WINFISC
ActiveWINFISC has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €301k and a net result of €41k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-1
Solvency78▲+5
Growth42=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 7.9 against 5.95 in 2024; short-term debt: 8.1% and cash: 0.1% of total assets), and 47.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.5%
Return on assets
7.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d late
2023
on the day
2022
on the day
2021
on the day
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€143k▼ 6.8%
2020 · €153k
2020: €153k
2020 → 2021
EBIT margin
28.7%▼ 18.3pp
2020 · 47.0%
2020: 47.0%
2020 → 2021
Net result
€41k▼ 6.7%
2024 · €44k
2019: €17k
2020: €49k
2021: €28k
2022: €30k
2023: €42k
2024: €44k
2019 → 2025
Working capital
€321k▲ 21.0%
2024 · €265k
2019: €208k
2020: €186k
2021: €123k
2022: €113k
2023: €339k
2024: €265k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€143k-
Equity€339k-€313k▼ 7.6%€355k▲ 13.4%€260k▼ 26.8%€301k▲ 15.8%
Operating result€41k-€45k▲ 10.3%€59k▲ 29.5%€63k▲ 8.2%€63k▼ 0.6%
Net result€28k-€30k▲ 4.6%€42k▲ 42.0%€44k▲ 5.1%€41k▼ 6.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €574k
Fixed assets
€207k▼ 6.5%
Current assets
€367k▲ 15.2%
Equity and liabilities €574k
Equity
€301k▲ 15.8%
Provisions
€66k=
Debt
€206k▼ 3.3%
The debt ratio falls from 39.6% to 36.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €85k
Cash flow
€56k▼
2024 · €66k
Solvency
52.5%▲
2024 · 48.2%
Current ratio
7.90▲
2024 · 5.95
Quick ratio
7.90▲
2024 · 5.95
Debt / equity
0.69▼
2024 · 0.82
ROE
13.6%▼
2024 · 16.9%
ROA
7.2%▼
2024 · 8.2%
Interest coverage
13.19▼
2024 · 14.45
Debt
€206k▼
2024 · €214k
Debt ≤ 1 year
€46k▼
2024 · €54k
Debt > 1 year
€160k=
2024 · €160k
Income taxes
€16k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€540k€574k▲
Fixed assets21/28€221k€207k▼
Tangible fixed assets22/27€221k€207k▼
Land and buildings22€138k€136k▼
Plant, machinery and equipment23€71k€71k▼
Furniture and vehicles24€12k€0▼
Financial fixed assets28€50€50=
Current assets29/58€319k€367k▲
Amounts receivable within one year40/41€254k€366k▲
Trade receivables40€34k€11k▼
Other amounts receivable41€220k€356k▲
Current investments50/53€63k€81▼
Cash at bank and in hand54/58€2k€520▼
Deferred charges and accrued income490/1€306€306=
Equity and liabilities
Total equity and liabilities10/49€540k€574k▲
Equity10/15€260k€301k▲
Contributions10/11€0-
Reserves13€260k€301k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€8k€8k=
Distributable reserves133€253k€294k▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€66k€66k=
Provisions for liabilities and charges160/5€66k€66k=
Pensions and similar obligations160€66k€66k=
Amounts payable17/49€214k€206k▼
Amounts payable after more than one year17€160k€160k=
Financial debts170/4€160k€160k=
Amounts payable within one year42/48€54k€46k▼
Trade debts44€27k€32k▲
Suppliers440/4€27k€32k▲
Taxes, remuneration and social security45€14k€8k▼
Taxes450/3€6k€6k▲
Remuneration and social security454/9€8k€1k▼
Other amounts payable47/48€12k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€14k▼
Other operating charges640/8€1k€556▼
Gross operating margin9900€86k€78k▼
Operating profit (loss)9901€63k€63k▼
Financial income75/76B€4k€116▼
Recurring financial income75€4k€116▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€61k€57k▼
Income taxes67/77€17k€16k▼
Profit (loss) for the period9904€44k€41k▼
Profit (loss) for the period to be appropriated9905€44k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€41k▼
Transfer to equity691/2€44k€41k▼
To other reserves6921€44k€41k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity triplescurrent ratio 9.35
Current ratio from 3.31 to 9.35; short-term debt falls from €49k to €41k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Highest result since 2019net €49k ▲183%
Operating result €72k, net result €49k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peerdekerkhofstraat 322235 HulshoutGround area
1,083 m²
Building footprint
152 m²
Volume, LiDAR
1,039 m³
Parcel 13016A0076/00A000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Peerdekerkhofstraat 32, 2235 Hulshout
since 20012.301.898.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13016A0076/00A000 | Flanders | 1,083 m² | 1 · 152 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 87 EUR awarded · 87 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 87 EUR | 87 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,172 companies in sector 69201 we hold annual accounts for 7,638. 6,056 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2001
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.