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AU VERT BOCAGE - VIVALTO HOME

Active Public limited companyfounded 1988active for 38 yearsRue du Plope 12, 4431 AnsKBO/BCE: BE 0433.536.550 subsidiary of VIVALTO HOME BELGIUM#1 company by total assets in Ans, Health and social work sector
Part of the group VIVALTO HOME BELGIUM 34 companies
See the group

Lifetime

20 annual accounts with figures on one time axis, 37 filings since 1989
peak €3.7m (2025)
€3.7m▲ 0.5%
peak €1.9m (2010)
€426,107▼ 23.7%
peak €2.3m (2023)
€1.8m▼ 3.9%
€6.2m▼ 8.6%
peak 49.6 FTE (2023)
46 FTE▼ 3.8%
Board7 names since 2018
3 directorsVIVALTO HOME BELGIUM and 2 others
Owners4 names in the annual accounts
consolidatesVIVALTO HOME BELGIUM and 1 other
Documentsfilings and deeds
19-06-202642 days before the deadline
2025financial year
Dividend €325,000

Key points

from the 2025 annual accounts

Equity

€1.8m ▼ 3.9%
1.92024+0.4Profit-0.3Dividend-0.2Other1.82025

AU VERT BOCAGE - VIVALTO HOME paid out €325,000 in dividends. That is 76% of the 2025 profit.

Debts

€6.2m 75% of the balance sheet
Financial debts 82%Suppliers 1%Taxes and wages 7%Other 10%

€1.9m of the debts are secured on the company's own assets. In 2021 that was €2.1m.

Investments

€34,056 0.2 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Filings

37 annual accounts since 1989
AprilJune31 JulyOctober1990200020102020

The last five annual accounts were filed 32 to 52 days before the end of the period.

Board

1 joined · 2 left

Board changed. Latest change 29-07-2026 · 2 in office.

Position in the sector

€426,107

Higher net result than 94% of companies in residential care. Sector median €23,084 · 701 companies.

Checked score

87
Excellent
Financially stronger than 29% of small companies in residential care (NACE 87)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 613 companies (NACE 87, small).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.3 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Average

47+1equity 21.8% of total assets
50+4short-term debt 15.6% · cash 2.5%
50-7return on assets 5.1%

Score breakdown

raises risk
Liquidity: current ratio 1.34, cash €208,470
Equity €1.8m (21.8% of total assets)
Size: 46 FTE, total assets €8.3m
lowers risk
Sector: Residential care activities (NACE 87)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small). It does better than 29% of them on solvency, 36% on liquidity, 26% on profitability and 26% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €150,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.34 (1.26 in 2024), below the usual 1.5. Short-term debt is 15.6% and cash 2.5% of total assets. 78.2% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.34, cash €208,470
NBB · annual accounts
lowers risk · Sector: Residential care activities (NACE 87)
KBO
raises risk · Equity €1.8m (21.8% of total assets)
NBB · annual accounts
raises risk · Size: 46 FTE, total assets €8.3m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
48 days early
2023
48 days early
2022
52 days early
2021
32 days early
2020
50 days early
2019
49 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 46 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VH
Director, Nicolas PETROVIC
FM
Auditor, François COLLIE
Board & ownership

Recent changes

1 director appointed, 2 resignations Resignations: Guillaume RAOUX and Jean Claude DEMEUSE · Appointment: Valérie Anne FRAYLICH · General meeting of 21-05-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0433536550
Reappointment: MAZARS BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISES (statutory auditor) General meeting of 07-05-2024 · Gazette deed
Amendment of the articles · Resignations & appointments “nouveau texte de l'article 3” (deed in French) · Director in office: MOULART Marie (representative) · MOULART Marie is a shareholder · General meeting of 28-04-2023 · Gazette deed
All 53 events

Comparable companies

same main activity, similar in size and age
Company
AU VERT BOCAGE - VIVALTO HOME Ans - - 21.8% 46
RESIDENCE MARIE - ASTRID Menen - - 13.0% 46.4
ACROPOLYS Waregem - - 12.9% 50.4
DOVER Menen - - 14.7% 35.2
WIELANT - Futuro Anzegem €6.0m -4.5% 56.8% 52
RESIDENCE LES RECOLLETS Binche €4.6m -2.8% 59.9% 58.2
RESIDENCE LES CHARMILLES Sambreville €4.9m -0.5% 63.7% 66.2

These companies have the same main activity as AU VERT BOCAGE - VIVALTO HOME: residential care activities (NACE 87101). They are comparable in size and age: total assets between €3.3m and €7.6m, founded between 1989 and 1996.

Official details

Source: KBO
Status
Active since 01-02-1988Normal situation
Activity
Residential care activitiesNACE 87101and 1 other
Joint committee
330.01Health institutions and services · annual accounts 2025
Establishment unit
2.043.570.3634431 Ans, since 02-06-1989
Financial year end
31 December
Peppol
Reachable since 06-11-2025
Company details

Annual accounts 2025

≈ €4.6mestimated
€8.3m▼ 7.6%
Employeeson 31-12-2025
66▼ 1.5%
Filing
Filed on 19-06-2026, 42 days before the end of the filing period
Financials

Insights on AU VERT BOCAGE - VIVALTO HOME

AU VERT BOCAGE - VIVALTO HOME has existed since 1988. The gross margin grew from €1.6m in 2006 to €3.7m in 2025 and staff from 30.4 to 46 full-time equivalents.

The gross margin has grown every year since 2017.

VIVALTO HOME BELGIUM holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about AU VERT BOCAGE - VIVALTO HOME

What is the company number of AU VERT BOCAGE - VIVALTO HOME?
The company number of AU VERT BOCAGE - VIVALTO HOME is 0433.536.550. The VAT number is the same number with BE in front: BE 0433.536.550.
Where is AU VERT BOCAGE - VIVALTO HOME based?
The registered office is at Rue du Plope 12, 4431 Ans.Company details
What does AU VERT BOCAGE - VIVALTO HOME do?
According to the KBO register, the main activity is residential care activities (NACE 87101).
What is the legal form of AU VERT BOCAGE - VIVALTO HOME?
AU VERT BOCAGE - VIVALTO HOME is a public limited company (NV).
When was AU VERT BOCAGE - VIVALTO HOME founded?
AU VERT BOCAGE - VIVALTO HOME was founded on 01-02-1988.
Is AU VERT BOCAGE - VIVALTO HOME still active?
Yes, AU VERT BOCAGE - VIVALTO HOME is an active enterprise in the KBO register.
How many employees does AU VERT BOCAGE - VIVALTO HOME have?
AU VERT BOCAGE - VIVALTO HOME had an average of 46 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does AU VERT BOCAGE - VIVALTO HOME fall under?
In its 2025 annual accounts, AU VERT BOCAGE - VIVALTO HOME states joint committee 330.01 (Health institutions and services).
What is the turnover of AU VERT BOCAGE - VIVALTO HOME?
The turnover in financial year 2025 is ≈ €4.6m. This figure is estimated from the gross margin of €3.7m and 103 comparable companies (NACE 87). It probably lies between €3.9m and €5.1m.
Is AU VERT BOCAGE - VIVALTO HOME profitable?
In financial year 2025, AU VERT BOCAGE - VIVALTO HOME made a profit of €426,107.
Where can I find the annual accounts of AU VERT BOCAGE - VIVALTO HOME?
AU VERT BOCAGE - VIVALTO HOME filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AU VERT BOCAGE - VIVALTO HOME due?
AU VERT BOCAGE - VIVALTO HOME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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