VILVOORDE FRUIT
ActiveThe computed 12-month bankruptcy probability of VILVOORDE FRUIT is 2.4% (moderate). The annual accounts of VILVOORDE FRUIT for fiscal year 2024 show a net loss of 108% of total assets and of 84% of the equity at the start of that year. The 2024 annual accounts show equity of €6k and a net result of €-31k. Equity is shrinking by ~17% per year across the filed fiscal years. Its solvency ranks better than 40% of 26043 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency46▼-54
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.94 against 54.74 in 2023; short-term debt: 79% and cash: 56.6% of total assets), and 79% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21%
Return on assets
-108.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
8 d late
2022
28 d late
2021
61 d late
2020
3 d late
2019
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€6k▼ 83.7%
2023 · €38k
2018: €23k
2019: €30k
2020: €29k
2021: €8k
2022: €11k
2023: €38k
2018 → 2024
Total assets
€29k▼ 23.6%
2023 · €38k
2018: €29k
2019: €46k
2020: €46k
2021: €18k
2022: €14k
2023: €38k
2018 → 2024
Net result
€-31k
2023 · €27k
2018: €-4k
2019: €7k
2020: €-278
2021: €-22k
2022: €3k
2023: €27k
2018 → 2024
Working capital
€-1k
2023 · €27k
2018: €22k
2019: €29k
2020: €25k
2021: €4k
2022: €9k
2023: €27k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€29k-€8k▼ 73.8%€11k▲ 42.3%€38k▲ 244%€6k▼ 83.7%
Operating result€-760-€-21k▼ 2,724%€4k€27k▲ 637%€-31k
Net result€-278-€-22k▼ 7,695%€3k€27k▲ 720%€-31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €31k after €27k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €29k
Fixed assets
€8k▼ 27.2%
Current assets
€22k▼ 22.2%
Equity and liabilities €29k
Equity
€6k▼ 83.7%
Debt
€23k▲ 4,435%
The debt ratio rises from 1.3% to 79.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-28k▼
2023 · €28k
Cash flow
€-29k▼
2023 · €28k
Solvency
21.0%▼
2023 · 98.7%
Current ratio
0.94▼
2023 · 54.74
Quick ratio
0.94▼
2023 · 54.74
Debt / equity
3.76▲
2023 · 0.01
ROE
-514.7%▼
2023 · 70.9%
ROA
-108.1%▼
2023 · 70.0%
Interest coverage
-103.98▼
2023 · 122.52
Debt
€23k▲
2023 · €507
Debt ≤ 1 year
€23k▲
2023 · €507
Staff costs
€18k▲
2023 · €235
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€38k€29k▼
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€10k€8k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€28k€22k▼
Amounts receivable within one year40/41€2k€5k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€26k€16k▼
Equity and liabilities
Total equity and liabilities10/49€38k€29k▼
Equity10/15€38k€6k▼
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Outside capital11-€19k
Other1109/19-€19k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Profit (loss) carried forward14€17k€-14k▼
Amounts payable17/49€507€23k▲
Amounts payable within one year42/48€507€23k▲
Trade debts44€507€19k▲
Suppliers440/4€507€19k▲
Taxes, remuneration and social security45-€4k
Taxes450/3-€339
Remuneration and social security454/9-€3k
Income statement
Code20232024
Remuneration, social security and pensions62€235€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€450€2k▲
Gross operating margin9900€29k€-9k▼
Operating profit (loss)9901€27k€-31k▼
Financial income75/76B€48-
Recurring financial income75€48-
Financial charges65/66B€231€273▲
Recurring financial charges65€231€273▲
Profit (loss) for the period before taxes9903€27k€-31k▼
Profit (loss) for the period9904€27k€-31k▼
Profit (loss) for the period to be appropriated9905€27k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€-14k▼
Profit (loss) brought forward from the previous period14P€-10k€17k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-31k ▼218%
Net result drops to €-31k, the lowest in the series.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Highest result since 2018net €27k ▲720%
Operating result €27k, net result €27k, both a record.
31-12
Financial
Liquidity times 16current ratio 54.74
Current ratio from 3.51 to 54.74; short-term debt falls from €3k to €507.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 3.51
Current ratio from 1.42 to 3.51; short-term debt falls from €11k to €3k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stalingradlaan 521000 BrusselGround area
336 m²
Building footprint
340 m²
Volume, LiDAR
4,175 m³
Parcel 21809K0170/02B005, Brussels · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Stalingradlaan 52, 1000 Brussel
since 20142.224.487.043
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K0170/02B005 | Brussels | 336 m² | 1 · 340 m² | 21.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.224.487.043
Similar companies · same sector, comparable size
FRESH FRUITS & VEGETABLES
BE 0759.712.017
Brussel · Eq €6k
BEELEN - DESAER
BE 0436.724.088
Kortenaken · Eq €6k
Veggie & More
BE 0846.292.138
Bornem · Eq €6k
ABOTE
BE 0694.634.222
Schaarbeek · Eq €6k
KR TRADING
BE 0612.974.276
Koekelberg · Eq €6k
Of 3,827 companies in sector 47210 we hold annual accounts for 966. 441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2013
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.