Equity
UNICONSTRUCT has made a profit in every financial year since 2008.
UNICONSTRUCT has made a profit in every financial year since 2008.
The result fell in 2025 from €588,781 to €271,923.
In 2025, 2 people joined and 4 left.
The last five annual accounts were filed 19 to 43 days before the end of the period.
More equity than 80% of companies in wholesale trade. Sector median €1.6m · 6,119 companies.
The dashed line is the sector median: 0.4% across 26,895 companies (NACE 46, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 74% of them on solvency, 63% on liquidity, 23% on profitability and 42% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 17,041 companies had the same profile as UNICONSTRUCT has now. Each dot stands for 43 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of UNICONSTRUCT itself: 0.3% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for UNICONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 3.26 (3.27 in 2024), above the usual 1.5. Short-term debt is 30.4% and cash 15.7% of total assets. 30.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| UNICONSTRUCT Turnhout | €33.3m | -0.2% | 69.6% | 9.6 |
| Vogel Import Export Antwerp | €28.7m | 2.1% | 48.7% | 9.4 |
| LAYHER Kontich | €17.1m | 1.8% | 23.9% | 10 |
| LABECO Waregem | €13.6m | 3.1% | 24.1% | 15 |
| GI-BO-MA Malmedy | €17.9m | 2.5% | 42.7% | 16.4 |
| ENGELS Lokeren | €7.5m | 0.8% | 14.6% | 17.4 |
| ASPAC International Sint-Genesius-Rode | €16.8m | 3.3% | 28.2% | 4.5 |
Grey: the largest companies of the sector (wholesale trade (NACE 46)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as UNICONSTRUCT: agents in the wholesale of timber and building materials (NACE 46130). They are comparable in size and age: total assets between €8.7m and €29m, founded between 1998 and 2007.
UNICONSTRUCT has existed since 2006. Turnover grew from €23.0m in 2014 to €33.3m in 2025 and staff from 4 to 9.6 full-time equivalents.
Turnover has fallen every year since 2022.
In May 2025, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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