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VIRIBUS DEFI

Active Private limited companyfounded 2019active for 7 yearsAmbachtenstraat 33, 8870 IzegemKBO/BCE: BE 0736.625.027

Lifetime

5 annual accounts with figures on one time axis
peak €52,000 (2023)
€46,219▲ 20.0%
lowest -€9,608 (2024)
€3,016▲ €12,623
peak €1.1m (2023)
€1.1m▲ 0.3%
€1.9m▼ 0.8%
Board6 names since 2019
5 directorsBerlamont,Geert Pascal Pol and 4 others
Owners2 names in the annual accounts
  
Documentsfilings and deeds
05-02-20265 days late
2025micro format
Gross margin from €38,521 to €46,219Back to profit: €3,016

Key points

from the 2025 annual accounts

Filings

5 annual accounts 3 late
deadline20222024

The 2024 accounts came latest: 38 days after the end of the period.

Position in the sector

€1.1m

More equity than 95% of companies in head offices and management consultancy. Sector median €78,216 · 39,396 companies.

Checked score

89
Excellent
Financially stronger than 37% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.4%▲ +0.2 percentage points vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025highest value 04-2025: 0.1%▼ -0.4 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.2%▲ +0.1 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%▲ +0.2 percentage points vs 01-2026 03-2026: 0.1%▼ -0.4 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.2%▲ +0.1 percentage points vs 10-2026

Financial strength
Average

61=equity 36.2% of total assets
51=short-term debt 8.1% · cash 1.0%
38+1return on assets 0.1%

Score breakdown

raises risk
Liquidity: current ratio 0.16, cash €29,845
lowers risk
Size: total assets €3.0m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 06-02-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 36% of them on solvency, 55% on liquidity, 24% on profitability and 33% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €95,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.16 (0.23 in 2024), below 1. Short-term debt is 8.1% and cash 1% of total assets. 63.8% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €3.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Liquidity: current ratio 0.16, cash €29,845
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 06-02-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
5 days late
2024
38 days late
2023
1 day late
2022
on the day
2021
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average on the deadline day. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 1 February (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BG
Director, since 21-10-2019
CS
Director, since 21-10-2019
DF
Director, since 21-10-2019
HR
Herrygers Rik
Director, since 21-10-2019
PW
Director, since 21-10-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0736625027
Incorporation Founders: Dewaele Vastgoed Groep, Ardea and WP Consult · 5,000 shares · Appointments: Dewaele, Filip Jan Hugo (director and class A director); Coucke, Stefaan Marie Lea Pierre Maurice (director and class A director); Berlamont, Geert Pascal Pol (director and class A director); Herrygers, Erik Albert Josepha (director and class B director) and Peleman, Wim (director and class B director) · published on 23-10-2019 · Gazette deed
First establishment Ambachtenstraat 33, Izegem
All 11 events

Comparable companies

same main activity, similar in size and age
Company
VIRIBUS DEFI Izegem €3.0m €46,219 36.2% -
K.S. Mgt Liège €2.9m €46,957 1.7% -
ALVAROMA Tournai €3.2m €46,910 87.4% -
DSV HOLDING Charleroi €3.7m €45,362 8.9% -
CH-Mgt Uccle €3.0m €43,480 54.8% -
GIVEMA Dentergem €4.5m €50,802 10.3% -
DAC Group Anzegem €2.4m €63,821 57.1% -

These companies have the same main activity as VIRIBUS DEFI: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €2.4m and €4.5m, founded between 2018 and 2020.

Official details

Source: KBO
Status
Active since 21-10-2019Normal situation
Registered office
37 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.299.477.2488870 Izegem, since 21-10-2019
Financial year end
30 June
Peppol
Reachable since 04-11-2025
Company details

Annual accounts to 30-06-2025

≈ €130,000estimated
€3.0m▼ 0.4%
Filing
Filed on 05-02-2026
Financials

Insights on VIRIBUS DEFI

VIRIBUS DEFI files the micro format. That format states no turnover. The gross margin rose from -€3,164 in 2021 to €46,219 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VIRIBUS DEFI

What is the company number of VIRIBUS DEFI?
The company number of VIRIBUS DEFI is 0736.625.027. The VAT number is the same number with BE in front: BE 0736.625.027.
Where is VIRIBUS DEFI based?
The registered office is at Ambachtenstraat 33, 8870 Izegem.Company details
What does VIRIBUS DEFI do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of VIRIBUS DEFI?
VIRIBUS DEFI is a private limited company (BV).
When was VIRIBUS DEFI founded?
VIRIBUS DEFI was founded on 21-10-2019.
Is VIRIBUS DEFI still active?
Yes, VIRIBUS DEFI is an active enterprise in the KBO register.
What is the turnover of VIRIBUS DEFI?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €46,219 and 144 comparable companies (NACE 70200). It probably lies between €80,000 and €180,000.Financials
Is VIRIBUS DEFI profitable?
In financial year 2025, VIRIBUS DEFI made a profit of €3,016.
Where can I find the annual accounts of VIRIBUS DEFI?
VIRIBUS DEFI filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VIRIBUS DEFI due?
VIRIBUS DEFI must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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