Equity
€746,766 ▲ 8.7%
VISOR-LUX has made a profit without a break since 2013.
VISOR-LUX
Lifetime
18 annual accounts with figures on one time axis, 19 filings since 2007peak €153,159 (2019)
€80,956▲ 51.6%
lowest -€30,012 (2012)
€59,549▲ 54.7%
peak €746,766 (2025)
€746,766▲ 8.7%
€41,276▼ 90.3%
Board1 name since 2017
1 directorMENTEN Sophie Anne Tony Jacques
Documentsfilings and deeds
10-06-202651 days before the deadline
2025abbreviated format
Gross margin from €53,407 to €80,956Result from €38,482 to €59,549Debts from €424,883 to €41,276Cash from €106,881 to €57,930
Key points
from the 2025 annual accountsLiquidity
19.09 was 2.62 in 2024
Short-term debts fell from €424,883 to €41,276.
Position in the sector
94.8%
Higher solvency than 90% of companies in clothing. Sector median 46.7% · 92 companies.
Checked score
97
Excellent
Financially stronger than 74% of micro companies in clothing (NACE 14)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 317 companies (NACE 14, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025highest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
No registered site in the KBO
lowers risk
Size: total assets €788,042
Equity €746,766 (94.8% of total assets)
Figures for financial year 2025 (filed on 10-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 14, micro). It does better than 91% of them on solvency, 67% on liquidity, 73% on profitability and 63% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as VISOR-LUX has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of VISOR-LUX itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for VISOR-LUX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 19.09 (2.62 in 2024), above the usual 1.5. Short-term debt is 5.2% and cash 7.4% of total assets. 5.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
51 days early
2023
7 days early
2022
14 days early
2021
13 days early
2020
31 days late
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 14), the median for financial year 2024 was 6 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0887927508
Appointment: MENTEN Sophie (director)
Gazette deed
Incorporation
published on 21-03-2007 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VISOR-LUX Tongeren-Borgloon | €0.8m | €80,956 | 94.8% | - |
| DKL-PROJECTS Bruges | €0.7m | €75,646 | 39.3% | - |
| ROBBERECHTS Fleurus | €0.6m | €84,828 | 80.2% | 2 |
| LINDERS Brussels | €1.2m | €328,278 | 89.4% | 2.7 |
| VETIPRO BY ELEVEN Lasne | €0.4m | €166,918 | 15.6% | - |
| ONE Keerbergen | €0.4m | €77,241 | -87.6% | 1 |
| anne-lore by Van Herck Geel | €0.7m | €232,206 | 54.6% | 4.5 |
These companies have the same main activity as VISOR-LUX: manufacture of wearing apparel (NACE 14230). They are comparable in size and age: total assets between €353,000 and €1.2m, founded between 1984 and 2016.
Official details
Source: KBO- Status
- Active since 05-03-2007Normal situation
- Activity
- Manufacture of wearing apparelNACE 14230and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- ≈ €230,000estimated
- €788,042▼ 29.1%
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on VISOR-LUX
VISOR-LUX files the abbreviated format. That format states no turnover. The gross margin fell from €120,648 in 2008 to €80,956 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VISOR-LUX
- What is the company number of VISOR-LUX?
- The company number of VISOR-LUX is 0887.927.508. The VAT number is the same number with BE in front: BE 0887.927.508.
- Where is VISOR-LUX based?
- The registered office is at Corversstraat 31, 3700 Tongeren-Borgloon.Company details
- What does VISOR-LUX do?
- According to the KBO register, the main activity is manufacture of wearing apparel (NACE 14230).
- What is the legal form of VISOR-LUX?
- VISOR-LUX is a private limited company (BV).
- When was VISOR-LUX founded?
- VISOR-LUX was founded on 05-03-2007.
- Is VISOR-LUX still active?
- Yes, VISOR-LUX is an active enterprise in the KBO register.
- What is the turnover of VISOR-LUX?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €80,956 and 1,300 comparable companies of the same size. It probably lies between €140,000 and €430,000. It is a rough estimate.Financials
- Is VISOR-LUX profitable?
- In financial year 2025, VISOR-LUX made a profit of €59,549.
- Where can I find the annual accounts of VISOR-LUX?
- VISOR-LUX filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VISOR-LUX due?
- VISOR-LUX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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