Recurring financial charges65€89€89▲
Profit (loss) for the period before taxes9903€78k€68k▼
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€61k€50k▼
Profit (loss) for the period to be appropriated9905€61k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€50k▼
Transfer from equity791/2€152k€1k▼
Transfer to equity691/2€301€0▼
To other reserves6921€301€0▼
Profit to be distributed694/7€213k€51k▼
Return on contributions (dividend)694€213k€51k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation3 facts ▸
- General meeting, 01/02/2026
- Director appointment, Naomi Schreurs (niet-statutaire bestuurder)
- Mandate compensation, Naomi Schreurs
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €31k ▼30.2%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 13.65
Current ratio from 6.63 to 13.65; short-term debt falls from €19k to €11k.
31-12
Financial
Equity above €150kEq €154k ▲24.8%
3 profitable years in a row build equity to €154k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €123k ▲49%
2 profitable years in a row build equity to €123k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Naomi Schreurs
CurrentNon-statutory director · since 01-02-2026
01-02-2026
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverlaan 33010 LeuvenGround area
211 m²
Building footprint
68 m²
Volume, LiDAR
617 m³
Parcel 24051A0440/00D015, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WRA
since 20202.311.261.065
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24051A0440/00D015 | Flanders | 211 m² | 1 · 68 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOKTER DAVID DERTHOO
BE 0641.627.680
Kortrijk · Eq €1k
EVERMEA
BE 0765.404.630
Temse · Eq €2k
SIMDA
BE 0769.312.344
Dilbeek · Eq €2k
Apotheker Bart Peeters Klinisch Bioloog
BE 0788.356.612
Mortsel · Eq €2k
Odontolia Lab
BE 0686.784.942
Gembloux · Eq €2k
Of 698 companies in sector 86910 we hold annual accounts for 521. 25 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2020
Fiscal year end31-12
Activities, NACEBEL
86901Human health activities
86910Medical imaging and medical laboratories
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.