VANDERMONST MATHIEU
ActiveVANDERMONST MATHIEU has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €233k and a net result of €80k. Equity is growing by ~60.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-10
Solvency71▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 2.06 in 2024; short-term debt: 15.8% and cash: 9.8% of total assets), but 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46%
Return on assets
15.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
24 d early
2024
32 d early
2023
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€80k▼ 24.3%
2024 · €106k
2023: €47k
2024: €106k
2023 → 2025
Working capital
€157k▲ 101%
2024 · €78k
2023: €2k
2024: €78k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€47k-€153k▲ 223%€233k▲ 52.3%
Operating result€61k-€157k▲ 156%€118k▼ 24.9%
Net result€47k-€106k▲ 123%€80k▼ 24.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €507k
Fixed assets
€271k▼ 3.5%
Current assets
€237k▲ 56.6%
Equity and liabilities €507k
Equity
€233k▲ 52.3%
Debt
€274k▼ 1.6%
The debt ratio falls from 64.5% to 54.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€135k▼
2024 · €170k
Cash flow
€98k▼
2024 · €119k
Solvency
46.0%▲
2024 · 35.5%
Current ratio
2.95▲
2024 · 2.06
Quick ratio
2.95▲
2024 · 2.06
Debt / equity
1.17▼
2024 · 1.82
ROE
34.3%▼
2024 · 69.1%
ROA
15.8%▼
2024 · 24.5%
Interest coverage
21.93▼
2024 · 26.41
Debt
€274k▼
2024 · €279k
Debt ≤ 1 year
€80k▲
2024 · €73k
Debt > 1 year
€191k▼
2024 · €205k
Income taxes
€37k▼
2024 · €47k
Staff costs
€39k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€432k€507k▲
Fixed assets21/28€281k€271k▼
Intangible fixed assets21€7k€7k=
Tangible fixed assets22/27€273k€263k▼
Land and buildings22€249k€244k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€20k€15k▼
Leasing and similar rights25€4k€3k▼
Current assets29/58€151k€237k▲
Amounts receivable after more than one year29€35k€35k=
Other amounts receivable291€35k€35k=
Amounts receivable within one year40/41€36k€122k▲
Trade receivables40€4k€4k▼
Other amounts receivable41€31k€118k▲
Current investments50/53-€11k
Cash at bank and in hand54/58€79k€49k▼
Deferred charges and accrued income490/1€2k€20k▲
Equity and liabilities
Total equity and liabilities10/49€432k€507k▲
Equity10/15€153k€233k▲
Reserves13€153k€233k▲
Distributable reserves133€153k€233k▲
Amounts payable17/49€279k€274k▼
Amounts payable after more than one year17€205k€191k▼
Financial debts170/4€205k€191k▼
Amounts payable within one year42/48€73k€80k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€57k€59k▲
Taxes450/3€50k€41k▼
Remuneration and social security454/9€7k€18k▲
Accrued charges and deferred income492/3€96€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€32k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€18k▲
Other operating charges640/8€533€3k▲
Gross operating margin9900€203k€178k▼
Operating profit (loss)9901€157k€118k▼
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€153k€117k▼
Income taxes67/77€47k€37k▼
Profit (loss) for the period9904€106k€80k▼
Profit (loss) for the period to be appropriated9905€106k€80k▼
Appropriation of the result
Profit (loss) to be appropriated9906€106k€80k▼
Transfer to equity691/2€106k€80k▼
To other reserves6921€106k€80k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €200kEq €233k ▲52.3%
3 profitable years in a row build equity to €233k.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2023net €106k ▲123%
Operating result €157k, net result €106k, both a record.
30-06
Financial
Equity above €150kEq €153k ▲223%
2 profitable years in a row build equity to €153k.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flobecq · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marais des Soeurs 49B7880 FlobecqGround area
1,300 m²
Building footprint
160 m²
Parcel 51019B0578/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Vandermonst Mathieu
since 20212.325.148.594
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51019B0578/00F000 | Wallonia | 1,300 m² | 1 · 160 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Huisartsenpraktijk Sanderus – Dokter Delphine Dhooge
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DR. DHONDT, HUISARTS
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Dokter Jan Platteau
BE 0754.868.846
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Dr. Lore Bekaert
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2021
Fiscal year end30-06
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.