Equity
€172,649 from €289,985 in 2024
Equity fell by 40% in 1 year.
W.V. HOLDING
Lifetime
12 annual accounts with figures on one time axispeak €10,290 (2024)
-€82,403▼ €92,693
lowest -€117,336 (2025)
-€117,336▼ €386,566
peak €289,985 (2024)
€172,649▼ 40.5%
€164,451▲ 310%
Board1 name since 2021
1 directorVERSCHUEREN Wouter,Egide,Luk
Documentsfilings and deeds
29-09-202660 days late
2025abbreviated format
Gross margin from €10,290 to -€82,403Loss of €117,336Registered office moved from Lanaken to Maasmechelen 06-03Equity from €289,985 to €172,649Debts from €40,064 to €164,4511 establishment registered
Key points
from the 2025 annual accountsResult
-€117,336 -€117,336
From profit to loss in 2025, after a profit of €269,230 in 2024.
Investments
€182,826 5.6 × depreciation
Green is investment, beige is depreciation. Machinery stands 596.0% higher than in 2024.
Liquidity
1.57 was 6.81 in 2024
Short-term debts rose from €39,550 to €80,183.
Filings
12 annual accounts since 2014
Eight of the last ten came late. The 2025 accounts came latest: 60 days after the end of the period.
Position in the sector
-€117,336
Lower net result than 95% of companies in head offices and management consultancy. Sector median €37,527 · 10,855 companies.
Turnover not published (abbreviated format)
Checked score
49
Fair
Financially stronger than 23% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 1.9%▲ +1.0 percentage point vs 03-2025
05-2025: 1.8%▼ -0.1 percentage points vs 04-2025
06-2025: 2.0%▲ +0.2 percentage points vs 05-2025
07-2025: 2.2%▲ +0.2 percentage points vs 06-2025
08-2025: 2.5%▲ +0.3 percentage points vs 07-2025
09-2025: 0.4%▼ -2.1 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026lowest value
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.6%▲ +0.1 percentage points vs 07-2026
09-2026: 0.8%▲ +0.2 percentage points vs 08-2026
10-2026: 3.0%▲ +2.2 percentage points vs 09-2026highest value
11-2026: 3.0%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 60 days late; 2 of the last 3 accounts late
1 change of registered office in 24 months
Loss of €117,336 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 47% of them on solvency, 25% on liquidity, 4% on profitability and 15% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as W.V. HOLDING has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of W.V. HOLDING itself is higher: 3.0% within 12 months. It rests on far more data about W.V. HOLDING than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for W.V. HOLDING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.57 (6.81 in 2024), above the usual 1.5. Short-term debt is 23.8% and cash 3% of total assets. 48.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
60 days late
2024
28 days late
2023
42 days late
2022
56 days late
2021
31 days late
2020
34 days late
2019
49 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 43 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0541891488
New establishment in Genk
Lowiegi - Ambachtelijk ijs, Hoevenzavellaan 37
Registered office moved from Lanaken to Maasmechelen
New registered office: Weg naar Geneuth 14, 3630 Maasmechelen · Previous registered office: Steenweg 168, 3620 Lanaken · General meeting of 19-12-2024 · Gazette deed
Resignation: VERSCHUEREN Wouter, Egide, Luk (manager)
Reappointment: VERSCHUEREN Wouter, Egide, Luk (director) · Director discharge: VERSCHUEREN Wouter, Egide, Luk · General meeting of 04-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| W.V. HOLDING Maasmechelen | €337,100 | -€82,403 | 51.2% | - |
| PHARMAWATCH Tongeren-Borgloon | €355,864 | -€25,552 | 82.3% | - |
| NPC Hasselt | €308,992 | -€14,121 | 14.9% | - |
| TOOGEZER Uccle | €348,325 | -€19,342 | -5.2% | - |
| Phil & C° Kapellen | €329,091 | -€10,583 | 19.8% | - |
| INTENSIVE CARE SERVICES Uccle | €333,123 | -€2,067 | 63.2% | - |
| EUROPEAN CROWDFUNDING NETWORK Brussels | €354,890 | -€37,650 | 51.3% | - |
These companies have the same main activity as W.V. HOLDING: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €309,000 and €356,000, founded between 2013 and 2015.
Official details
Source: KBO- Status
- Active since 15-11-2013Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment units
- 2.226.334.8923630 Maasmechelen, since 01-01-2014
- 2.372.386.4083600 Genk, since 01-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Insights on W.V. HOLDING
W.V. HOLDING files the abbreviated format. That format states no turnover. The gross margin fell from €5,563 in 2014 to -€82,403 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about W.V. HOLDING
- What is the company number of W.V. HOLDING?
- The company number of W.V. HOLDING is 0541.891.488. The VAT number is the same number with BE in front: BE 0541.891.488.
- Where is W.V. HOLDING based?
- The registered office is at Weg naar Geneuth 14, 3630 Maasmechelen.Company details
- What does W.V. HOLDING do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of W.V. HOLDING?
- W.V. HOLDING is a private limited company (BV).
- When was W.V. HOLDING founded?
- W.V. HOLDING was founded on 15-11-2013.
- Is W.V. HOLDING still active?
- Yes, W.V. HOLDING is an active enterprise in the KBO register.
- What is the turnover of W.V. HOLDING?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is W.V. HOLDING profitable?
- In financial year 2025, W.V. HOLDING made a loss of €117,336.
- Where can I find the annual accounts of W.V. HOLDING?
- W.V. HOLDING filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of W.V. HOLDING due?
- W.V. HOLDING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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