ViNo
ActiveViNo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €71k. Equity is growing by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 12675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency67▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.84 in 2024; short-term debt: 57.8% and cash: 92.2% of total assets), but 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
28.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
87 d early
2024
24 d early
2023
26 d early
2022
28 d early
2021
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 5.5%
2024 · €100k
2021: €9k
2022: €42k
2023: €100k
2024: €100k
2021 → 2025
Total assets
€250k▲ 14.4%
2024 · €219k
2021: €19k
2022: €74k
2023: €130k
2024: €219k
2021 → 2025
Net result
€71k▼ 14.5%
2024 · €82k
2021: €5k
2022: €33k
2023: €58k
2024: €82k
2021 → 2025
Working capital
€92k▼ 7.6%
2024 · €100k
2021: €9k
2022: €42k
2023: €100k
2024: €100k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€42k▲ 371%€100k▲ 137%€100k▼ 0.6%€105k▲ 5.5%
Operating result€7k-€47k▲ 536%€81k▲ 73.2%€104k▲ 29.4%€89k▼ 14.7%
Net result€5k-€33k▲ 509%€58k▲ 74.4%€82k▲ 41.9%€71k▼ 14.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250k
Fixed assets
€13k
Current assets
€237k
Equity and liabilities €250k
Equity
€105k▲ 5.5%
Debt
€145k▲ 21.9%
The debt ratio rises from 54.3% to 57.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89k
Cash flow
€71k
Solvency
42.1%▼
2024 · 45.7%
Current ratio
1.64▼
2024 · 1.84
Quick ratio
1.64▼
2024 · 1.84
Debt / equity
1.37▲
2024 · 1.19
ROE
67.0%▼
2024 · 82.6%
ROA
28.2%▼
2024 · 37.7%
Interest coverage
1267.36
Debt
€145k▲
2024 · €119k
Debt ≤ 1 year
€145k▲
2024 · €119k
Income taxes
€18k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€250k▲
Fixed assets21/28-€13k
Tangible fixed assets22/27-€13k
Furniture and vehicles24-€13k
Current assets29/58€219k€237k▲
Amounts receivable within one year40/41€248€6k▲
Trade receivables40€0€2k▲
Other amounts receivable41€248€4k▲
Cash at bank and in hand54/58€217k€231k▲
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€219k€250k▲
Equity10/15€100k€105k▲
Contributions10/11€4k€4k=
Reserves13€96k€91k▼
Distributable reserves133€96k€91k▼
Profit (loss) carried forward14€809€11k▲
Amounts payable17/49€119k€145k▲
Amounts payable within one year42/48€119k€145k▲
Trade debts44€22k€1k▼
Suppliers440/4€22k€1k▼
Taxes, remuneration and social security45€21k€4k▼
Taxes450/3€21k€4k▼
Other amounts payable47/48€75k€140k▲
Accrued charges and deferred income492/3-€120
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€214
Other operating charges640/8€561€863▲
Gross operating margin9900€105k€90k▼
Operating profit (loss)9901€104k€89k▼
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€133€70▼
Recurring financial charges65€133€70▼
Profit (loss) for the period before taxes9903€104k€89k▼
Income taxes67/77€22k€18k▼
Profit (loss) for the period9904€82k€71k▼
Profit (loss) for the period to be appropriated9905€82k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€76k▼
Profit (loss) brought forward from the previous period14P€1k€5k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€83k€65k▼
Return on contributions (dividend)694€83k€65k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €105k ▲5.5%
5 profitable years in a row build equity to €105k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €82k ▲41.9%
Operating result €104k, net result €82k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €100k ▲137%
3 profitable years in a row build equity to €100k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenlaan 679550 HerzeleGround area
775 m²
Building footprint
310 m²
Volume, LiDAR
2,161 m³
Parcel 41027A0767/00G000, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ViNo
since 20212.324.476.227
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41027A0767/00G000 | Flanders | 775 m² | 1 · 310 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PIERRE LEBON, NOTARIS
BE 0629.925.126
Brussel · Eq €106k
Aline HURTGEN, notaire
BE 0780.339.462
Liège · Eq €106k
JOHAN VAN CAENEGEM
BE 1013.595.263
Kruisem · Eq €105k
Notariaat Zingem, notarisvennootschap
BE 0717.947.379
Kruisem · Eq €104k
MASELIS & DEVRIESE, Geassocieerde Notarissen
BE 0741.455.132
Schaarbeek · Eq €104k
Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 1,327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2021
Fiscal year end31-12
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.