Result
-€149,381 -€149,381
From profit to loss in 2025, after a profit of €2,703 in 2024.
TIBYKO Consulting & Services
Lifetime
5 annual accounts with figures on one time axispeak €38,817 (2024)
€3,577▼ 90.8%
lowest -€149,381 (2025)
-€149,381▼ €152,084
peak €1.0m (2024)
€865,342▼ 14.7%
€627,245▲ 17.2%
Board3 names since 2021
3 directorstiberghien,Kendall Yves and 2 others
Documentsfilings and deeds
25-01-20266 days before the deadline
2025abbreviated format
Gross margin from €38,817 to €3,577Loss of €149,381Equity from €1.0m to €865,342Debts from €535,153 to €627,245
Key points
from the 2025 annual accountsTurnover
≈ €15,000 estimated
The abbreviated format states no turnover.
Investments
€150,000 5.6 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 25.4% higher than in 2024.
Liquidity
3.85 was 2.36 in 2024
Short-term debts rose from €170,283 to €170,771.
Board
1 joined
New director. Latest change 26-10-2026 · 3 in office.
Position in the sector
-€149,381
Lower net result than 91% of companies in real estate. Sector median €9,988 · 11,280 companies.
Checked score
82
Excellent
Financially stronger than 38% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.4%▲ +0.2 percentage points vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.5%▲ +0.1 percentage points vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025highest value
02-2026: 0.4%▼ -0.1 percentage points vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 3.85, cash €4,536
Loss of €149,381 (financial year 2025)
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €1.5m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 70% of them on solvency, 46% on liquidity, 11% on profitability and 24% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 224 companies had the same profile as TIBYKO Consulting & Services has now. Each dot is one company, two years later.
88.4%
were still trading
7.1%
stopped another way
4.0%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TIBYKO Consulting & Services itself is lower: 0.4% within 12 months. It rests on far more data about TIBYKO Consulting & Services than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 224 companies, not a prediction for TIBYKO Consulting & Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.85 (2.36 in 2024), above the usual 1.5. Short-term debt is 11.4% and cash 0.3% of total assets. 42% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-01-2026, 6 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
6 days early
2024
25 days early
2023
16 days early
2022
4 days early
2021
1 day late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 10 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end07-11-2026 today31-01-2027 deadline
Board and ownership
- BIG MAC KT 705 sharesdeed of 26-08-2022
- Yves tiberghien 720 sharesdeed of 26-08-2022
Recent changes
Amendment of the articles
Appointment: Yves Michel Jerôme tiberghien (statutory director) · Name change: TIBYKO Consulting & Services · General meeting of 16-10-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0762842642
Merger proposal: TYK IMMO takes over TIBYKO
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TIBYKO Consulting & Services Ghent | €1.5m | €3,577 | 58.0% | - |
| Brik Aalst | €1.4m | €3,424 | -11.1% | - |
| MDLE Waregem | €1.4m | €5,156 | -28.4% | - |
| MALEJA Schoten | €2.0m | €3,600 | 6.5% | 0 |
| L&S 2 PROJECTS Dendermonde | €1.2m | €10,429 | 3.1% | - |
| NYD INVESTMENTS Jette | €1.1m | €2,364 | 6.4% | - |
| ARENJO Hoogstraten | €2.0m | €6,923 | -0.4% | - |
These companies have the same main activity as TIBYKO Consulting & Services: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €1.1m and €2m, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 03-02-2021Normal situation
- Activity
- Development of residential building projectsNACE 68121and 1 other
- Establishment unit
- 2.317.882.4059000 Ghent, since 01-07-2021
- Financial year end
- 30 June
- Peppol
- Reachable since 27-03-2026
Annual accounts to 30-06-2025
- €1.5m▼ 3.7%
- Filing
- Filed on 25-01-2026, 6 days before the end of the filing period
Insights on TIBYKO Consulting & Services
TIBYKO Consulting & Services files the abbreviated format. That format states no turnover. The gross margin rose from -€4,651 in 2021 to €3,577 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TIBYKO Consulting & Services
- What is the company number of TIBYKO Consulting & Services?
- The company number of TIBYKO Consulting & Services is 0762.842.642. The VAT number is the same number with BE in front: BE 0762.842.642.
- Where is TIBYKO Consulting & Services based?
- The registered office is at Kortrijksepoortstraat 138, 9000 Ghent.Company details
- What does TIBYKO Consulting & Services do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of TIBYKO Consulting & Services?
- TIBYKO Consulting & Services is a private limited company (BV).
- When was TIBYKO Consulting & Services founded?
- TIBYKO Consulting & Services was founded on 03-02-2021.
- Is TIBYKO Consulting & Services still active?
- Yes, TIBYKO Consulting & Services is an active enterprise in the KBO register.
- What is the turnover of TIBYKO Consulting & Services?
- The turnover in financial year 2025 is ≈ €15,000. This figure is estimated from the gross margin of €3,577 and 48 comparable companies (NACE 68121). It probably lies between €7,300 and €47,000. It is a rough estimate.Financials
- Is TIBYKO Consulting & Services profitable?
- In financial year 2025, TIBYKO Consulting & Services made a loss of €149,381.
- Where can I find the annual accounts of TIBYKO Consulting & Services?
- TIBYKO Consulting & Services filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TIBYKO Consulting & Services due?
- TIBYKO Consulting & Services must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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