TOUT 1 ART
Judicial reorganisationThe file of TOUT 1 ART contains 2 judicial reorganisations, as published in the Belgian State Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2024 annual accounts show equity of €165k and a net result of €181k. Equity is growing by ~500.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 9517 sector peers (fiscal year 2024).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. An ongoing judicial reorganisation from the Belgian State Gazette caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+91
Solvency67▲+52
Growth78▲+46
Track record54
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity ample (current ratio 1.72 against 0.86 in 2023; short-term debt: 57.5% and cash: 0.1% of total assets), but 57.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
82 d late
2022
102 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€165k
2023 · €-17k
2022: €-4k
2023: €-17k
2022 → 2024
Total assets
€387k▲ 138%
2023 · €163k
2022: €123k
2023: €163k
2022 → 2024
Net result
€181k
2023 · €-13k
2022: €-9k
2023: €-13k
2022 → 2024
Working capital
€160k
2023 · €-26k
2022: €-5k
2023: €-26k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-4k-€-17k▼ 292%€165k
Operating result€-8k-€-5k▲ 32.4%€252k
Net result€-9k-€-13k▼ 35.1%€181k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €252k after a loss of €5k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €387k
Fixed assets
€4k▼ 51.8%
Current assets
€383k▲ 149%
Equity and liabilities €387k
Equity
€165k
Debt
€223k
Debt finances 57.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€253k▲
2023 · €-3k
Cash flow
€183k▲
2023 · €-10k
Solvency
42.5%▲
2023 · -10.4%
Current ratio
1.72▲
2023 · 0.86
Quick ratio
1.72▲
2023 · 0.86
Debt / equity
1.35▲
2023 · -10.66
ROE
110.2%
ROA
46.8%▲
2023 · -7.7%
Interest coverage
30.66▲
2023 · -0.67
Debt
€223k▲
2023 · €180k
Debt ≤ 1 year
€223k▲
2023 · €180k
Income taxes
€62k▲
2023 · €4k
Staff costs
€148▼
2023 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€163k€387k▲
Fixed assets21/28€9k€4k▼
Tangible fixed assets22/27€9k€4k▼
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€3k-
Financial fixed assets28-€270
Current assets29/58€154k€383k▲
Amounts receivable within one year40/41€77k€362k▲
Trade receivables40€45k€17k▼
Other amounts receivable41€32k€345k▲
Cash at bank and in hand54/58€2k€285▼
Deferred charges and accrued income490/1€75k€20k▼
Equity and liabilities
Total equity and liabilities10/49€163k€387k▲
Equity10/15€-17k€165k▲
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Other1109/19€5k€5k=
Profit (loss) carried forward14€-22k€160k▲
Amounts payable17/49€180k€223k▲
Amounts payable within one year42/48€180k€223k▲
Trade debts44€169k€65k▼
Suppliers440/4€169k€65k▼
Taxes, remuneration and social security45€11k€158k▲
Taxes450/3€11k€154k▲
Remuneration and social security454/9-€4k
Income statement
Code20232024
Remuneration, social security and pensions62€83k€148▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€6k€6k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€86k€263k▲
Operating profit (loss)9901€-5k€252k▲
Financial income75/76B€848-
Recurring financial income75€848-
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€-8k€244k▲
Income taxes67/77€4k€62k▲
Profit (loss) for the period9904€-13k€181k▲
Profit (loss) for the period to be appropriated9905€-13k€181k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€160k▲
Profit (loss) brought forward from the previous period14P€-9k€-22k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-07
Judicial reorganisation
Extension
Tribunal de l’entreprise de Liège · collectif · event 17-07-2026
01-06
Judicial reorganisation
Opening
Tribunal de l’entreprise de Liège · collectif_pme · event 26-05-2026
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €181k
Net result €181k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.72
Current ratio from 0.86 to 1.72.
31-12
Financial
Equity above €150kEq €165k
Equity rises from €-17k to €165k.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 82 days late
2023
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 102 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Dessus de Lives(LO) 25101 NamurGround area
7,765 m²
Building footprint
1,277 m²
Volume, LiDAR
16,823 m³
2 parcels, Wallonia · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
TOUT 1 ART
since 20222.335.053.977
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037D0010/00C007 | Wallonia | 5,131 m² | 1 · 255 m² | 9.5 m · 2 fl. |
| 92078A0002/02G002 | Wallonia | 2,634 m² | 1 · 1,021 m² | 18.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Initial P
BE 0870.746.135
Vorst · Eq €164k
BELGINTER
BE 0415.282.833
Beveren-Kruibeke-Zwijndrecht · Eq €165k
CREO SERVICES
BE 0782.652.121
Bütgenbach · Eq €164k
ELEGRIA
BE 0783.449.796
Hasselt · Eq €164k
HD ACCOUNTING
BE 0835.007.969
Frasnes-lez-Anvaing · Eq €165k
Of 11,219 companies in sector 82100 we hold annual accounts for 3,512. 2,543 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2022
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
82990Other business support services
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.