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VERMAN

Active
Private limited companyfounded 2002active for 24 yearsTen-Brielensteenweg(KOM) 1, 7780 Comines-Warneton, BelgiumKBO/BCE: BE 0478.451.213
Summary

The computed 12-month bankruptcy probability of VERMAN is 3.9% (moderate). The 2025 annual accounts show negative equity (-€1.3m) and a net result of -€647,380. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 10,818 sector peers (NACE 70, financial year 2025). The company has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
VERMANActiveChecked score 46/100
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 01-10-2002 Normal situation
Activity
Business and other management consultancy NACE 70200and 3 others
Establishment units
2.115.629.089 8750 Wingene, since 03-12-2002
2.115.629.188 7780 Comines-Warneton, since 19-12-2002
Financial year end
30 June
Peppol
Reachable since 21-10-2026
Company details

Board and ownership

Board
Holdings
Shares in 3 companies including A HOLDING and HOME DISCOVERY
Board & ownership

Financial position

46 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.9%
Annual accounts to 30-06-2025
Gross margin
€396,331
▼ 15.3%
Turnover
≈ €600,000
estimated
Loss
€647,380
▲ 376%
Equity
-€1.3m
▼ 95.1%
Total assets
€5.7m
▼ 20.8%
  • Negative equity on 30-06-2025
  • 2025 accounts filed 9 days after the deadline
Financials
Score breakdownraises risk2 changes of registered office in 24 monthsNegative equity -€1.3mLiquidity: current ratio 0.39, cash €74,172, halvedlowers riskSize: total assets €5.7mShow the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 7% of small companies in head offices and management consultancy (NACE 70)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 2-14
equity -23.2% of total assets
Liquidity 38+4
short-term debt 32.4% · cash 1.3%
Profitability 5-26
return on assets -11.3%
Bankruptcy probability within 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,516 companies, NACE 70, small)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.4%▲ +0.1 percentage points vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 3.9%▲ +3.4 percentage points vs 09-2026highest value 11-2026: 3.9%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.39 (0.24 in 2024), below 1. Short-term debt is 32.4% and cash 1.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 1% of them on solvency, 22% on liquidity, 2% on profitability and 2% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €5.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€1.3m
NBB · annual accounts
raises risk · Liquidity: current ratio 0.39, cash €74,172, halved
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€1.3m
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
9 days late
2024
3 days early
2023
2 days early
2022
5 days early
2021
12 days early
2020
46 days early
2019
10 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€1.3m View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€647,380 View
  • Caution: Result fell in 2025from -€136,041 to -€647,380 ▼ 376% View
  • Caution: Lower net result than 95% of companies in head offices and management consultancysector median €37,637 · 10,818 companies -€647,380 View

Recent changes

  1. · Gazette deed Registered office moved from Wingene to CominesNew seat: 7780 COMINES, Chaussée de Ten Brielen 1 · Previous seat: Oude Bruggestraat 50, 8750 Wingene
  2. · Gazette deed Registered office · Amendment of the articles · Name
  3. · Gazette deed Appointment: Christof Vermeersch (director)
All 18 events

Companies linked to VERMAN

Comparable companies

These companies have the same main activity as VERMAN: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €4.7m and €5.8m, founded between 2001 and 2006.

CompanyTotal assetsGross margin
VERMAN Comines-Warneton€5.7m€0.4m
LIGHT HOUSE CONSULTING Waregem€5.3m€0.4m
M. VERHULST MANAGEMENT Antwerpen€5.5m€0.5m
All-Import Invest Sint-Gillis-Waas€5.8m€0.4m
MCH Vilvoorde€5.4m€0.4m
UNIMETAL Wingene€4.7m€0.4m
PHIDIAS Destelbergen€5.3m€0.3m
Full comparison

Key facts about VERMAN
What is the company number of VERMAN?
The company number of VERMAN is 0478.451.213. The VAT number is the same number with BE in front: BE 0478.451.213.
Where is VERMAN based?
The registered office is at Ten-Brielensteenweg(KOM) 1, 7780 Comines-Warneton.Company details
What does VERMAN do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of VERMAN?
The legal form of VERMAN is Private limited company (BV).
When was VERMAN founded?
VERMAN was founded on 01-10-2002.
Is VERMAN still active?
Yes, VERMAN is an active enterprise in the KBO register.
What is the turnover of VERMAN?
The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €396,331 and 74 comparable companies (NACE 70200). It probably lies between €470,000 and €1.1m.Financials
Is VERMAN profitable?
In financial year 2025, VERMAN made a loss of €647,380.
Where can I find the annual accounts of VERMAN?
VERMAN filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERMAN due?
VERMAN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

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