WARDCO
ActiveWARDCO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €449k and a net result of €-116. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.85 in 2024; short-term debt: 0.2% and cash: 0.1% of total assets), and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
0%
Age of the figures
10 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 18-05-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
35 d early
2023
19 d early
2022
58 d early
2021
57 d early
2020
42 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-11-2026 close30-06-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€449k=
2024 · €449k
2018: €451k
2019: €451k
2020: €450k
2021: €450k
2022: €449k
2023: €449k
2024: €449k
2018 → 2025
Total assets
€450k▼ 0.4%
2024 · €452k
2018: €451k
2019: €451k
2020: €452k
2021: €452k
2022: €451k
2023: €452k
2024: €452k
2018 → 2025
Net result
€-116▼ 6.5%
2024 · €-109
2018: €-65
2019: €-60
2020: €-420
2021: €-94
2022: €-2k
2023: €485
2024: €-109
2018 → 2025
Working capital
€-513▼ 29.3%
2024 · €-397
2020: €1k
2021: €931
2022: €-773
2023: €-288
2024: €-397
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€450k-€449k▼ 0.4%€449k▲ 0.1%€449k=€449k=
Operating result€-73-€-2k▼ 2,202%€509€-85€-88▼ 3.1%
Net result€-94-€-2k▼ 1,713%€485€-109€-116▼ 6.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €88 in 2025 against €85 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €450k
Fixed assets
€449k=
Current assets
€250▼ 88.8%
Equity and liabilities €450k
Equity
€449k=
Debt
€764▼ 71.0%
The debt ratio falls from 0.6% to 0.2%. Debt is lower.
Key figures and ratios
Solvency
99.8%▲
2024 · 99.4%
Current ratio
0.33▼
2024 · 0.85
Quick ratio
0.33▼
2024 · 0.85
Debt / equity
0.00▼
2024 · 0.01
ROE
0.0%▼
2024 · 0.0%
ROA
0.0%▼
2024 · 0.0%
Debt
€764▼
2024 · €3k
Debt ≤ 1 year
€764▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€452k€450k▼
Fixed assets21/28€449k€449k=
Financial fixed assets28€449k€449k=
Current assets29/58€2k€250▼
Cash at bank and in hand54/58€2k€250▼
Equity and liabilities
Total equity and liabilities10/49€452k€450k▼
Equity10/15€449k€449k=
Contributions10/11€31k€31k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€415k€415k=
Amounts payable17/49€3k€764▼
Amounts payable within one year42/48€3k€764▼
Trade debts44€700€700=
Suppliers440/4€700€700=
Other amounts payable47/48€2k€63▼
Income statement
Code20242025
Gross operating margin9900€-85€-88▼
Operating profit (loss)9901€-85€-88▼
Financial charges65/66B€24€29▲
Recurring financial charges65€24€29▲
Profit (loss) for the period before taxes9903€-109€-116▼
Profit (loss) for the period9904€-109€-116▼
Profit (loss) for the period to be appropriated9905€-109€-116▼
Appropriation of the result
Profit (loss) to be appropriated9906€415k€415k=
Profit (loss) brought forward from the previous period14P€415k€415k=
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-11
Financial
Back to profitnet €485
Net result €485 after 5 loss-making years.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-11
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spoorweg 113130 BegijnendijkGround area
2,387 m²
Building footprint
167 m²
Volume, LiDAR
912 m³
Parcel 24007B0306/00Y000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24007B0306/00Y000 | Flanders | 2,386 m² | 1 · 167 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2007
Fiscal year end30-11
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.