Vloerwerken Thomas
ActiveVloerwerken Thomas has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €55k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 57% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency96▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 3.17 in 2024), and 46.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.5%
Return on assets
10.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
50 d early
2023
48 d early
2022
54 d early
2021
37 d early
2020
46 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€285k▲ 9.5%
2024 · €260k
2018: €115k
2019: €148k
2020: €173k
2021: €202k
2022: €207k
2023: €234k
2024: €260k
2018 → 2025
Total assets
€533k▲ 16.1%
2024 · €459k
2018: €350k
2019: €381k
2020: €423k
2021: €443k
2022: €461k
2023: €463k
2024: €459k
2018 → 2025
Net result
€55k▼ 2.6%
2024 · €56k
2018: €49k
2019: €63k
2020: €55k
2021: €60k
2022: €65k
2023: €57k
2024: €56k
2018 → 2025
Working capital
€142k▼ 19.8%
2024 · €177k
2018: €55k
2019: €87k
2020: €103k
2021: €130k
2022: €133k
2023: €152k
2024: €177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€207k▲ 2.4%€234k▲ 13.1%€260k▲ 11.1%€285k▲ 9.5%
Operating result€74k-€77k▲ 3.7%€71k▼ 8.2%€69k▼ 2.1%€67k▼ 2.9%
Net result€60k-€65k▲ 8.6%€57k▼ 11.9%€56k▼ 1.8%€55k▼ 2.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 3% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €533k
Fixed assets
€287k▲ 42.9%
Current assets
€246k▼ 4.8%
Equity and liabilities €533k
Equity
€285k▲ 9.5%
Debt
€248k▲ 24.7%
The debt ratio rises from 43.3% to 46.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€87k▲
2024 · €84k
Cash flow
€74k▲
2024 · €71k
Solvency
53.5%▼
2024 · 56.7%
Current ratio
2.37▼
2024 · 3.17
Quick ratio
2.37▼
2024 · 3.17
Debt / equity
0.87▲
2024 · 0.76
ROE
19.2%▼
2024 · 21.5%
ROA
10.2%▼
2024 · 12.2%
Interest coverage
30.38▼
2024 · 35.25
Debt
€248k▲
2024 · €199k
Debt ≤ 1 year
€104k▲
2024 · €81k
Debt > 1 year
€144k▲
2024 · €118k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€459k€533k▲
Fixed assets21/28€201k€287k▲
Tangible fixed assets22/27€201k€287k▲
Land and buildings22€189k€183k▼
Plant, machinery and equipment23€7k€9k▲
Furniture and vehicles24€5k€96k▲
Financial fixed assets28€284€302▲
Current assets29/58€258k€246k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€3k€648▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€253k€240k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€459k€533k▲
Equity10/15€260k€285k▲
Contributions10/11€6k€6k=
Reserves13€254k€279k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€252k€277k▲
Amounts payable17/49€199k€248k▲
Amounts payable after more than one year17€118k€144k▲
Financial debts170/4€118k€144k▲
Amounts payable within one year42/48€81k€104k▲
Current portion of amounts payable after more than one year42€13k€19k▲
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Taxes, remuneration and social security45€12k€22k▲
Taxes450/3€12k€22k▲
Other amounts payable47/48€49k€53k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€87k€90k▲
Operating profit (loss)9901€69k€67k▼
Financial income75/76B€708€1k▲
Recurring financial income75€708€1k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€68k€66k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€56k€55k▼
Profit (loss) for the period to be appropriated9905€56k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€55k▼
Transfer to equity691/2€26k€25k▼
To other reserves6921€26k€25k▼
Profit to be distributed694/7€30k€30k=
Directors or managers695€30k€30k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €65k ▲8.6%
Net result €65k, the highest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €202k ▲17.2%
4 profitable years in a row build equity to €202k.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €173k ▲16.7%
3 profitable years in a row build equity to €173k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voort 52560 NijlenGround area
1,032 m²
Building footprint
106 m²
Volume, LiDAR
607 m³
Parcel 12026B0218/00E006, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vloerwerken Thomas
since 20132.223.710.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026B0218/00E006 | Flanders | 1,032 m² | 1 · 106 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SEBIBEL
BE 0506.688.111
Lievegem · Eq €284k
COUDEVILLE VLOEREN & FAIENCES
BE 0832.936.327
Knokke-Heist · Eq €287k
KLIVLO
BE 0479.346.284
Diest · Eq €283k
PUBLIE DESIGNS
BE 0441.118.188
Deerlijk · Eq €287k
VERHELST CHRISTOPHE
BE 0817.583.504
Zonnebeke · Eq €280k
Of 3,934 companies in sector 43331 we hold annual accounts for 1,776. 1,282 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-10-2013
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43211General electrical installation work
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.