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Vajra

Active Private limited companyfounded 1975active for 51 yearsAvenue Robert Schuman 151, 1401 NivellesKBO/BCE: BE 0414.882.460

Lifetime

19 annual accounts with figures on one time axis, 48 filings since 1978
peak €2.4m (2020)
€2.0m▲ 7.1%
lowest -€165,419 (2022)
€198,648▲ €331,379
peak €1.1m (2021)
€1.0m▲ 50.3%
€2.2m▼ 6.5%
peak 34 FTE (2020)
26.2 FTE▼ 5.4%
Board7 names since 2020
3 directorsSOGEFIMO and 2 others
Owners3 names in the annual accounts
37.5%Sogemi and 2 others
Documentsfilings and deeds
10-07-202621 days before the deadline
2025abbreviated format
Back to profit: €198,648Capital contribution of €138,000 04-07Resignation: James Bown (director) 30-06Equity from €669,341 to €1.0m

Key points

from the 2025 annual accounts

Result

€198,648 €198,648
-€133,0002024€199,0002025

Back in profit in 2025, after a loss of €132,732 in 2024.

Turnover

≈ €8.5m estimated

The accounts state no turnover.

Investments

€26,438 0.3 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Staff

30 employees on 31-12-2025
14142021382022131320231313202418162025

In 2025, 18 people joined and 16 left.

Filings

48 annual accounts since 1978
AprilJune31 JulyOctober1980199520102025

The last five annual accounts were filed 21 to 50 days before the end of the period.

Position in the sector

€198,648

Higher net result than 82% of companies in wholesale trade. Sector median €26,728 · 9,878 companies.

Checked score

85
Excellent
Financially stronger than 55% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.5%▲ +0.3 percentage points vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.5%● unchanged vs 06-2025highest value 08-2025: 1.2%▼ -0.3 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.3%▲ +0.1 percentage points vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 0.3%▼ -1.0 percentage point vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value

Financial strength
Average

56+9equity 31.5% of total assets
17+3short-term debt 66.8% · cash 2.3%
77+62return on assets 6.2%

Score breakdown

raises risk
Liquidity: current ratio 1.37, cash €74,087
lowers risk
Founded in 1975
Profit of €198,648 (financial year 2025)
Figures for financial year 2025 (filed on 10-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 37% of them on solvency, 15% on liquidity, 75% on profitability and 93% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as Vajra has now. Each dot stands for 51 companies, two years later.

95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Vajra itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for Vajra. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €85,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.37 (1.2 in 2024), below the usual 1.5. Short-term debt is 66.8% and cash 2.3% of total assets. 68.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.37, cash €74,087
NBB · annual accounts
lowers risk · Founded in 1975
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Profit of €198,648 (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 10-07-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.0m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
30 days early
2023
23 days early
2022
50 days early
2021
27 days early
2020
81 days early
2019
93 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 46 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

S
Chair, Pierre Riga
S
Director, Michaël Riga, since 01-10-2020
S
Director, Pauline Riga, since 18-05-2022
  • Sogemi 37.5%score 68equity €114,438 (2025) · 2025 annual accounts of Sogemi
  • Sogepau 37.5%score 52equity -€528,334 (2025) · 2025 annual accounts of Sogepau
  • SOGEFIMO 25%score 95equity €17.2m (2025) · 2025 annual accounts of SOGEFIMO
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0414882460
Capital contribution of €138,000 Capital contribution: Troisième résolution · General meeting of 27-06-2025 · Gazette deed
Resignation: James Bown (director) General meeting of 02-06-2025 · Gazette deed
5 directors reappointed SOGEFIMO, SOGEPAU, SOGEMI, Mathilde RIGA and James BOWN · General meeting of 27-10-2023 · Gazette deed
All 65 events

Comparable companies

same main activity, similar in size and age
Company
Vajra Nivelles €3.2m €2.0m 31.5% 26.2
CONTINENTAL FRUIT CY Sint-Katelijne-Waver €3.4m €1.7m -40.6% 32.3
Delidis Lille €4.3m €2.4m -7.5% 32.9
HOES FRUITS Mons €3.6m €1.4m 81.5% 19.6
Rodiers Primeurs Herk-de-Stad €6.8m €1.9m 57.8% 29.7
VAN DIJCK FRERES Namur €3.9m €1.2m 79.0% 14.3
RESTOFRAIS Brussels €2.1m €1.8m 40.4% 30.9

These companies have the same main activity as Vajra: wholesale of fruit and vegetables, excluding potatoes (NACE 46319). They are comparable in size and age: total assets between €2.1m and €6.8m, founded between 1968 and 1991.

Official details

Source: KBO
Status
Active since 01-05-1975Normal situation
Activity
Wholesale of fruit and vegetables, excluding potatoesNACE 46319and 3 others
Joint committees
200Auxiliary committee for white-collar workers
119Food trade · annual accounts 2025
Establishment unit
2.011.107.1361400 Nivelles, since 01-05-1975
Financial year end
31 December
Peppol
Reachable since 15-12-2025
Company details

Annual accounts 2025

€3.2m▲ 6.2%
Employeeson 31-12-2025
30=
Filing
Filed on 10-07-2026, 21 days before the end of the filing period
Financials

Insights on Vajra

Vajra files the abbreviated format. That format states no turnover. The gross margin rose from €257,568 in 2007 to €2.0m in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Vajra

What is the company number of Vajra?
The company number of Vajra is 0414.882.460. The VAT number is the same number with BE in front: BE 0414.882.460.
Where is Vajra based?
The registered office is at Avenue Robert Schuman 151, 1401 Nivelles.Company details
What does Vajra do?
According to the KBO register, the main activity is wholesale of fruit and vegetables, excluding potatoes (NACE 46319).
What is the legal form of Vajra?
Vajra is a private limited company (BV).
When was Vajra founded?
Vajra was founded on 01-05-1975.
Is Vajra still active?
Yes, Vajra is an active enterprise in the KBO register.
How many employees does Vajra have?
Vajra had an average of 26.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Vajra fall under?
In its 2025 annual accounts, Vajra states joint committees 200 (Auxiliary committee for white-collar workers) and 119 (Food trade).
What is the turnover of Vajra?
The turnover in financial year 2025 is ≈ €8.5m. This figure is estimated from the gross margin of €2.0m and 98 comparable companies (NACE 46). It probably lies between €5.2m and €14.0m.
Is Vajra profitable?
In financial year 2025, Vajra made a profit of €198,648.
Where can I find the annual accounts of Vajra?
Vajra filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Vajra due?
Vajra must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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