VANLOMMEL A.
ActiveVANLOMMEL A. has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €124k and a net result of €15k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▲+48
Solvency37▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.62 in 2023; short-term debt: 29.5% and cash: 1.7% of total assets), and 88.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-04-2025, 104 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
104 d early
2023
9 d early
2022
116 d early
2021
90 d early
2020
50 d early
2019
73 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€124k▲ 13.7%
2023 · €109k
2018: €152k
2019: €200k
2020: €199k
2021: €270k
2022: €205k
2023: €109k
2018 → 2024
Total assets
€1.05M▼ 12.0%
2023 · €1.19M
2018: €464k
2019: €476k
2020: €1.24M
2021: €1.14M
2022: €1.21M
2023: €1.19M
2018 → 2024
Net result
€15k
2023 · €-96k
2018: €41k
2019: €48k
2020: €-1k
2021: €101k
2022: €-65k
2023: €-96k
2018 → 2024
Working capital
€-96k▲ 36.2%
2023 · €-151k
2018: €102k
2019: €162k
2020: €45k
2021: €32k
2022: €-16k
2023: €-151k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€199k-€270k▲ 35.8%€205k▼ 24.2%€109k▼ 46.9%€124k▲ 13.7%
Operating result€-5k-€122k€-52k€-77k▼ 49.0%€32k
Net result€-1k-€101k€-65k€-96k▼ 47.0%€15k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €32k after a loss of €77k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.05M
Fixed assets
€833k▼ 11.6%
Current assets
€212k▼ 13.6%
Equity and liabilities €1.05M
Equity
€124k▲ 13.7%
Debt
€922k▼ 14.6%
The debt ratio falls from 90.9% to 88.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€145k▲
2023 · €36k
Cash flow
€128k▲
2023 · €18k
Solvency
11.8%▲
2023 · 9.1%
Current ratio
0.69▲
2023 · 0.62
Quick ratio
0.12▼
2023 · 0.13
Debt / equity
7.46▼
2023 · 9.93
ROE
12.1%▲
2023 · -88.2%
ROA
1.4%▲
2023 · -8.1%
Interest coverage
7.42▲
2023 · 1.77
Debt
€922k▼
2023 · €1.08M
Debt ≤ 1 year
€308k▼
2023 · €396k
Debt > 1 year
€614k▼
2023 · €683k
Income taxes
€831▲
2023 · €792
Staff costs
€187k▼
2023 · €203k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.19M€1.05M▼
Fixed assets21/28€943k€833k▼
Tangible fixed assets22/27€943k€833k▼
Land and buildings22€814k€731k▼
Plant, machinery and equipment23€37k€29k▼
Furniture and vehicles24€91k€73k▼
Current assets29/58€246k€212k▼
Stocks and contracts in progress3€195k€176k▼
Stocks30/36€195k€176k▼
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€7k€2k▼
Other amounts receivable41€208€0▼
Cash at bank and in hand54/58€34k€18k▼
Deferred charges and accrued income490/1€8k€16k▲
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.05M▼
Equity10/15€109k€124k▲
Contributions10/11€13k€13k=
Reserves13€202k€202k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€202k€202k=
Profit (loss) carried forward14€-105k€-90k▲
Amounts payable17/49€1.08M€922k▼
Amounts payable after more than one year17€683k€614k▼
Financial debts170/4€683k€614k▼
Amounts payable within one year42/48€396k€308k▼
Current portion of amounts payable after more than one year42€74k€72k▼
Financial debts43€50k€0▼
Credit institutions430/8€50k€0▼
Trade debts44€84k€49k▼
Suppliers440/4€84k€49k▼
Taxes, remuneration and social security45€63k€45k▼
Taxes450/3€26k€27k▲
Remuneration and social security454/9€37k€18k▼
Other amounts payable47/48€125k€143k▲
Income statement
Code20232024
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€203k€187k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€113k▼
Other operating charges640/8€6k€4k▼
Gross operating margin9900€245k€336k▲
Operating profit (loss)9901€-77k€32k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€20k€19k▼
Recurring financial charges65€20k€19k▼
Profit (loss) for the period before taxes9903€-95k€16k▲
Income taxes67/77€792€831▲
Profit (loss) for the period9904€-96k€15k▲
Profit (loss) for the period to be appropriated9905€-96k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-107k€-90k▲
Profit (loss) brought forward from the previous period14P€-11k€-105k▼
Transfer from equity791/2€2k€0▼
Social balance
Average headcount (FTE)90874.4-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-96k
Net result drops to €-96k, the lowest in the series; recovery starts the following year.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €101k
Net result €101k after one loss-making year.
31-12
Financial
Equity above €200kEq €270k ▲35.8%
Equity rises from €199k to €270k.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beenhouwerstraat 192870 Puurs-Sint-AmandsGround area
1,923 m²
Building footprint
313 m²
Volume, LiDAR
2,460 m³
3 parcels, Flanders · tallest building 17.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Van Lommel A.
since 20102.189.133.711
Leopold Vanderkelenstraat 25, 3000 Leuven
since 20252.370.312.289
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12008A0449/00E002 | Flanders | 1,672 m² | 1 · 191 m² | 9.7 m · 2 fl. |
| 24502B0705/00F000 | Flanders | 152 m² | 1 · 123 m² | 17.8 m · 4 fl. |
| 12030B0195/00S002 | Flanders | 99 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 25,909 EUR awarded · 25,909 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 11,031 EUR | 11,031 EUR |
| 2024 | 2 | 4,862 EUR | 5,597 EUR |
| 2023 | 2 | 5,404 EUR | 4,669 EUR |
| 2022 | 2 | 4,612 EUR | 4,612 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Individueel Maatwerk
Similar companies · same sector, comparable size
Optiek Ann Brands
BE 0422.779.151
Wijnegem · Eq €123k
L'OPTI'SUISSE
BE 0838.342.492
Jemeppe-sur-Sambre · Eq €123k
VWS VISION CARE
BE 0806.034.168
Heusden-Zolder · Eq €124k
VISION+
BE 0475.371.462
Schaarbeek · Eq €123k
DEN BRILLEMAN
BE 0464.816.278
Stekene · Eq €124k
Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2010
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.