BVBA VAN ECCELPOEL
ActiveSummary
BVBA VAN ECCELPOEL has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €14k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+1
Solvency85▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 2.66 in 2024; short-term debt: 29.8% and cash: 62.4% of total assets), and 40% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
7.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
29 d early
2024
28 d early
2023
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▲ 14.1%
2024 · €100k
2023: €89klowest in 3 years
2024: €100k▲ +12.3% vs 2023
2025: €115k▲ +14.1% vs 2024highest in 3 years
2023 → 2025
Total assets
€191k▲ 9.4%
2024 · €175k
2023: €156klowest in 3 years
2024: €175k▲ +12.2% vs 2023
2025: €191k▲ +9.4% vs 2024highest in 3 years
2023 → 2025
Net result
€14k▲ 28.5%
2024 · €11k
2023: €14k
2024: €11k▼ -19.2% vs 2023lowest in 3 years
2025: €14k▲ +28.5% vs 2024highest in 3 years
2023 → 2025
Working capital
€88k▼ 5.9%
2024 · €94k
2023: €94khighest in 3 years
2024: €94k▼ -0.9% vs 2023
2025: €88k▼ -5.9% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€89k-€100k▲ 12.3%€115k▲ 14.1%
2023: €89klowest in 3 years
2024: €100k▲ +12.3% vs 2023
2025: €115k▲ +14.1% vs 2024highest in 3 years
Operating result€18k-€16k▼ 11.5%€22k▲ 39.1%
2023: €18k
2024: €16k▼ -11.5% vs 2023lowest in 3 years
2025: €22k▲ +39.1% vs 2024highest in 3 years
Net result€14k-€11k▼ 19.2%€14k▲ 28.5%
2023: €14k
2024: €11k▼ -19.2% vs 2023lowest in 3 years
2025: €14k▲ +28.5% vs 2024highest in 3 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€46k ▲ 85.6%
Current assets
€145k ▼ 3.3%
Equity and liabilities €191k
Equity
€115k ▲ 14.1%
Debt
€76k ▲ 3.0%
Debt's share of the balance-sheet total falls from 42.5% to 40.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €17k
Cash flow
€17k▲
2024 · €12k
Current ratio
2.55▼
2024 · 2.66
Quick ratio
2.14=
2024 · 2.14
Debt to equity
0.67▼
2024 · 0.74
ROE
12.4%▲
2024 · 11.0%
ROA
7.4%▲
2024 · 6.3%
Interest coverage
29.27▲
2024 · 15.87
Debt ≤ 1 year
€57k▲
2024 · €56k
Debt > 1 year
€18k=
2024 · €18k
Income taxes
€7k▲
2024 · €4k
Staff costs
€1k▲
2024 · €734
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€175k€191k▲
Fixed assets21/28€25k€46k▲
Tangible fixed assets22/27€24k€46k▲
Land and buildings22€12k€12k▼
Plant, machinery and equipment23€12k€12k▼
Furniture and vehicles24-€22k
Financial fixed assets28€405€405=
Current assets29/58€150k€145k▼
Stocks and contracts in progress3€30k€23k▼
Stocks30/36€30k€23k▼
Amounts receivable within one year40/41€3k€942▼
Trade receivables40€1k€942▼
Other amounts receivable41€2k-
Cash at bank and in hand54/58€116k€119k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€175k€191k▲
Equity10/15€100k€115k▲
Contributions10/11€20k€20k=
Reserves13€81k€95k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€79k€93k▲
Amounts payable17/49€74k€76k▲
Amounts payable after more than one year17€18k€18k=
Financial debts170/4€18k€18k=
Amounts payable within one year42/48€56k€57k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€18k€21k▲
Taxes450/3€18k€21k▲
Other amounts payable47/48€32k€32k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€734€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€920▼
Gross operating margin9900€19k€26k▲
Operating profit (loss)9901€16k€22k▲
Financial income75/76B€616€339▼
Recurring financial income75€616€339▼
Financial charges65/66B€1k€824▼
Recurring financial charges65€1k€824▼
Profit (loss) for the period before taxes9903€15k€21k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€11k€14k▲
Profit (loss) for the period to be appropriated9905€11k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€14k▲
Transfer to equity691/2€11k€14k▲
To other reserves6921€11k€14k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €372 | €734 | €1k | ▲ 42.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €415 | €1k | €2k | ▲ 110% |
| Other operating charges640/8 | €902 | €1k | €920 | ▼ 11.2% |
| Gross operating margin9900 | €19k | €19k | €26k | ▲ 40.7% |
| Operating profit (loss)9901 | €18k | €16k | €22k | ▲ 39.1% |
