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VANMOBIL

Active
Public limited companyfounded 198640 yrs activeEsenstraat 82, 8610 Kortemark, BelgiumKBO/BCE: BE 0428.428.511

VANMOBIL has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.52M and a net result of €29k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 4502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-18
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €390k at 30 days acceptable
Liquidity ample (current ratio 10.43 against 4.09 in 2024), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 40 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
91.1%
Return on assets
0.6%
Age of the figures
8 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
22 d early
2023
41 d early
2022
47 d early
2021
62 d early
2020
26 d early
2019
58 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€29k▼ 84.4%
2024 · €189k
2018: €55k 2019: €115k 2020: €115k 2021: €96k 2022: €125k 2023: €152k 2024: €189k
2018 → 2025
Working capital
€732k▲ 79.4%
2024 · €408k
2018: €757k 2019: €561k 2020: €519k 2021: €110k 2022: €85k 2023: €170k 2024: €408k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€4.02M-€4.15M▲ 3.1%€4.30M▲ 3.7%€4.49M▲ 4.4%€4.52M▲ 0.7%
Operating result€140k-€176k▲ 25.8%€210k▲ 19.2%€255k▲ 21.4%€37k▼ 85.5%
Net result€96k-€125k▲ 30.8%€152k▲ 20.9%€189k▲ 24.5%€29k▼ 84.4%
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €140k€140kNet result 2021: €96k€96kOperating result 2022: €176k€176kNet result 2022: €125k€125kOperating result 2023: €210k€210kNet result 2023: €152k€152kOperating result 2024: €255k€255kNet result 2024: €189k€189kOperating result 2025: €37k€37kNet result 2025: €29k€29k20212022202320242025
The operating result falls in 2025; 2025 is 86% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.96M
Fixed assets €4.15M▼ 9.1%
Current assets €810k▲ 49.9%
Equity and liabilities €4.96M
Equity €4.52M▲ 0.7%
Provisions €363k▼ 14.0%
Debt €78k▼ 60.1%
The debt ratio falls from 3.8% to 1.6%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€236k
2024 · €469k
Cash flow
€228k
2024 · €403k
Solvency
91.1%
2024 · 87.9%
Current ratio
10.43
2024 · 4.09
Quick ratio
10.43
2024 · 4.09
Debt / equity
0.02
2024 · 0.04
ROE
0.7%
2024 · 4.2%
ROA
0.6%
2024 · 3.7%
Interest coverage
132.55
2024 · 138.87
Debt
€78k
2024 · €195k
Debt ≤ 1 year
€78k
2024 · €132k
Debt > 1 year
€0
2024 · €62k
Income taxes
€69k
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€5.10M€4.96M
Fixed assets21/28€4.56M€4.15M
Tangible fixed assets22/27€4.56M€4.15M
Land and buildings22€4.56M€4.15M
Financial fixed assets28€3k€3k=
Current assets29/58€540k€810k
Amounts receivable within one year40/41€8k€7k
Trade receivables40€0-
Other amounts receivable41€8k€7k
Current investments50/53-€600k
Cash at bank and in hand54/58€532k€203k
Deferred charges and accrued income490/1€469€0
Equity and liabilities
Total equity and liabilities10/49€5.10M€4.96M
Equity10/15€4.49M€4.52M
Contributions10/11€99k€99k=
Capital10€99k€99k=
Issued capital100€99k€99k=
Reserves13€4.39M€4.42M
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Tax-exempt reserves132€1.27M€1.09M
Distributable reserves133€3.11M€3.32M
Provisions and deferred taxes16€423k€363k
Deferred taxes168€423k€363k
Amounts payable17/49€195k€78k
Amounts payable after more than one year17€62k€0
Financial debts170/4€62k€0
Amounts payable within one year42/48€132k€78k
Current portion of amounts payable after more than one year42€125k€62k
Trade debts44€7k€15k
Suppliers440/4€7k€15k
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€119€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€214k€199k
Other operating charges640/8€72k€78k
Non-recurring operating charges66A-€218k
Gross operating margin9900€541k€531k
Operating profit (loss)9901€255k€37k
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€252k€39k
Transfer from deferred taxes780€39k€59k
Income taxes67/77€102k€69k
Profit (loss) for the period9904€189k€29k
Transfer from tax-exempt reserves789€118k€178k
Profit (loss) for the period to be appropriated9905€307k€207k
Appropriation of the result
Profit (loss) to be appropriated9906€307k€207k
Transfer to equity691/2€307k€207k
To other reserves6921€307k€207k
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Weakest financial yearnet €29k ▼84.4%
Net result drops to €29k, the lowest in the series.
31-12
Financial Liquidity triplescurrent ratio 10.43
Current ratio from 4.09 to 10.43; short-term debt falls from €132k to €78k.
09-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €189k ▲24.5%
Operating result €255k, net result €189k, both a record.
31-12
Financial Liquidity doublescurrent ratio 4.09
Current ratio from 1.72 to 4.09; short-term debt falls from €237k to €132k.
20-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 1986
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Esenstraat 828610 Kortemark
Ground area
1.3 ha
Building footprint
3,595 m²
Volume, LiDAR
19,307 m³
Parcel 32027A0150/00Z000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Esenstraat 82, 8610 Kortemark
Activities of head offices; management consultancy activities
since 19862.028.848.832
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32027A0150/00Z000 Flanders 1.3 ha 1 · 3,595 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 2,762 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded23-01-1986
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.