VERDOS
ActiveSummary
VERDOS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.78M and a net result of €-45k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 3.5 against 6.42 in 2024; short-term debt: 11.4% and cash: 4% of total assets), and 15.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.2%
Return on assets
-1.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
14 d early
2023
41 d early
2022
14 d early
2021
5 d early
2020
9 d early
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.78M▼ 1.6%
2024 · €2.82M
2018: €3.49M
2019: €3.67M
2020: €3.13M
2021: €3.08M
2022: €2.96M
2023: €2.87M
2024: €2.82M
2018 → 2025
Total assets
€3.30M▲ 6.1%
2024 · €3.11M
2018: €4.36M
2019: €4.43M
2020: €3.74M
2021: €3.63M
2022: €3.51M
2023: €3.22M
2024: €3.11M
2018 → 2025
Net result
€-45k▲ 11.9%
2024 · €-51k
2018: €-175k
2019: €180k
2020: €124k
2021: €-53k
2022: €-112k
2023: €-89k
2024: €-51k
2018 → 2025
Working capital
€937k▼ 5.3%
2024 · €990k
2018: €846k
2019: €1.16M
2020: €918k
2021: €982k
2022: €923k
2023: €938k
2024: €990k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.08M-€2.96M▼ 3.6%€2.87M▼ 3.0%€2.82M▼ 1.8%€2.78M▼ 1.6%
Operating result€-57k-€-117k▼ 103%€-99k▲ 15.3%€-68k▲ 31.5%€-42k▲ 37.5%
Net result€-53k-€-112k▼ 111%€-89k▲ 20.5%€-51k▲ 42.9%€-45k▲ 11.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €42k in 2025 against €68k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.30M
Fixed assets
€1.99M ▲ 2.5%
Current assets
€1.31M ▲ 11.9%
Equity and liabilities €3.30M
Equity
€2.78M ▼ 1.6%
Provisions
€53k ▼ 9.4%
Debt
€470k ▲ 103%
Debt's share of the balance-sheet total rises from 7.4% to 14.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€115k▲
2024 · €96k
Cash flow
€113k▲
2024 · €113k
Current ratio
3.50▼
2024 · 6.42
Quick ratio
3.44▼
2024 · 6.30
Debt to equity
0.17▲
2024 · 0.08
ROE
-1.6%▲
2024 · -1.8%
ROA
-1.4%▲
2024 · -1.6%
Interest coverage
9.52▼
2024 · 34.32
Debt ≤ 1 year
€375k▲
2024 · €183k
Debt > 1 year
€81k▲
2024 · €44k
Income taxes
€8k▲
2024 · €457
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.11M€3.30M▲
Fixed assets21/28€1.94M€1.99M▲
Tangible fixed assets22/27€1.94M€1.99M▲
Land and buildings22€1.94M€1.99M▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€1k€709▼
Current assets29/58€1.17M€1.31M▲
Amounts receivable after more than one year29€60k€0▼
Other amounts receivable291€60k€0▼
Stocks and contracts in progress3€21k€21k=
Stocks30/36€21k€21k=
Amounts receivable within one year40/41€658k€715k▲
Trade receivables40€23k€22k▼
Other amounts receivable41€635k€692k▲
Current investments50/53€362k€440k▲
Cash at bank and in hand54/58€63k€132k▲
Deferred charges and accrued income490/1€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€3.11M€3.30M▲
Equity10/15€2.82M€2.78M▼
Contributions10/11€1.67M€1.67M=
Revaluation surpluses12€953k€897k▼
Reserves13€201k€211k▲
Tax-exempt reserves132€180k€164k▼
Distributable reserves133€20k€47k▲
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€58k€53k▼
Deferred taxes168€58k€53k▼
Amounts payable17/49€231k€470k▲
Amounts payable after more than one year17€44k€81k▲
Financial debts170/4€44k€81k▲
Amounts payable within one year42/48€183k€375k▲
Current portion of amounts payable after more than one year42€5k€11k▲
Trade debts44€9k€9k▲
Suppliers440/4€9k€9k▲
Taxes, remuneration and social security45€3k€17k▲
Taxes450/3€3k€17k▲
Other amounts payable47/48€166k€339k▲
Accrued charges and deferred income492/3€4k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€163k€157k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€31k€33k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€126k€152k▲
Operating profit (loss)9901€-68k€-42k▲
Financial income75/76B€13k€12k▼
Recurring financial income75€13k€12k▼
Financial charges65/66B€3k€12k▲
Recurring financial charges65€3k€12k▲
Profit (loss) for the period before taxes9903€-58k€-43k▲
Transfer from deferred taxes780€7k€5k▼
Income taxes67/77€457€8k▲
Profit (loss) for the period9904€-51k€-45k▲
Transfer from tax-exempt reserves789€22k€16k▼
Profit (loss) for the period to be appropriated9905€-29k€-29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-29k▲
Profit (loss) brought forward from the previous period14P€-6k€0▲
Transfer from equity791/2€35k€29k▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €180k
Net result €180k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daasdonk 49950 LievegemGround area
2.2 ha
Building footprint
169 m²
Volume, LiDAR
1,145 m³
Parcel 44072C0799/00S000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Daasdonk 4, 9950 Lievegem
since 19892.043.756.346
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072C0799/00S000 | Flanders | 2.2 ha | 1 · 169 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 3,912 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-1989
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
01110Growing of cereals (except rice), leguminous crops and oil seeds
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.