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BVBA VAN ECCELPOEL

Active
Private limited companyfounded 200026 yrs activeVerkensstraat(HAL) 29 A, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0471.841.949
Summary

BVBA VAN ECCELPOEL has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114,574 and a net result of €14,172. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
BVBA VAN ECCELPOELActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of flowers, plants, seeds and fertilisers
NACE 47761NACE 52483
1 site
Size
€191,069total assets 2025
Equity
€114,574
Profit
€14,172
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
3 members
Accounts 29 d early
Why 97- Sector Retail trade (NACE 47)+ Liquidity: current ratio 2.55, cash €119,193+ Equity €114,574 (60.0% of total assets)+ Founded in 2000Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 85+3
equity 60.0% of total assets
Liquidity 88+2
short-term debt 29.8% · cash 62.4%
Profitability 78+1
return on assets 7.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 23 months 12-2024: < 0.1% 01-2025: < 0.1%▼ -7.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%● 0.0% vs 05-2025lowest value 07-2025: < 0.1%▲ +12.5% vs 06-2025highest value 08-2025: < 0.1%▼ -2.2% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -4.5% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▼ -2.4% vs 05-2026 07-2026: < 0.1%▲ +4.9% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Liquidity: current ratio 2.55, cash €119,193 lowers the probability
  • Equity €114,574 (60.0% of total assets) lowers the probability
  • Founded in 2000 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 2.55 against 2.66 in 2024; short-term debt: 29.8% and cash: 62.4% of total assets), and 40% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 73%, liquidity 90%, profitability 67%, growth against the median 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.55, cash €119,193
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €114,574 (60.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2000
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
29 d early
2024
28 d early
2023
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Reappointments: Marc Van Eccelpoel, Christel Van…Legal-form conversion · Capital conversion…
  3. Highest result since 2023net €14,172 ▲28.5%

Key points

  • Board3 directors in office 3 View
  • Active since 2000founded 08-05-2000 26 years View
  • Total assets 20253 fiscal years filed €191,069 View

By topic

Financials

Fiscal year
2025
Total assets
€191,069
Profit
€14,172
Solvency
60.0%
Total assets▲ 9.4%
Net result
20232025
Go to Financials

Timeline

Events
7
Since
2024
Next accounts
by 31-07-2027
  1. 02-07-2026Annual accounts filed
  2. 04-06-2026Reappointments: Marc Van Eccelpoel, Christel Van Eccelpoel…
  3. 31-12-2025Highest result since 2023
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of flowers, plants, seeds and fertilisersNACE 47761
Founded
08-05-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Annual meeting
First Friday of June at 18:00
Purpose
Klein- en groothandel, verkoop op openbare markten en langs de weg, van bloemen en…
Go to Articles of association

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