Equity
€600,680 ▲ 10.2%
WINAFISC has made a profit without a break since 2020.
WINAFISC
Lifetime
20 annual accounts with figures on one time axis, 25 filings since 2001peak €308,898 (2020)
€120,774▲ 97.0%
lowest -€5,562 (2016)
€55,569▲ 189%
peak €600,680 (2025)
€600,680▲ 10.2%
€842,838▲ 6.0%
peak 1 FTE (2019)
-not published
Board2 names since 2020
2 directorsCynthia Mundorff and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €61,319 to €120,774Result from €19,242 to €55,569Investments €152,332
Key points
from the 2025 annual accountsTurnover
≈ €230,000 estimated
The micro format states no turnover.
Investments
€178,219 5.5 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 18.7% higher than in 2024.
Liquidity
4.40 was 11.92 in 2024
Short-term debts rose from €57,770 to €152,569.
Filings
25 annual accounts since 2001
Eight of the last ten came late. The 2020 accounts came latest: 87 days after the end of the period.
Position in the sector
€600,680
More equity than 90% of companies in legal and accounting. Sector median €86,387 · 15,825 companies.
Checked score
92
Excellent
Financially stronger than 37% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,101 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €1.4m
Figures for financial year 2025 (filed on 31-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 39% of them on solvency, 41% on liquidity, 15% on profitability and 55% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as WINAFISC has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of WINAFISC itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for WINAFISC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.4 (11.92 in 2024), above the usual 1.5. Short-term debt is 10.6% and cash 5.3% of total assets. However, 58.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
2022
31 days late
2021
on the day
2020
87 days late
2019
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0473279628
Amendment of the articles · Legal-form change · Resignations & appointments
“Juridische dienstverlening die verband houden met de werkzaamheden van de beroepsbeoefenaar; Het verstrekken…” (deed in Dutch) · Board composition: Mundorff Cynthia (director) · Board composition: Hermans Wim (director) · General meeting of 23-07-2021 · Gazette deed
Appointment: Cynthia Mundorff (additional director)
General meeting of 30-06-2020 · Gazette deed
Incorporation
published on 25-11-2000 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WINAFISC Mortsel | €1.4m | €120,774 | 41.6% | - |
| FINTEL Berlaar | €1.4m | €118,280 | 49.8% | - |
| MH FISC Puurs-Sint-Amands | €1.2m | €111,159 | 2.6% | - |
| WIM VAN CALSTER Aarschot | €1.6m | €110,445 | 33.2% | - |
| Dominique Berteloot Accountancy Kortrijk | €1.5m | €122,251 | 75.4% | - |
| GONDRY ACCOUNTING & CONSULTING Seneffe | €1.3m | €140,126 | 66.9% | - |
| FAGRECO CONSULTING Kontich | €1.6m | €137,000 | 87.0% | - |
These companies have the same main activity as WINAFISC: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1.2m and €1.6m, founded between 1994 and 2004.
Official details
Source: KBO- Status
- Active since 15-11-2000Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.116.133.2912640 Mortsel, since 09-11-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on WINAFISC
WINAFISC files the micro format. That format states no turnover. The gross margin rose from €37,719 in 2006 to €120,774 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WINAFISC
- What is the company number of WINAFISC?
- The company number of WINAFISC is 0473.279.628. The VAT number is the same number with BE in front: BE 0473.279.628.
- Where is WINAFISC based?
- The registered office is at Hendrik Kuijpersstraat 32, 2640 Mortsel.Company details
- What does WINAFISC do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of WINAFISC?
- WINAFISC is a private limited company (BV).
- When was WINAFISC founded?
- WINAFISC was founded on 15-11-2000.
- Is WINAFISC still active?
- Yes, WINAFISC is an active enterprise in the KBO register.
- How many employees does WINAFISC have?
- WINAFISC had an average of 0.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does WINAFISC fall under?
- In its 2025 annual accounts, WINAFISC states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of WINAFISC?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €120,774 and 43 comparable companies (NACE 69201). It probably lies between €190,000 and €280,000.
- Is WINAFISC profitable?
- In financial year 2025, WINAFISC made a profit of €55,569.
- Where can I find the annual accounts of WINAFISC?
- WINAFISC filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WINAFISC due?
- WINAFISC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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