Equity
-€56,705
Debts exceed assets in financial year 2025.
VYTA REAL ESTATE
Lifetime
7 annual accounts with figures on one time axisGross marginpeak €28,755 (2025)
€28,755▲ €66,132
Resultlowest -€48,946 (2024)
-€16,025▲ €32,921
Equitypeak €8,266 (2023)
-€56,705▼ €16,025
Debts
€128,079▲ 4.0%
Staffpeak 0.6 FTE (2025)
0.6 FTE▲ 500%
Board4 names since 2021
2 directorsVEKEMANS William and 1 other
Owners2 names in the annual accounts
100%VYTA INSURANCE
Documentsfilings and deeds
07-07-202624 days before the deadline
2025abbreviated format
Gross margin from -€37,377 to €28,755Loss of €16,025Staff from 0.1 FTE to 0.6 FTEEquity from -€40,680 to -€56,705Cash from €8,798 to €18,467
Key points
from the 2025 annual accountsLosses
-€64,971 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €64,000 estimated
The accounts state no turnover.
Debts
€128,079 179% of the balance sheet
Suppliers 12%Taxes and wages 3%Other 85%
Of this, €126,729 falls due within a year.
Board
1 joined · 1 left
Board changed. Latest change 01-04-2026 · 2 in office.
Position in the sector
-79.4%
Lower solvency than 95% of companies in real estate. Sector median 30.7% · 11,271 companies.
Checked score
53
Fair
Financially stronger than 12% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 1.9%▲ +1.6 percentage points vs 07-2025
09-2025: 1.9%● unchanged vs 08-2025
10-2025: 1.9%● unchanged vs 09-2025
11-2025: 1.9%● unchanged vs 10-2025highest value
12-2025: 1.9%● unchanged vs 11-2025highest value
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 1.8%▼ -0.1 percentage points vs 02-2026
04-2026: 1.8%● unchanged vs 03-2026
05-2026: 1.8%● unchanged vs 04-2026
06-2026: 1.7%▼ -0.1 percentage points vs 05-2026
07-2026: 1.8%▲ +0.1 percentage points vs 06-2026
08-2026: 1.6%▼ -0.2 percentage points vs 07-2026
09-2026: 1.6%● unchanged vs 08-2026
10-2026: 1.6%● unchanged vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€56,705
Loss of €16,025, the second in a row (financial year 2025)
lowers risk
Sector: Real estate activities (NACE 68)
Liquidity: current ratio 0.34, cash €18,467
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 25% on liquidity, 4% on profitability and 14% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as VYTA REAL ESTATE has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VYTA REAL ESTATE itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for VYTA REAL ESTATE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.34 (0.42 in 2024), below 1. Short-term debt is 177.6% and cash 25.9% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€56,705
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
24 days early
2024
9 days early
2023
16 days early
2022
26 days early
2021
5 days late
2020
30 days late
2019
67 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VYTA INSURANCE 100%equity €79,321 (2025) · 2025 annual accounts of VYTA INSURANCE
Recent changes
New director
Vekemans Anne-Sophie appointed, Vekemans William resigned · General meeting of 01-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0690543889
Company renamed from V.R.E.M. to VYTA REAL ESTATE
Resignation: Vekemans William (manager) · Reappointment: Vekemans William (director) · Appointment: NICASI Filip (director) · General meeting of 14-04-2023 · Gazette deed
Registered office moved within Zandhoven
New registered office: Melkerijweg 2B bus 1, 2240 Zandhoven · Previous registered office: Liersebaan 14, 2240 Zandhoven · General meeting of 22-04-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| VYTA REAL ESTATE Zandhoven | €71,374 | €28,755 | -79.4% | 0.6 |
| HUYZEN ANTWERPEN Antwerp | €55,236 | €28,811 | -56.8% | 0.2 |
| NOBISplus Oud-Heverlee | €71,627 | €40,453 | 89.8% | 0.4 |
| MCRE Hasselt | €60,091 | €45,611 | 43.7% | 0.4 |
| THUISMAKELAAR.BE Mol | €120,473 | €40,406 | 88.4% | 1 |
| Immodôme II Schilde | €106,168 | €22,443 | 49.3% | 1 |
| Berhin Immobilier Centre Ecaussinnes | €50,179 | €30,621 | -12.5% | 0.8 |
These companies have the same main activity as VYTA REAL ESTATE: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €50,200 and €120,000, founded between 2015 and 2022.
Official details
Source: KBO- Status
- Active since 12-02-2018Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 2025
- Establishment unit
- 2.319.765.9852240 Zandhoven, since 12-02-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 27-06-2025
Annual accounts 2025
- Total assets
- €71,374▼ 13.5%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 07-07-2026, 24 days before the end of the filing period
Companies linked to VYTA REAL ESTATE
Parent and group
Insights on VYTA REAL ESTATE
VYTA REAL ESTATE files the abbreviated format. That format states no turnover. The gross margin rose from -€2,414 in 2019 to €28,755 in 2025.
VYTA INSURANCE holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VYTA REAL ESTATE
- What is the company number of VYTA REAL ESTATE?
- The company number of VYTA REAL ESTATE is 0690.543.889. The VAT number is the same number with BE in front: BE 0690.543.889.
- Where is VYTA REAL ESTATE based?
- The registered office is at Melkerijweg 2B, 2240 Zandhoven.Company details
- What does VYTA REAL ESTATE do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of VYTA REAL ESTATE?
- VYTA REAL ESTATE is a private limited company (BV).
- When was VYTA REAL ESTATE founded?
- VYTA REAL ESTATE was founded on 12-02-2018.
- Is VYTA REAL ESTATE still active?
- Yes, VYTA REAL ESTATE is an active enterprise in the KBO register.
- How many employees does VYTA REAL ESTATE have?
- VYTA REAL ESTATE had an average of 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VYTA REAL ESTATE fall under?
- In its 2025 annual accounts, VYTA REAL ESTATE states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of VYTA REAL ESTATE?
- The turnover in financial year 2025 is ≈ €64,000. This figure is estimated from the gross margin of €28,755 and 33 comparable companies (NACE 683). It probably lies between €44,000 and €110,000.
- Is VYTA REAL ESTATE profitable?
- In financial year 2025, VYTA REAL ESTATE made a loss of €16,025.
- Where can I find the annual accounts of VYTA REAL ESTATE?
- VYTA REAL ESTATE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VYTA REAL ESTATE due?
- VYTA REAL ESTATE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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