Equity
€3.4m ▲ 15.4%
V.O.S. Travel has made a profit in every financial year since 2007.
V.O.S. Travel
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €999,915 (2025)
€810,217▼ 19.0%
peak €586,464 (2025)
€447,802▼ 23.6%
peak €3.4m (2026)
€3.4m▲ 15.4%
€5.2m▼ 8.8%
peak 7 FTE (2023)
7 FTE▲ 7.7%
Board4 names since 2022
-
Owners
Documentsfilings and deeds
04-11-202626 days before the deadline
2026financial year
Gross margin from €999,915 to €810,217Equity from €2.9m to €3.4mCash from €3.6m to €2.1m
Key points
from the 2026 annual accountsChecked score
92
Excellent
Financially stronger than 54% of micro companies in travel agencies (NACE 79)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 1,004 companies (NACE 79, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.2%▼ -0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.3%▲ +0.1 percentage points vs 10-2025
12-2025: 0.5%▲ +0.2 percentage points vs 11-2025
01-2026: 0.6%▲ +0.1 percentage points vs 12-2025highest value
02-2026: 0.1%▼ -0.5 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.2%▲ +0.1 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.1%▼ -0.1 percentage points vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Size: 7 FTE, total assets €8.5m
Liquidity: current ratio 1.64, cash €2.1m
Founded in 1977
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro). It does better than 56% of them on solvency, 31% on liquidity, 64% on profitability and 65% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-04-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as V.O.S. Travel has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of V.O.S. Travel itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for V.O.S. Travel. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €300,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.64 (1.5 in 2025), above the usual 1.5. Short-term debt is 60.7% and cash 24.2% of total assets. However, 60.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2026 was due by 30-11-2026 and was filed on 04-11-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
26 days early
2025
36 days late
2024
3 days late
2023
1 day early
2022
15 days early
2021
on the day
2020
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 79), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-04-2027 and is due by 30-11-2027. Nothing is late today. The company usually files around 29 November (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today30-04-2027 year end30-11-2027 deadline
Board and ownership
last known boardXT
XPA TAX CONSULTING
Director, last mentioned in 2024
Recent changes
Registered office moved within Roeselare
New registered office: Polenplein 20 bus 1, 8800 Roeselare · Previous registered office: Westlaan 415, 8800 Roeselare · Permanent representative: Xavier Pattyn · Board meeting of 09-10-2024 · Gazette deed
2 directors resigning
Change of role: TALWEG, from director to sole director · Resignations: Lepée Rita and de voorzitter (voorzitter lezing te geven van het bijzonder verslag van het bestuursorgaan betreffende de wijziging van het voorwerp) · Permanent representative: Tom Hoornaert · Gazette deed
First establishment
Polenplein 20, Roeselare
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| V.O.S. Travel Roeselare | €8.5m | €0.8m | 39.3% | 7 |
| THALASSA Ostend | €4.8m | €1.0m | 28.1% | 5.3 |
| KRISKI Ghent | €4.9m | €1.0m | 31.6% | 6.2 |
| HOBO Leuven | €5.1m | €1.1m | 17.1% | 8.5 |
| Flamingo Busvakanties Harelbeke | €3.2m | €1.0m | 36.4% | 6.4 |
| A.T.C. ALL TRAVEL CONSULTANTS Antwerp | €5.9m | €0.5m | 5.2% | 5.1 |
| APOLLO TRAVEL Deinze | €4.9m | €0.7m | 75.0% | 3.8 |
These companies have the same main activity as V.O.S. Travel: travel agency activities (NACE 79110). They are comparable in size and age: total assets between €3.2m and €5.9m, founded between 1982 and 1992.
Official details
Source: KBO- Status
- Active since 01-01-1977Normal situation
- Activity
- Travel agency activitiesNACE 79110
- Establishment unit
- 2.013.313.5888800 Roeselare, since 08-03-1977
- Financial year end
- 30 April
- Peppol
- Reachable
Annual accounts to 30-04-2026
- €8.5m▼ 0.6%
- Employeeson 30-04-2026
- 8=
- Filing
- Filed on 04-11-2026, 26 days before the end of the filing period
Insights on V.O.S. Travel
V.O.S. Travel has existed since 1977. In 2023 the gross margin rose from €347,866 to €961,311.
Solvency rose in 2026 from 33.9% to 39.3% because of the retained profit.
In April 2023, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about V.O.S. Travel
- What is the company number of V.O.S. Travel?
- The company number of V.O.S. Travel is 0416.896.003. The VAT number is the same number with BE in front: BE 0416.896.003.
- Where is V.O.S. Travel based?
- The registered office is at Polenplein 20, 8800 Roeselare.Company details
- What does V.O.S. Travel do?
- According to the KBO register, the main activity is travel agency activities (NACE 79110).
- What is the legal form of V.O.S. Travel?
- V.O.S. Travel is a public limited company (NV).
- When was V.O.S. Travel founded?
- V.O.S. Travel was founded on 01-01-1977.
- Is V.O.S. Travel still active?
- Yes, V.O.S. Travel is an active enterprise in the KBO register.
- How many employees does V.O.S. Travel have?
- V.O.S. Travel had an average of 7 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- What is the turnover of V.O.S. Travel?
- The turnover in financial year 2026 is ≈ €1.9m. This figure is estimated from the gross margin of €810,217 and 2,275 comparable companies of the same size. It probably lies between €1.1m and €3.2m. It is a rough estimate.
- Is V.O.S. Travel profitable?
- In financial year 2026, V.O.S. Travel made a profit of €447,802.
- Where can I find the annual accounts of V.O.S. Travel?
- V.O.S. Travel filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of V.O.S. Travel due?
- V.O.S. Travel must file the annual accounts for financial year 2027 by 30-11-2027.Timeline
Next steps
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