UpMountain
ActiveUpMountain has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €385k and a net result of €52k. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 13.3 against 13.2 in 2024; short-term debt: 7.5% and cash: 96.8% of total assets), and 14.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.8%
Return on assets
11.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
1 d early
2022
18 d early
2021
2 d early
2020
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€385k▲ 15.5%
2024 · €333k
2020: €50k
2021: €131k
2022: €241k
2023: €304k
2024: €333k
2020 → 2025
Total assets
€449k▲ 9.7%
2024 · €409k
2020: €171k
2021: €239k
2022: €344k
2023: €386k
2024: €409k
2020 → 2025
Net result
€52k▲ 74.9%
2024 · €30k
2020: €52k
2021: €81k
2022: €110k
2023: €63k
2024: €30k
2020 → 2025
Working capital
€414k▲ 10.2%
2024 · €376k
2020: €107k
2021: €209k
2022: €313k
2023: €344k
2024: €376k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€241k▲ 84.3%€304k▲ 25.9%€333k▲ 9.7%€385k▲ 15.5%
Operating result€107k-€148k▲ 38.0%€83k▼ 44.0%€30k▼ 64.3%€69k▲ 134%
Net result€81k-€110k▲ 35.7%€63k▼ 43.3%€30k▼ 52.8%€52k▲ 74.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 134% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €449k
Fixed assets
€690▼ 71.5%
Current assets
€448k▲ 10.1%
Equity and liabilities €449k
Equity
€385k▲ 15.5%
Debt
€64k▼ 16.0%
The debt ratio falls from 18.5% to 14.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k▲
2024 · €31k
Cash flow
€53k▲
2024 · €31k
Solvency
85.8%▲
2024 · 81.5%
Current ratio
13.30▲
2024 · 13.20
Quick ratio
13.30▲
2024 · 13.20
Debt / equity
0.17▼
2024 · 0.23
ROE
13.4%▲
2024 · 8.9%
ROA
11.5%▲
2024 · 7.2%
Interest coverage
21.73▲
2024 · 5.39
Debt
€64k▼
2024 · €76k
Debt ≤ 1 year
€34k▲
2024 · €31k
Debt > 1 year
€30k▼
2024 · €45k
Income taxes
€20k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€409k€449k▲
Fixed assets21/28€2k€690▼
Tangible fixed assets22/27€2k€690▼
Plant, machinery and equipment23€2k€690▼
Current assets29/58€407k€448k▲
Amounts receivable within one year40/41€14k€11k▼
Trade receivables40-€11k
Other amounts receivable41€14k-
Cash at bank and in hand54/58€390k€434k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€409k€449k▲
Equity10/15€333k€385k▲
Contributions10/11€19k€19k=
Reserves13€312k€363k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€310k€361k▲
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€76k€64k▼
Amounts payable after more than one year17€45k€30k▼
Other amounts payable178/9€45k€30k▼
Amounts payable within one year42/48€31k€34k▲
Trade debts44€13k€13k▲
Suppliers440/4€13k€13k▲
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€11k€10k▼
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€30k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€34k€73k▲
Operating profit (loss)9901€30k€69k▲
Financial income75/76B€16k€6k▼
Recurring financial income75€16k€6k▼
Non-recurring financial income76B€16k-
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€39k€72k▲
Income taxes67/77€10k€20k▲
Profit (loss) for the period9904€30k€52k▲
Profit (loss) for the period to be appropriated9905€30k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€55k▲
Profit (loss) brought forward from the previous period14P€410€3k▲
Transfer to equity691/2€27k€51k▲
To other reserves6921€27k€51k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €30k ▼52.8%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2020net €110k ▲35.7%
Operating result €148k, net result €110k, both a record.
30-09
Financial
Equity above €200kEq €241k ▲84.3%
3 profitable years in a row build equity to €241k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity triplescurrent ratio 10.12
Current ratio from 3.65 to 10.12; short-term debt falls from €40k to €23k.
30-09
Financial
Equity above €100kEq €131k ▲164%
2 profitable years in a row build equity to €131k.
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wandeldreef 133110 RotselaarGround area
1,217 m²
Building footprint
189 m²
Volume, LiDAR
910 m³
Parcel 24094E0043/00Y037, Flanders · tallest building 20.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Up Mountain
since 20192.286.446.683
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094E0043/00Y037 | Flanders | 1,217 m² | 1 · 189 m² | 20.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INSIDIUM
BE 0691.675.821
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Up Invest
BE 0872.227.463
Dilbeek · Eq €385k
HuReKa Marc Bervoets
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MICO FRUIT
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ENERGIEK
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,224 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2019
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.