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TRADING & MARKETING DIFFUSION

Active
Private limited company (pre-2019)founded 200224 yrs activeBurgemeester Etienne Demunterl. 5, 1090 Jette, BelgiumKBO/BCE: BE 0477.664.424

TRADING & MARKETING DIFFUSION has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €357k and a net result of €30k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 11206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
94 / 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+39
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.22 against 3.1 in 2024), and 6.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
93.3%
Return on assets
7.9%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
on the day
2023
on the day
2022
13 d early
2021
3 d early
2020
3 d early
2019
7 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€357k▲ 9.2%
2024 · €327k
2019: €178k 2020: €238k 2021: €253k 2022: €302k 2023: €325k 2024: €327k
2019 → 2025
Total assets
€383k▼ 0.8%
2024 · €386k
2019: €304k 2020: €331k 2021: €299k 2022: €337k 2023: €394k 2024: €386k
2019 → 2025
Net result
€30k▲ 1,425%
2024 · €2k
2019: €2k 2020: €59k 2021: €89k 2022: €49k 2023: €23k 2024: €2k
2019 → 2025
Working capital
€159k▲ 29.3%
2024 · €123k
2019: €38k 2020: €81k 2021: €56k 2022: €82k 2023: €114k 2024: €123k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€253k-€302k▲ 19.4%€325k▲ 7.7%€327k▲ 0.6%€357k▲ 9.2%
Operating result€13k-€72k▲ 455%€34k▼ 52.9%€2k▼ 93.5%€42k▲ 1,810%
Net result€89k-€49k▼ 44.7%€23k▼ 52.4%€2k▼ 91.5%€30k▲ 1,425%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €13k€13kNet result 2021: €89k€89kOperating result 2022: €72k€72kNet result 2022: €49k€49kOperating result 2023: €34k€34kNet result 2023: €23k€23kOperating result 2024: €2k€2kNet result 2024: €2k€2kOperating result 2025: €42k€42kNet result 2025: €30k€30k20212022202320242025
The operating result recovers in 2025; 2025 is 1,810% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €383k
Fixed assets €198k▼ 2.8%
Current assets €184k▲ 1.6%
Equity and liabilities €383k
Equity €357k▲ 9.2%
Debt €26k▼ 56.4%
The debt ratio falls from 15.2% to 6.7%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€54k
2024 · €16k
Cash flow
€42k
2024 · €16k
Solvency
93.3%
2024 · 84.8%
Current ratio
7.22
2024 · 3.10
Quick ratio
7.22
2024 · 3.10
Debt / equity
0.07
2024 · 0.18
ROE
8.5%
2024 · 0.6%
ROA
7.9%
2024 · 0.5%
Interest coverage
12.28
2024 · 5.97
Debt
€26k
2024 · €59k
Debt ≤ 1 year
€26k
2024 · €59k
Income taxes
€14k
2024 · €3k
Staff costs
€74k
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€386k€383k
Fixed assets21/28€204k€198k
Tangible fixed assets22/27€44k€38k
Furniture and vehicles24€23k€13k
Other tangible fixed assets26€21k€26k
Financial fixed assets28€160k€160k=
Current assets29/58€182k€184k
Amounts receivable within one year40/41€179k€152k
Trade receivables40€64k€33k
Other amounts receivable41€115k€119k
Cash at bank and in hand54/58-€30k
Deferred charges and accrued income490/1€3k€2k
Equity and liabilities
Total equity and liabilities10/49€386k€383k
Equity10/15€327k€357k
Contributions10/11€12k€12k=
Reserves13€2k€32k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€30k
Profit (loss) carried forward14€313k€313k=
Amounts payable17/49€59k€26k
Amounts payable within one year42/48€59k€26k
Financial debts43€29k€9k
Credit institutions430/8€20k-
Other loans439€9k€9k=
Trade debts44€16k€1k
Suppliers440/4€16k€1k
Taxes, remuneration and social security45€13k€15k
Taxes450/3€2k€6k
Remuneration and social security454/9€12k€9k
Income statement Code20242025
Remuneration, social security and pensions62€46k€74k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€12k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€240
Other operating charges640/8€2k€2k
Gross operating margin9900€64k€130k
Operating profit (loss)9901€2k€42k
Financial income75/76B€6k€7k
Recurring financial income75€6k€7k
Financial charges65/66B€3k€4k
Recurring financial charges65€3k€4k
Profit (loss) for the period before taxes9903€5k€44k
Income taxes67/77€3k€14k
Profit (loss) for the period9904€2k€30k
Profit (loss) for the period to be appropriated9905€2k€30k
Appropriation of the result
Profit (loss) to be appropriated9906€313k€343k
Profit (loss) brought forward from the previous period14P€311k€313k
Transfer to equity691/2-€30k
To other reserves6921-€30k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
13-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Liquidity doublescurrent ratio 7.22
Current ratio from 3.10 to 7.22; short-term debt falls from €59k to €26k.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
18-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Highest result since 2019net €89k ▲49.1%
Net result €89k, the highest in the series.
28-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Equity above €200kEq €238k ▲33.4%
2 profitable years in a row build equity to €238k.
24-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 2 establishment units since 2002
establishment 1 of 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Burgemeester Etienne Demunterl. 51090 Jette
Ground area
1,991 m²
Building footprint
160 m²
Volume, LiDAR
937 m³
Parcel 23012D0186/00E002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Burgemeester Etienne Demunterl. 5, 1090 Jette
NACE 51640
since 20022.099.160.865
Polderstraat 2, 1785 Merchtem
Agents in the wholesale of industrial machinery, ships and aircraft
since 20252.371.085.816
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23012D0186/00E002 Flanders 1,991 m² 1 · 160 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,070 companies in sector 46140 we hold annual accounts for 640. 478 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded04-06-2002
Fiscal year end30-06
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.