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LocaTrust

Active
Private limited companyfounded 20223 yrs activeRue Pierre Michaux 76, 4683 Oupeye, BelgiumKBO/BCE: BE 0795.137.407
Summary

LocaTrust has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €32,398 and a net result of €15,837. The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency98▲+14
Growth78
Track record94
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 3.38 against 2.65 in 2023; short-term debt: 24.5% and cash: 13.4% of total assets), and 26.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
73.2%
Return on assets
35.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
52 d early
2024
23 d early
2023
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LocaTrust was incorporated on 20 December 2022 as a Private limited company.1 In 2026 the company took the name LocaTrust.2 The registered office was moved to Oupeye in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 28-05-2026

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
€32,398▲ 95.6%
2023 · €16,562
Total assets
€44,255▲ 56.6%
2023 · €28,265
Net result
€15,837▲ 16.8%
2023 · €13,562
Working capital
€25,871▲ 47.0%
2023 · €17,597
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€17,219-€20,279▲ 17.8%
Net result€13,562within the sector's middle half-€15,837within the sector's middle half▲ 16.8%
Equity€16,562below the sector's middle half-€32,398within the sector's middle half▲ 95.6%
Total assets€28,265below the sector's middle half-€44,255below the sector's middle half▲ 56.6%
Debt€11,703-€11,856▲ 1.3%
Working capital€17,597within the sector's middle half-€25,871within the sector's middle half▲ 47.0%
Solvency58.6%within the sector's middle half-73.2%within the sector's middle half▲ 14.6pp
Current ratio2.65within the sector's middle half-3.38within the sector's middle half▲ 0.73
Return on assets (ROA)48.0%above the sector's middle half-35.8%above the sector's middle half▼ 12.2pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2023: €17,219€17,219Net result 2023: €13,562€13,562Operating result 2024: €20,279€20,279Net result 2024: €15,837€15,83720232024€0€10,000€20,000Operating result 2023: €17,219€17,200Net result 2023: €13,562€13,600Operating result 2024: €20,279€20,300Net result 2024: €15,837€15,80020232024
The operating result rises in 2024; 2024 is 18% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44,255
Fixed assets €7,528
Current assets €36,727
Equity and liabilities €44,255
Equity €32,398 ▲ 95.6%
Debt €11,856 ▲ 1.3%
Debt's share of the balance-sheet total falls from 41.4% to 26.8%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€21,693
Cash flow
€17,250
Debt to equity
0.37▼
2023 · 0.71
ROE
48.9%▼
2023 · 81.9%
Interest coverage
36.36
Debt ≤ 1 year
€10,856▲
2023 · €10,668
Income taxes
€3,871▲
2023 · €3,422
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet Code20232024
Assets
Total assets20/58€28,265€44,255▲
Fixed assets21/28-€7,528
Tangible fixed assets22/27-€7,528
Furniture and vehicles24-€3,493
Other tangible fixed assets26-€4,035
Current assets29/58€28,265€36,727▲
Amounts receivable within one year40/41€27,995€30,785▲
Trade receivables40€27,942€30,000▲
Other amounts receivable41€54€785▲
Cash at bank and in hand54/58€270€5,942▲
Equity and liabilities
Total equity and liabilities10/49€28,265€44,255▲
Equity10/15€16,562€32,398▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€13,562€29,398▲
Amounts payable17/49€11,703€11,856▲
Amounts payable within one year42/48€10,668€10,856▲
Trade debts44€2,246€2,461▲
Suppliers440/4€2,246€2,461▲
Taxes, remuneration and social security45€3,422€7,294▲
Taxes450/3€3,422€7,294▲
Other amounts payable47/48€5,000€1,101▼
Accrued charges and deferred income492/3€1,035€1,000▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,414
Other operating charges640/8€766€407▼
Gross operating margin9900€17,985€22,100▲
Operating profit (loss)9901€17,219€20,279▲
Financial income75/76B-€25
Recurring financial income75-€25
Financial charges65/66B€235€597▲
Recurring financial charges65€235€597▲
Profit (loss) for the period before taxes9903€16,984€19,708▲
Income taxes67/77€3,422€3,871▲
Profit (loss) for the period9904€13,562€15,837▲
Profit (loss) for the period to be appropriated9905€13,562€15,837▲
Appropriation of the result
Profit (loss) to be appropriated9906€13,562€29,398▲
Profit (loss) brought forward from the previous period14P-€13,562

