Equity
€254,262 ▼ 7.0%
VANBENEDEN WINES ET SPIRITS paid out €40,000 in dividends. That is 192% of the 2025 profit.
VANBENEDEN WINES ET SPIRITS
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 2000peak €185,265 (2020)
€97,616▼ 35.9%
lowest -€7,872 (2018)
€20,819▼ 69.3%
peak €273,443 (2024)
€254,262▼ 7.0%
€684,213▼ 11.1%
peak 2 FTE (2019)
1 FTEunchanged
Board3 names since 2022
3 directorsCADETE CHINA Silvia da Conceiçao and 2 others
Documentsfilings and deeds
03-02-20263 days late
2025financial year
Gross margin from €152,371 to €97,616Result from €67,826 to €20,819Dividend €40,000Cash from €116,122 to €64,164
Key points
from the 2025 annual accountsFilings
26 annual accounts since 2000
Ten of the last ten came late. The 2019 accounts came latest: 35 days after the end of the period.
Position in the sector
€254,262
Less equity than 80% of companies in wholesale trade. Sector median €1.6m · 6,120 companies.
Checked score
87
Excellent
Financially stronger than 30% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,892 companies (NACE 46, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.2%▲ +0.1 percentage points vs 12-2024
02-2025: 0.4%▲ +0.2 percentage points vs 01-2025
03-2025: 0.1%▼ -0.3 percentage points vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025lowest value
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025
02-2026: 0.5%▲ +0.3 percentage points vs 01-2026highest value
03-2026: 0.2%▼ -0.3 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
lowers risk
Founded in 1999
Size: 1 FTE, total assets €1.1m
Figures for financial year 2025 (filed on 05-02-2026)
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 34% of them on solvency, 23% on liquidity, 34% on profitability and 29% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as VANBENEDEN WINES ET SPIRITS has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VANBENEDEN WINES ET SPIRITS itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for VANBENEDEN WINES ET SPIRITS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.62 (1.58 in 2024), above the usual 1.5. Short-term debt is 61.5% and cash 5.8% of total assets. However, 77.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
3 days late
2024
13 days late
2023
2 days late
2022
17 days late
2021
23 days late
2020
24 days late
2019
35 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 13 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
Board and ownership
- VAN BENEDEN Michel Marcel Hubert Willy all the sharesdeed of 04-10-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0466499823
1 director appointed, 3 reappointments
Reappointments: CADETE CHINA Silvia da Conceiçao, VAN BENEDEN Manon Viviane Alice and VAN BENEDEN Michel Marcel Hubert Willy · Appointment: VAN BENEDEN Michel Marcel Hubert Willy (managing director) · VAN BENEDEN Michel Marcel Hubert Willy holds all the shares · General meeting of 11-09-2023 · Gazette deed
First establishment
Rue Chiffane 12, Genappe
Incorporation
published on 23-07-1999 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VANBENEDEN WINES ET SPIRITS Genappe | €1.1m | €97,616 | 22.9% | 1 |
| VYNCKE - DAELS Roeselare | €0.9m | €108,229 | 37.4% | 1.2 |
| VINEA WINE CONSULTING TRADING Lennik | €1.2m | €128,569 | 5.1% | 0.9 |
| NIEUWPOORTSE WIJNHANDEL Nieuwpoort | €0.7m | €155,797 | 21.9% | 0.9 |
| SPYROU VINS Verviers | €1.0m | €178,810 | 69.4% | 1 |
| Profiel Lier | €1.3m | €247,671 | 37.2% | 1.2 |
| MATTHYS WIJNIMPORT Bruges | €1.4m | €166,417 | 65.9% | 2.2 |
These companies have the same main activity as VANBENEDEN WINES ET SPIRITS: wholesale of wines and spirits (NACE 46341). They are comparable in size and age: total assets between €726,000 and €1.4m, founded between 1990 and 2007.
Official details
Source: KBO- Status
- Active since 09-07-1999Normal situation
- Activity
- Wholesale of wines and spiritsNACE 46341and 2 others
- Joint committees
- 119Food trade
- 201Independent retail · annual accounts 30-06-2025
- Establishment unit
- 2.092.374.6271471 Genappe, since 04-10-1999
- Financial year end
- 30 June
- Peppol
- Reachable since 27-11-2025
Annual accounts to 30-06-2025
- ≈ €760,000estimated
- €1.1m▼ 8.6%
- Employeeson 30-06-2025
- 1=
- Filing
- Filed on 03-02-2026
Insights on VANBENEDEN WINES ET SPIRITS
VANBENEDEN WINES ET SPIRITS has existed since 1999. The gross margin grew from €67,126 in 2007 to €97,616 in 2025.
In October 2023, the Official Gazette published the appointment of VAN BENEDEN Michel Marcel Hubert Willy as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VANBENEDEN WINES ET SPIRITS
- What is the company number of VANBENEDEN WINES ET SPIRITS?
- The company number of VANBENEDEN WINES ET SPIRITS is 0466.499.823. The VAT number is the same number with BE in front: BE 0466.499.823.
- Where is VANBENEDEN WINES ET SPIRITS based?
- The registered office is at Rue Chiffane 12, 1471 Genappe.Company details
- What does VANBENEDEN WINES ET SPIRITS do?
- According to the KBO register, the main activity is wholesale of wines and spirits (NACE 46341).
- What is the legal form of VANBENEDEN WINES ET SPIRITS?
- VANBENEDEN WINES ET SPIRITS is a public limited company (NV).
- When was VANBENEDEN WINES ET SPIRITS founded?
- VANBENEDEN WINES ET SPIRITS was founded on 09-07-1999.
- Is VANBENEDEN WINES ET SPIRITS still active?
- Yes, VANBENEDEN WINES ET SPIRITS is an active enterprise in the KBO register.
- How many employees does VANBENEDEN WINES ET SPIRITS have?
- VANBENEDEN WINES ET SPIRITS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VANBENEDEN WINES ET SPIRITS fall under?
- In its 30-06-2025 annual accounts, VANBENEDEN WINES ET SPIRITS states joint committees 119 (Food trade) and 201 (Independent retail).
- What is the turnover of VANBENEDEN WINES ET SPIRITS?
- The turnover in financial year 2025 is ≈ €760,000. This figure is estimated from the gross margin of €97,616 and 30 comparable companies (NACE 463). It probably lies between €530,000 and €1.3m.
- Is VANBENEDEN WINES ET SPIRITS profitable?
- In financial year 2025, VANBENEDEN WINES ET SPIRITS made a profit of €20,819.
- Where can I find the annual accounts of VANBENEDEN WINES ET SPIRITS?
- VANBENEDEN WINES ET SPIRITS filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VANBENEDEN WINES ET SPIRITS due?
- VANBENEDEN WINES ET SPIRITS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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