WISHELF
ActiveWISHELF has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €55k. Equity is growing by ~131.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+14
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.54 against 2.48 in 2024; short-term debt: 15% and cash: 77.1% of total assets), and 15% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Sector 26
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85%
Return on assets
37.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
54 d late
2023
68 d late
2022
78 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▲ 86.0%
2024 · €68k
2022: €982
2023: €8k
2024: €68k
2022 → 2025
Total assets
€148k▲ 33.7%
2024 · €111k
2022: €1k
2023: €32k
2024: €111k
2022 → 2025
Net result
€55k▼ 7.8%
2024 · €59k
2022: €-3k
2023: €7k
2024: €59k
2022 → 2025
Working capital
€123k▲ 92.5%
2024 · €64k
2022: €982
2023: €8k
2024: €64k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€982-€8k▲ 728%€68k▲ 731%€126k▲ 86.0%
Operating result€-3k-€9k€80k▲ 836%€74k▼ 7.0%
Net result€-3k-€7k€59k▲ 732%€55k▼ 7.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€3k▼ 18.8%
Current assets
€145k▲ 35.7%
Equity and liabilities €148k
Equity
€126k▲ 86.0%
Debt
€22k▼ 48.5%
The debt ratio falls from 38.9% to 15.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €81k
Cash flow
€57k▼
2024 · €60k
Solvency
85.0%▲
2024 · 61.1%
Current ratio
6.54▲
2024 · 2.48
Quick ratio
6.54▲
2024 · 2.48
Debt / equity
0.18▼
2024 · 0.64
ROE
43.6%▼
2024 · 88.0%
ROA
37.1%▼
2024 · 53.8%
Interest coverage
433.06▼
2024 · 813.88
Debt
€22k▼
2024 · €43k
Debt ≤ 1 year
€22k▼
2024 · €43k
Income taxes
€19k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€148k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€55€55=
Current assets29/58€107k€145k▲
Amounts receivable within one year40/41€55k€31k▼
Trade receivables40€54k€29k▼
Other amounts receivable41€92€2k▲
Cash at bank and in hand54/58€52k€114k▲
Deferred charges and accrued income490/1-€12
Equity and liabilities
Total equity and liabilities10/49€111k€148k▲
Equity10/15€68k€126k▲
Contributions10/11€4k€7k▲
Profit (loss) carried forward14€64k€119k▲
Amounts payable17/49€43k€22k▼
Amounts payable within one year42/48€43k€22k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€30k€10k▼
Taxes450/3€30k€10k▼
Other amounts payable47/48€8k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€665€2k▲
Other operating charges640/8€387€1k▲
Gross operating margin9900€81k€77k▼
Operating profit (loss)9901€80k€74k▼
Financial charges65/66B€99€176▲
Recurring financial charges65€99€176▲
Profit (loss) for the period before taxes9903€80k€74k▼
Income taxes67/77€20k€19k▼
Profit (loss) for the period9904€59k€55k▼
Profit (loss) for the period to be appropriated9905€59k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€119k▲
Profit (loss) brought forward from the previous period14P€4k€64k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 6.54
Current ratio from 2.48 to 6.54; short-term debt falls from €43k to €22k.
31-12
Financial
Equity above €100kEq €126k ▲86%
3 profitable years in a row build equity to €126k.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Highest result since 2022net €59k ▲732%
Operating result €80k, net result €59k, both a record.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de l'Avocat 191410 WaterlooGround area
850 m²
Building footprint
162 m²
Volume, LiDAR
1,307 m³
Parcel 25110B0568/00E000, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WISHELF
since 20212.324.108.419
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110B0568/00E000 | Wallonia | 849 m² | 1 · 162 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SILEX INSIGHT
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CAMERA and CO
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DELPRO SOLUTIONS
BE 0862.370.778
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Elecgator
BE 0539.831.427
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WARNIER DEVELOPPEMENT
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Of 148 companies in sector 26400 we hold annual accounts for 84. 55 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2021
Fiscal year end31-12
Activities, NACEBEL
26400Manufacture of computer, electronic and optical products
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.