VV Build Immo Projects
ActiveThe computed 12-month bankruptcy probability of VV Build Immo Projects is 2.2% (moderate). The 2025 annual accounts show equity of €39k and a net result of €34k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+20
Solvency30▲+4
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 42.3; short-term debt: 1.4% and cash: 12.3% of total assets), but 95.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.5%
Return on assets
3.9%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €39k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
9 d late
2023
7 d early
2022
2 d early
2021
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 661%
2024 · €5k
2021: €9k
2022: €4k
2023: €15k
2024: €5k
2021 → 2025
Total assets
€859k▼ 14.9%
2024 · €1.01M
2021: €279k
2022: €274k
2023: €502k
2024: €1.01M
2021 → 2025
Net result
€34k
2024 · €-10k
2021: €-1k
2022: €-5k
2023: €11k
2024: €-10k
2021 → 2025
Working capital
€507k▼ 23.0%
2024 · €658k
2023: €496k
2024: €658k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€4k▼ 55.6%€15k▲ 295%€5k▼ 66.8%€39k▲ 661%
Operating result€-1k-€-1k▼ 2.0%€30k€28k▼ 5.6%€81k▲ 186%
Net result€-1k-€-5k▼ 292%€11k€-10k€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 186% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €859k
Fixed assets
€340k▼ 1.7%
Current assets
€519k▼ 21.8%
Equity and liabilities €859k
Equity
€39k▲ 661%
Debt
€820k▼ 18.4%
The debt ratio falls from 99.5% to 95.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2024 · €32k
Cash flow
€40k▲
2024 · €-7k
Solvency
4.5%▲
2024 · 0.5%
Current ratio
42.30
Quick ratio
20.37▲
2024 · 0.05
Debt / equity
21.17
ROE
86.9%▲
2024 · -201.6%
ROA
3.9%▲
2024 · -1.0%
Interest coverage
2.45▲
2024 · 0.82
Debt
€820k▼
2024 · €1.00M
Debt ≤ 1 year
€12k▲
2024 · €6k
Debt > 1 year
€795k▼
2024 · €992k
Income taxes
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€859k▼
Formation expenses20€408-
Fixed assets21/28€346k€340k▼
Tangible fixed assets22/27€346k€340k▼
Land and buildings22€346k€340k▼
Current assets29/58€664k€519k▼
Stocks and contracts in progress3€663k€269k▼
Stocks30/36€663k€269k▼
Amounts receivable within one year40/41-€144k
Other amounts receivable41-€144k
Cash at bank and in hand54/58-€106k
Deferred charges and accrued income490/1€308€309▲
Equity and liabilities
Total equity and liabilities10/49€1.01M€859k▼
Equity10/15€5k€39k▲
Contributions10/11€10k€10k=
Reserves13€5k€29k▲
Distributable reserves133€5k€29k▲
Profit (loss) carried forward14€-10k-
Amounts payable17/49€1.00M€820k▼
Amounts payable after more than one year17€992k€795k▼
Financial debts170/4€992k€795k▼
Amounts payable within one year42/48€6k€12k▲
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€1k€299▼
Suppliers440/4€1k€299▼
Taxes, remuneration and social security45-€12k
Taxes450/3-€12k
Accrued charges and deferred income492/3€7k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€967€4k▲
Gross operating margin9900€33k€92k▲
Operating profit (loss)9901€28k€81k▲
Financial charges65/66B€39k€36k▼
Recurring financial charges65€39k€36k▼
Profit (loss) for the period before taxes9903€-10k€46k▲
Income taxes67/77-€12k
Profit (loss) for the period9904€-10k€34k▲
Profit (loss) for the period to be appropriated9905€-10k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€23k▲
Profit (loss) brought forward from the previous period14P-€-10k
Transfer to equity691/2-€23k
To other reserves6921-€23k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
2024
30-09
Financial
Weakest financial yearnet €-10k ▼190%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peerdekerkhofstraat 192235 HulshoutGround area
4,218 m²
Building footprint
234 m²
Volume, LiDAR
1,552 m³
Parcel 13016A0063/00F002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VV Build Immo Projects
since 20202.306.715.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13016A0063/00F002 | Flanders | 4,218 m² | 1 · 234 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2020
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.