Equity
AU VERT BOCAGE - VIVALTO HOME paid out €325,000 in dividends. That is 76% of the 2025 profit.
AU VERT BOCAGE - VIVALTO HOME paid out €325,000 in dividends. That is 76% of the 2025 profit.
€1.9m of the debts are secured on the company's own assets. In 2021 that was €2.1m.
Green is investment, beige is depreciation.
The last five annual accounts were filed 32 to 52 days before the end of the period.
Board changed. Latest change 29-07-2026 · 2 in office.
Higher net result than 94% of companies in residential care. Sector median €23,084 · 701 companies.
The dashed line is the sector median: < 0.1% across 613 companies (NACE 87, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small). It does better than 29% of them on solvency, 36% on liquidity, 26% on profitability and 26% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is tight, with a current ratio of 1.34 (1.26 in 2024), below the usual 1.5. Short-term debt is 15.6% and cash 2.5% of total assets. 78.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 46 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| AU VERT BOCAGE - VIVALTO HOME Ans | - | - | 21.8% | 46 |
| RESIDENCE MARIE - ASTRID Menen | - | - | 13.0% | 46.4 |
| ACROPOLYS Waregem | - | - | 12.9% | 50.4 |
| DOVER Menen | - | - | 14.7% | 35.2 |
| WIELANT - Futuro Anzegem | €6.0m | -4.5% | 56.8% | 52 |
| RESIDENCE LES RECOLLETS Binche | €4.6m | -2.8% | 59.9% | 58.2 |
| RESIDENCE LES CHARMILLES Sambreville | €4.9m | -0.5% | 63.7% | 66.2 |
These companies have the same main activity as AU VERT BOCAGE - VIVALTO HOME: residential care activities (NACE 87101). They are comparable in size and age: total assets between €3.3m and €7.6m, founded between 1989 and 1996.
AU VERT BOCAGE - VIVALTO HOME has existed since 1988. The gross margin grew from €1.6m in 2006 to €3.7m in 2025 and staff from 30.4 to 46 full-time equivalents.
The gross margin has grown every year since 2017.
VIVALTO HOME BELGIUM holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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