VANDERSTRAETEN-DE BRABANDER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €30k and a net result of €10k. Its solvency ranks better than 29% of 3321 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
64 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k▲ 52.2%
2023 · €20k
2023: €20k
2023 → 2024
Net result
€10k▲ 107%
2023 · €5k
2023: €5k
2023 → 2024
Total assets
€121k▼ 1.5%
2023 · €122k
2023: €122k
2023 → 2024
Solvency
25.3%▲ 8.9pp
2023 · 16.4%
2023: 16.4%
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€20k-€30k▲ 52.2%
Operating result€9k-€17k▲ 95.3%
Net result€5k-€10k▲ 107%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 95% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €121k
Fixed assets
€110k=
Current assets
€10k▼ 15.1%
Equity and liabilities €121k
Equity
€30k▲ 52.2%
Debt
€90k▼ 12.0%
The debt ratio falls from 83.6% to 74.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
25.3%▲
2023 · 16.4%
ROE
34.3%▲
2023 · 25.2%
ROA
8.7%▲
2023 · 4.1%
Debt
€90k▼
2023 · €102k
Debt ≤ 1 year
€23k▲
2023 · €22k
Debt > 1 year
€67k▼
2023 · €80k
Income taxes
€3k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€122k€121k▼
Fixed assets21/28€110k€110k=
Financial fixed assets28€110k€110k=
Current assets29/58€12k€10k▼
Amounts receivable within one year40/41€6k€10k▲
Trade receivables40-€9k
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€6k€46▼
Equity and liabilities
Total equity and liabilities10/49€122k€121k▼
Equity10/15€20k€30k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€5k€15k▲
Amounts payable17/49€102k€90k▼
Amounts payable after more than one year17€80k€67k▼
Financial debts170/4€80k€67k▼
Amounts payable within one year42/48€22k€23k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48€1€1=
Income statement
Code20232024
Gross operating margin9900€9k€17k▲
Operating profit (loss)9901€9k€17k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€6k€13k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€5k€10k▲
Profit (loss) for the period to be appropriated9905€5k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€15k▲
Profit (loss) brought forward from the previous period14P-€5k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisschopstraat 69800 DeinzeGround area
2,271 m²
Building footprint
1,069 m²
Volume, LiDAR
11,125 m³
Parcel 44011B0568/00N000, Flanders · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VANDERSTRAETEN-DE BRABANDER
since 20232.344.834.943
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011B0568/00N000 | Flanders | 2,271 m² | 1 · 1,069 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 591 companies in sector 66300 we hold annual accounts for 365. 168 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2023
Fiscal year end31-12
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.