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,414-
Other operating charges640/8€766€407▼ 46.9%
Gross operating margin9900€17,985€22,100▲ 22.9%
Operating profit (loss)9901€17,219€20,279▲ 17.8%
Financial income75/76B-€25-
Recurring financial income75-€25-
Financial charges65/66B€235€597▲ 154%
Recurring financial charges65€235€597▲ 154%
Profit (loss) for the period before taxes9903€16,984€19,708▲ 16.0%
Income taxes67/77€3,422€3,871▲ 13.1%
Profit (loss) for the period9904€13,562€15,837▲ 16.8%
Profit (loss) for the period to be appropriated9905€13,562€15,837▲ 16.8%
Line20232024Change
Assets
Total assets20/58€28,265€44,255▲ 56.6%
Fixed assets21/28-€7,528-
Tangible fixed assets22/27-€7,528-
Furniture and vehicles24-€3,493-
Other tangible fixed assets26-€4,035-
Current assets29/58€28,265€36,727▲ 29.9%
Amounts receivable within one year40/41€27,995€30,785▲ 10.0%
Trade receivables40€27,942€30,000▲ 7.4%
Other amounts receivable41€54€785▲ 1,367%
Cash at bank and in hand54/58€270€5,942▲ 2,101%
Equity and liabilities
Total equity and liabilities10/49€28,265€44,255▲ 56.6%
Equity10/15€16,562€32,398▲ 95.6%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€13,562€29,398▲ 117%
Amounts payable17/49€11,703€11,856▲ 1.3%
Amounts payable within one year42/48€10,668€10,856▲ 1.8%
Trade debts44€2,246€2,461▲ 9.6%
Suppliers440/4€2,246€2,461▲ 9.6%
Taxes, remuneration and social security45€3,422€7,294▲ 113%
Taxes450/3€3,422€7,294▲ 113%
Other amounts payable47/48€5,000€1,101▼ 78.0%
Accrued charges and deferred income492/3€1,035€1,000▼ 3.4%
Line20232024Change
Profit (loss) for the period9904€13,562€15,837▲ 16.8%
+ Depreciation and write-downs630-€1,414-
Operating cash flow (approximation)€13,562€17,250▲ 27.2%
Change in cash-€5,672-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
28-05
State Gazette act Registered office · Purpose · Resignations & appointments
Name change · Purpose change · Registered-office move4 facts ▸
  • General meeting, 29-04-2026
  • Name change, LocaTrust
  • Purpose change
  • Registered-office move, 4683 Oupeye (Vivegnis), rue Pierre Michaux, 76
2025
08-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2023
exact location from the address register On OpenStreetMap
Ground area
372 m²
Building footprint
2,033 m²
Volume, LiDAR
13,679 m³
Parcel 62109A0467/00P000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
17 companies at this address See who is registered here
1 establishment unit
Loca Trust
Rue Jean Potier 118, 4100 SeraingBusiness consulting
since 20232.347.811.853
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62109A0467/00P000 Wallonia 372 m² 1 · 2,033 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Purpose
Tous services et opérations se rapportant au conseil, à la consultance, à la formation ou au coaching en entreprise; Toutes activités d’apporteur d’affaires, notamment en matière…
Full purpose (28 activities)
  1. Tous services et opérations se rapportant au conseil, à la consultance, à la formation ou au coaching en entreprise
  2. Toutes activités d’apporteur d’affaires, notamment en matière de tourisme, d’esthétique
  3. La prestation de toutes opérations se rattachant directement ou indirectement au management, à l'organisation, à l'administration, à la gestion et au conseil des entrepreneurs, des sociétés ou des entreprises dans les domaines ayant trait à leur gestion générale, administrative, financière et des ressources humaines
  4. Toutes activités d’études et de conseils en matière économique, commerciale, publicitaire, marketing et d’études de marché
  5. Toutes activités en matière de relations publiques, de communication, d’activités promotionnelles et publicitaires ainsi que la conception, la réalisation et la diffusion d’informations et de communiqués de presse par tous moyens de communication
