WHITEWOOD INVESTORS
ActiveThe computed 12-month bankruptcy probability of WHITEWOOD INVESTORS is 1.6% (moderate). The 2025 annual accounts show equity of €7.05M and a net result of €-1.38M. Equity remains stable across the filed fiscal years (±2.4% per year). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-29
Solvency93▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €360k at 30 days acceptable
Liquidity ample (current ratio 14.09; short-term debt: 0.3% and cash: 2.1% of total assets), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
-13.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-1.38M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
6 d late
2024
30 d early
2023
41 d early
2022
7 d late
2021
11 d early
2020
100 d early
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€7.05M▼ 16.4%
2024 · €8.43M
2018: €4.30M
2019: €6.80M
2020: €6.82M
2021: €6.83M
2022: €7.15M
2023: €7.18M
2024: €8.43M
2018 → 2025
Total assets
€10.41M▼ 19.0%
2024 · €12.85M
2018: €5.95M
2019: €6.87M
2020: €6.84M
2021: €6.84M
2022: €7.40M
2023: €9.85M
2024: €12.85M
2018 → 2025
Net result
€-1.38M▼ 464%
2024 · €-245k
2018: €143k
2019: €1.19M
2020: €24k
2021: €6k
2022: €319k
2023: €29k
2024: €-245k
2018 → 2025
Working capital
€448k▲ 533%
2024 · €71k
2018: €865k
2019: €3.13M
2020: €407k
2021: €550k
2022: €-199k
2023: €-1.58M
2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6.83M-€7.15M▲ 4.7%€7.18M▲ 0.4%€8.43M▲ 17.5%€7.05M▼ 16.4%
Operating result€-7k-€38k€-7k€-6k▲ 5.7%€-1.12M▼ 17,083%
Net result€6k-€319k▲ 5,338%€29k▼ 90.9%€-245k€-1.38M▼ 464%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.12M in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.41M
Fixed assets
€9.93M▼ 22.3%
Current assets
€483k▲ 582%
Equity and liabilities €10.41M
Equity
€7.05M▼ 16.4%
Debt
€3.36M▼ 24.0%
The debt ratio falls from 34.4% to 32.3%. Equity and debt are lower.
Key figures and ratios
Solvency
67.7%▲
2024 · 65.6%
Current ratio
14.09
Quick ratio
14.09
Debt / equity
0.48▼
2024 · 0.52
ROE
-19.6%▼
2024 · -2.9%
ROA
-13.3%▼
2024 · -1.9%
Debt
€3.36M▼
2024 · €4.42M
Debt ≤ 1 year
€34k▲
2024 · €0
Debt > 1 year
€3.33M▼
2024 · €4.42M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12.85M€10.41M▼
Fixed assets21/28€12.78M€9.93M▼
Financial fixed assets28€12.78M€9.93M▼
Current assets29/58€71k€483k▲
Amounts receivable within one year40/41€25k€261k▲
Trade receivables40€25k€261k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€46k€221k▲
Equity and liabilities
Total equity and liabilities10/49€12.85M€10.41M▼
Equity10/15€8.43M€7.05M▼
Contributions10/11€6.81M€6.81M=
Capital10€6.34M€6.34M=
Issued capital100€6.34M€6.34M=
Outside capital11€473k€473k=
Share premium1100/10€473k€473k=
Reserves13€93k€93k=
Non-distributable reserves130/1€93k€93k=
Legal reserve130€93k€93k=
Profit (loss) carried forward14€1.52M€145k▼
Amounts payable17/49€4.42M€3.36M▼
Amounts payable after more than one year17€4.42M€3.33M▼
Financial debts170/4€4.42M€3.33M▼
Amounts payable within one year42/48€0€34k▲
Financial debts43-€20k
Credit institutions430/8-€20k
Trade debts44€0€795▲
Suppliers440/4€0€795▲
Taxes, remuneration and social security45€0€13k▲
Taxes450/3€0€13k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Other operating charges640/8€1k€998▼
Non-recurring operating charges66A-€1.12M
Gross operating margin9900€-5k€-66▲
Operating profit (loss)9901€-6k€-1.12M▼
Financial income75/76B€52k€100k▲
Recurring financial income75€52k€100k▲
Financial charges65/66B€290k€363k▲
Recurring financial charges65€290k€363k▲
Profit (loss) for the period before taxes9903€-244k€-1.38M▼
Income taxes67/77€270-
Profit (loss) for the period9904€-245k€-1.38M▼
Profit (loss) for the period to be appropriated9905€-245k€-1.38M▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.52M€145k▼
Profit (loss) brought forward from the previous period14P€1.77M€1.52M▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
2025
31-12
Financial
Weakest financial yearnet €-1.38M
Net result drops to €-1.38M, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 57.02
Current ratio from 23.40 to 57.02; short-term debt falls from €18k to €10k.
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
31-12
Financial
Highest result since 2018net €1.19M ▲734%
Net result €1.19M, the highest in the series.
31-12
Financial
Liquidity times 28current ratio 42.14
Current ratio from 1.53 to 42.14; short-term debt falls from €1.65M to €76k.
31-12
Financial
Equity above €5MEq €6.80M ▲58.2%
2 profitable years in a row build equity to €6.80M.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-05-2019
Resigned as Manager
Location & real-estate footprint
Registered office, Brussel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningsstraat 471000 BrusselGround area
1,150 m²
Building footprint
1,007 m²
Volume, LiDAR
19,645 m³
Parcel 21803C1122/00M002, Brussels · tallest building 28.8 m, ±8 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C1122/00M002 | Brussels | 1,150 m² | 1 · 1,007 m² | 28.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
20 connected companiesNetwork connections
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Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-12-2016
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.