twenty8insight
Activetwenty8insight has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €265k and a net result of €260k. Its solvency ranks better than 76% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days only on tighter terms
Liquidity ample (current ratio 12.05; short-term debt: 6.8% and cash: 28.7% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
78.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€265k
Total assets
€333k
Net result
€260k
Working capital
€251k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €333k
Fixed assets
€59k
Current assets
€274k
Equity and liabilities €333k
Equity
€265k
Debt
€67k
Debt finances 20.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€360k
Cash flow
€276k
Solvency
79.7%
Current ratio
12.05
Quick ratio
12.05
Debt / equity
0.25
ROE
98.1%
ROA
78.2%
Interest coverage
143.97
Debt
€67k
Debt ≤ 1 year
€23k
Debt > 1 year
€45k
Income taxes
€82k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€333k
Fixed assets21/28€59k
Tangible fixed assets22/27€59k
Furniture and vehicles24€2k
Leasing and similar rights25€57k
Current assets29/58€274k
Amounts receivable within one year40/41€55k
Trade receivables40€37k
Other amounts receivable41€17k
Current investments50/53€120k
Cash at bank and in hand54/58€95k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€333k
Equity10/15€265k
Contributions10/11€5k
Reserves13€260k
Distributable reserves133€260k
Profit (loss) carried forward14€180
Amounts payable17/49€67k
Amounts payable after more than one year17€45k
Financial debts170/4€45k
Amounts payable within one year42/48€23k
Current portion of amounts payable after more than one year42€13k
Financial debts43€117
Credit institutions430/8€117
Trade debts44€5k
Suppliers440/4€5k
Other amounts payable47/48€4k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k
Other operating charges640/8€2k
Gross operating margin9900€362k
Operating profit (loss)9901€344k
Financial income75/76B€142
Recurring financial income75€142
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€342k
Income taxes67/77€82k
Profit (loss) for the period9904€260k
Profit (loss) for the period to be appropriated9905€260k
Appropriation of the result
Profit (loss) to be appropriated9906€260k
Transfer to equity691/2€260k
To other reserves6921€260k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-11
State Gazette act
Board meeting · General meeting
Share issue · Capital increase · Tim CARNEWAL
State Gazette actNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spinnerijkaai(Kor) 458500 KortrijkGround area
9,215 m²
Building footprint
3,590 m²
Volume, LiDAR
49,165 m³
Parcel 34353B0083/00Y004, Flanders · tallest building 21.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
twenty8insight
since 20252.369.008.531
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353B0083/00Y004 | Flanders | 9,215 m² | 1 · 3,590 m² | 21.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared director
→
Shared director
→
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EOSALIS
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 38,703 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.