  6. L’organisation d’événements : la création, la réalisation, la conception, la gestion, l’organisation, l’ exploitation, la production, la commercialisation, la régie, d’événements publics et privés, notamment de congrès, de fêtes, de foires, de bourses, de défilés, de concours, de manifestations culturelles, sportives, éducatives, d’actions promotionnelles au profit de personnes physiques ou morales, d’ associations, d’organisations, d’entreprises, et d’institutions publiques ou privées
  7. L’organisation de formations, de conférences, de séminaires
  8. Toutes activités de création, d’édition, de vente et de distribution de tous supports et de l'information sous toutes ses formes, en ce compris l'édition et la vente d'articles, de livres et d'hebdomadaires, de revues et de syllabus
  9. Le commerce de matériel informatique et électronique de toute nature en ce compris toutes les activités telles que la conception, la réalisation, l’exploitation et la commercialisation de logiciels, de programmes, d’applications, de sites internet ou intranet et de cours en ligne
  10. L’exploitation de brevets et de licences
  11. Le commerce en général tant en gros qu'au détail, en ce compris notamment l'achat, la vente, l'importation, l'exportation, de tout produit et matériel généralement quelconque y compris en en faisant du commerce en ligne
  12. Toutes activités d’intérim
  13. Toutes activités d’agent commercial
  14. Le commerce en gros et en détail, l’importation et l’exportation de tous types de véhicules et accessoires neufs ou d’occasion
  15. Le commerce en gros et en détail, l’importation et l’exportation de pièces neuves et d’occasion pour véhicules à moteur
  16. L’intermédiaire commercial en ce qui concerne la vente et la location de véhicule à moteur neuf ou d’occasion
  17. La location à court et long terme, le leasing, la private lease de tout véhicule à moteur
  18. Toutes prestations de service telles que l’activité d’ intermédiaire et de conseil dans les domaines précités, le conseil en management, le bureau d’ étude, l’immobilier, la gestion du bâtiment et la gestion d’immeuble (acquisition, location, construction, etc…) sans toutefois que cette activité ne tombe dans le champ d’application de l’arrêté royal du six septembre mil neuf cent nonante-trois protégeant le titre professionnel et l’exercice de la profession d’agent immobilier, ainsi que toutes prestations administratives
  19. Toutes opérations généralement quelconques, commerciales, industrielles, financières, mobilières ou immobilières, se rapportant directement ou indirectement à son objet social
  20. Acquérir, aliéner, prendre ou donner en location, tous immeubles ou fonds de commerce, acquérir créer, céder tous brevets, licences, marques de fabrique et de commerce, s’intéresser de toutes manières et en tous lieux, dans toutes sociétés ou entreprises dont l’objet serait similaire, analogue ou connexe ou de nature à favoriser le sien ou serait susceptible de constituer pour elle une source ou un débouché
  21. S'intéresser par voie d'association, d'apport, de fusion, d'intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l'objet est identique, analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés
  22. Exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés
  23. Se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées, au sens le plus large
  24. Conseil – Apporteur d’affaires
  25. Relations publiques – Evènements
  26. Commerce
  27. Location et vente de véhicule
  28. Divers

Similar companies · same sector, comparable size

Of 82,601 companies in this sector we hold annual accounts for 52,629. 35,039 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded20-12-2022
Fiscal year end31-12
Legal name FR TRUST ORHAN
Activities, NACEBEL 2025
70200Business and other management consultancy
47811Retail sale of cars and light vans (up to 3.5 tonnes)
77110Renting and leasing of cars and light motor vehicles
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0795137407
Also 9925:BE0795137407

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.