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UVOLVE

Active
Private limited companyfounded 20232 yrs activeLoppemsestraat 20, 8020 Oostkamp, BelgiumKBO/BCE: BE 1000.186.695

UVOLVE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €79k. Equity is growing by ~71% per year across the filed fiscal years. Its solvency ranks better than 55% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency86▲+14
Growth78=
Track record82
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days only on tighter terms
Liquidity ample (current ratio 2.81 against 1.78 in 2024; short-term debt: 23.5% and cash: 48.7% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.4%
Return on assets
24.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
81 d early
2024
40 d late
2023
13 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€201k▲ 65.1%
2024 · €122k
2023: €28k 2024: €122k
2023 → 2025
Total assets
€328k▲ 27.3%
2024 · €258k
2023: €54k 2024: €258k
2023 → 2025
Net result
€79k▼ 16.0%
2024 · €94k
2023: €28k 2024: €94k
2023 → 2025
Working capital
€140k▲ 166%
2024 · €52k
2023: €27k 2024: €52k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€28k-€122k▲ 331%€201k▲ 65.1%
Operating result€36k-€124k▲ 248%€104k▼ 15.9%
Net result€28k-€94k▲ 236%€79k▼ 16.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2023: €36k€36kNet result 2023: €28k€28kOperating result 2024: €124k€124kNet result 2024: €94k€94kOperating result 2025: €104k€104kNet result 2025: €79k€79k202320242025
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets €111k▼ 19.1%
Current assets €217k▲ 80.6%
Equity and liabilities €328k
Equity €201k▲ 65.1%
Debt €127k▼ 6.7%
The debt ratio falls from 52.7% to 38.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€131k
2024 · €138k
Cash flow
€106k
2024 · €109k
Solvency
61.4%
2024 · 47.3%
Current ratio
2.81
2024 · 1.78
Quick ratio
2.81
2024 · 1.78
Debt / equity
0.63
2024 · 1.11
ROE
39.4%
2024 · 77.5%
ROA
24.2%
2024 · 36.7%
Interest coverage
43.19
2024 · 44.79
Debt
€127k
2024 · €136k
Debt ≤ 1 year
€77k
2024 · €67k
Debt > 1 year
€49k
2024 · €68k
Income taxes
€22k
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€258k€328k
Fixed assets21/28€138k€111k
Tangible fixed assets22/27€138k€111k
Plant, machinery and equipment23€27k€24k
Furniture and vehicles24€104k€81k
Other tangible fixed assets26€6k€6k
Financial fixed assets28-€610
Current assets29/58€120k€217k
Amounts receivable within one year40/41€23k€55k
Trade receivables40€23k€55k
Cash at bank and in hand54/58€95k€160k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€258k€328k
Equity10/15€122k€201k
Contributions10/11€1k€1k=
Reserves13€121k€200k
Distributable reserves133€121k€200k
Amounts payable17/49€136k€127k
Amounts payable after more than one year17€68k€49k
Financial debts170/4€68k€49k
Amounts payable within one year42/48€67k€77k
Current portion of amounts payable after more than one year42€18k€19k
Trade debts44€4k€889
Suppliers440/4€4k€889
Taxes, remuneration and social security45€44k€57k
Taxes450/3€43k€56k
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€993€493
Accrued charges and deferred income492/3€695€1k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€27k
Other operating charges640/8€595€307
Gross operating margin9900€138k€131k
Operating profit (loss)9901€124k€104k
Financial income75/76B€2€131
Recurring financial income75€2€131
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€121k€101k
Income taxes67/77€26k€22k
Profit (loss) for the period9904€94k€79k
Profit (loss) for the period to be appropriated9905€94k€79k
Appropriation of the result
Profit (loss) to be appropriated9906€94k€79k
Transfer to equity691/2€94k€79k
To other reserves6921€94k€79k
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €200kEq €201k ▲65.1%
3 profitable years in a row build equity to €201k.
09-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial Highest result since 2023net €94k ▲236%
Operating result €124k, net result €94k, both a record.
31-12
Financial Equity above €100kEq €122k ▲331%
2 profitable years in a row build equity to €122k.
18-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Loppemsestraat 208020 Oostkamp
Ground area
728 m²
Building footprint
217 m²
Volume, LiDAR
1,061 m³
Parcel 31403H0725/00S000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UVOLVE
Loppemsestraat 20, 8020 OostkampAgents in non-specialised wholesale trade
since 20232.350.262.488
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31403H0725/00S000 Flanders 728 m² 1 · 217 m² 7.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,034 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-09-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.