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VERSYCK

Active
Private limited companyfounded 1984active for 42 yearsGistelse Steenweg 181, 8200 Brugge, BelgiumKBO/BCE: BE 0425.757.645
Summary

VERSYCK has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €787,980 and a net result of -€109,108. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 54% of 494 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Holiday cottages, homes and apartments
NACE 55203
1 site
Size
€2.0mtotal assets 2025
Equity
€787,980
Loss
-€109,108
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts 8 days early1 of 6 deeds read
Why 88raises riskLoss of €109,108, the second in a row (financial year 2025)Liquidity: current ratio 0.95, cash €21,389, halvedlowers riskSize: total assets €2.0mFounded in 1984Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 33% of its sector peers (NACE 55, micro)
Financial strength · tick = 2024
Weak
Solvency 65+9
equity 39.6% of total assets
Liquidity 24-18
short-term debt 53.3% · cash 1.1%
Profitability 12-4
return on assets -5.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,512 companies, NACE 55, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.95, compared with 1.51 in 2024; short-term debt: 53.3% and cash: 1.1% of total assets), and 60.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 63% on solvency, 22% on liquidity, 17% on profitability and 30% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2.0m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €109,108, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1984
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.95, cash €21,389, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€109,108
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
9 days early
2023
2 days early
2022
68 days early
2021
46 days early
2020
78 days early
2019
77 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days before the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Resignations: VERSYCK Frank Magdalena Henri Jeanne…Appointments: VERSYCK Frank Magdalena Henri…
  3. Weakest financial yearnet -€109,108

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€109,108 View
  • Board changedlatest change 03-07-2026 · 2 in office 2 joined · 1 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€2.0m
Loss
-€109,108
Solvency
39.6%
Total assets▼ 29.5%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • DEFORCHE Francisca Maria Palmyra CorneliusDirector
  • VERSYCK Frank Magdalena Henri Jeanne JeanDirector
Go to Board & ownership

Timeline

Events
49
Since
1985
Next accounts
by 31-07-2027
  1. 22-07-2025Annual accounts filed
  2. 29-07-2024Annual accounts filed
  3. 31-12-2023Liquidity more than 349 times
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Holiday cottages, homes and apartmentsNACE 55203
Founded
27-04-1984
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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