| Financial income75/76B | €1k | €616 | €339 | ▼ 44.9% |
| Recurring financial income75 | €1k | €616 | €339 | ▼ 44.9% |
| Financial charges65/66B | €838 | €1k | €824 | ▼ 22.0% |
| Recurring financial charges65 | €838 | €1k | €824 | ▼ 22.0% |
| Profit (loss) for the period before taxes9903 | €18k | €15k | €21k | ▲ 39.9% |
| Income taxes67/77 | €5k | €4k | €7k | ▲ 70.4% |
| Profit (loss) for the period9904 | €14k | €11k | €14k | ▲ 28.5% |
| Profit (loss) for the period to be appropriated9905 | €14k | €11k | €14k | ▲ 28.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €156k | €175k | €191k | ▲ 9.4% |
| Fixed assets21/28 | €13k | €25k | €46k | ▲ 85.6% |
| Tangible fixed assets22/27 | €13k | €24k | €46k | ▲ 87.0% |
| Land and buildings22 | €13k | €12k | €12k | ▼ 3.1% |
| Plant, machinery and equipment23 | - | €12k | €12k | ▼ 0.9% |
| Furniture and vehicles24 | - | - | €22k | - |
| Financial fixed assets28 | €405 | €405 | €405 | = |
| Current assets29/58 | €143k | €150k | €145k | ▼ 3.3% |
| Stocks and contracts in progress3 | €30k | €30k | €23k | ▼ 21.1% |
| Stocks30/36 | €30k | €30k | €23k | ▼ 21.1% |
| Amounts receivable within one year40/41 | €781 | €3k | €942 | ▼ 68.8% |
| Trade receivables40 | €781 | €1k | €942 | ▼ 10.6% |
| Other amounts receivable41 | - | €2k | - | - |
| Cash at bank and in hand54/58 | €110k | €116k | €119k | ▲ 2.9% |
| Deferred charges and accrued income490/1 | €1k | €1k | €1k | ▲ 2.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €156k | €175k | €191k | ▲ 9.4% |
| Equity10/15 | €89k | €100k | €115k | ▲ 14.1% |
| Contributions10/11 | €20k | €20k | €20k | = |
| Outside capital11 | €20k | - | - | - |
| Other1109/19 | €20k | - | - | - |
| Reserves13 | €70k | €81k | €95k | ▲ 17.6% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | = |
| Distributable reserves133 | €68k | €79k | €93k | ▲ 18.0% |
| Amounts payable17/49 | €66k | €74k | €76k | ▲ 3.0% |
| Amounts payable after more than one year17 | €18k | €18k | €18k | = |
| Financial debts170/4 | €18k | €18k | €18k | = |
| Amounts payable within one year42/48 | €48k | €56k | €57k | ▲ 1.1% |
| Trade debts44 | €2k | €7k | €4k | ▼ 44.4% |
| Suppliers440/4 | €2k | €7k | €4k | ▼ 44.4% |
| Taxes, remuneration and social security45 | €15k | €18k | €21k | ▲ 19.7% |
| Taxes450/3 | €15k | €18k | €21k | ▲ 19.7% |
| Other amounts payable47/48 | €31k | €32k | €32k | ▲ 0.8% |
| Accrued charges and deferred income492/3 | - | - | €2k | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €11k | €14k | ▲ 28.5% |
| + Depreciation and write-downs630 | €415 | €1k | €2k | ▲ 110% |
| Operating cash flow (approximation) | €14k | €12k | €17k | ▲ 36.1% |
| Investment in fixed assets (approximation) | - | €-13k | €-24k | ▼ 81.7% |
| Change in cash | - | €5k | €3k | ▼ 36.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €14k ▲28.5%
Operating result €22k, net result €14k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼19.2%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €100k ▲12.3%
2 profitable years in a row build equity to €100k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2000
Ground area
448 m²
Building footprint
216 m²
Volume, LiDAR
1,164 m³
Parcel 12011A0511/00H000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verkensstraat(HAL) 29 A, 2220 Heist-op-den-Berg
since 20002.116.097.065
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12011A0511/00H000 | Flanders | 448 m² | 1 · 216 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 462 EUR awarded · 462 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 87 EUR | 87 EUR |
| 2024 | 1 | 210 EUR | 210 EUR |
| 2023 | 1 | 87 EUR | 87 EUR |
| 2022 | 1 | 78 EUR | 78 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,386 companies in sector 47761 we hold annual accounts for 1,156. 926 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-05-2000
Fiscal year end31-12
Legal name NL
BV VAN ECCELPOEL
Legal name NL
VAN ECCELPOEL
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
Scores and ratios are computed by Checked and are not a credit decision.