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anne-lore by Van Herck

Active
Private limited companyfounded 1984active for 41 yearsGasthuisstraat 46, 2440 Geel, BelgiumKBO/BCE: BE 0426.373.297
Summary

anne-lore by Van Herck has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €376,480 and a net result of €14,114. Equity has been growing by about 9.8% per year since 2018. Its solvency ranks better than 62% of 9,845 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-11-1984 Normal situation
Activity
Wholesale of household textiles and bedding NACE 46412and 2 others
Joint committee
109 Paritair Comité voor het kleding- en confectiebedrijf · annual accounts 2023
Establishment unit
2.025.706.824 2440 Geel, since 15-11-1984
Financial year end
31 December
Peppol
Reachable since 27-02-2026

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€232,206
▼ 31.0%
Turnover
≈ €950,000
estimated
Profit
€14,114
▼ 83.9%
Equity
€376,480
▼ 30.1%
Total assets
€689,775
▼ 27.9%
Employees on 31-12-2025
7
=
Score breakdownlowers riskFounded in 1984Liquidity: current ratio 2.59, cash €130,239Equity €376,480 (54.6% of total assets)Figures for financial year 2025 (filed on 04-08-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 80-1
equity 54.6% of total assets
Liquidity 57-9
short-term debt 37.1% · cash 18.9%
Profitability 71-9
return on assets 2.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.59 (4.52 in 2024), above the usual 1.5. Short-term debt is 37.1% and cash 18.9% of total assets. 45.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 61% of them on solvency, 63% on liquidity, 56% on profitability and 15% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 1984
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.59, cash €130,239
NBB · annual accounts
lowers risk · Equity €376,480 (54.6% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 04-08-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
17 days early
2023
16 days early
2022
27 days early
2021
40 days early
2020
39 days early
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €87,656 to €14,114 ▼ 83.9% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €14,114 8 years View
  • Restructuring with VAN HERCK IMMOrestructuring on 01-07-2025 2025 View

Recent changes

  1. · Gazette deed Demerger: VAN HERCK splits off to VAN HERCK IMMOCompany renamed from VAN HERCK to anne-lore by Van Herck · Appointments: VAN HERCK Anne-Lore Julienne José (director) and VAN HERCK Hans Frans Clement Indira (director)
  2. · Gazette deed Demerger proposal: VAN HERCK splits off to VAN HERCK IMMO
  3. · Gazette deed Changes of role: Van Herck,Hans Frans Clement Indira (director) and Van Herck,Anne-Lore Julienne José (director)
All 15 events

Comparable companies

These companies have the same main activity as anne-lore by Van Herck: wholesale of household textiles and bedding (NACE 46412). They are comparable in size and age: total assets between €644,000 and €1.2m, founded between 1983 and 1990.

CompanyTotal assetsGross margin
anne-lore by Van Herck Geel€0.7m€0.2m
HANS LEMMENS GOLF BELGIE Kapellen€1.1m€0.2m
LINEA VERDE Elsene€1.2m€0.3m
HOORENS Haaltert€1.2m€0.3m
ALTEX Aarschot€0.7m€0.3m
Marc VANDEVEN Leuven€1.2m€0.5m
BURETEX Zonhoven€0.6m€0.2m
Full comparison

Key facts about anne-lore by Van Herck

What is the company number of anne-lore by Van Herck?
The company number of anne-lore by Van Herck is 0426.373.297. The VAT number is the same number with BE in front: BE 0426.373.297.
Where is anne-lore by Van Herck based?
The registered office is at Gasthuisstraat 46, 2440 Geel.Company details
What does anne-lore by Van Herck do?
According to the KBO register, the main activity is wholesale of household textiles and bedding (NACE 46412).
What is the legal form of anne-lore by Van Herck?
The legal form of anne-lore by Van Herck is Private limited company (BV).
When was anne-lore by Van Herck founded?
anne-lore by Van Herck was founded on 15-11-1984.
Is anne-lore by Van Herck still active?
Yes, anne-lore by Van Herck is an active enterprise in the KBO register.
How many employees does anne-lore by Van Herck have?
anne-lore by Van Herck had an average of 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does anne-lore by Van Herck fall under?
In its 2023 annual accounts, anne-lore by Van Herck states joint committee 109 (Paritair Comité voor het kleding- en confectiebedrijf).
What is the turnover of anne-lore by Van Herck?
The turnover in financial year 2025 is ≈ €950,000. This figure is estimated from the gross margin of €232,206 and 30 comparable companies (NACE 464). It probably lies between €590,000 and €1.3m.
Is anne-lore by Van Herck profitable?
In financial year 2025, anne-lore by Van Herck made a profit of €14,114.
Where can I find the annual accounts of anne-lore by Van Herck?
anne-lore by Van Herck filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of anne-lore by Van Herck due?
anne-lore by Van Herck must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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