TOOST SOLUTIONS
ActiveTOOST SOLUTIONS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €4k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 38% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+77
Solvency70▼-30
Growth52=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.96 against 6.07 in 2024; short-term debt: 47.8% and cash: 27.6% of total assets), and 54.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.2%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
21 d early
2024
157 d early
2023
114 d early
2022
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 16.0%
2024 · €27k
2022: €20k
2023: €35k
2024: €27k
2022 → 2025
Total assets
€70k▲ 120%
2024 · €32k
2022: €36k
2023: €51k
2024: €32k
2022 → 2025
Net result
€4k
2024 · €-8k
2022: €17k
2023: €15k
2024: €-8k
2022 → 2025
Working capital
€-1k
2024 · €23k
2022: €17k
2023: €31k
2024: €23k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€20k-€35k▲ 75.0%€27k▼ 23.1%€32k▲ 16.0%
Operating result€24k-€21k▼ 12.7%€-8k€5k
Net result€17k-€15k▼ 12.0%€-8k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€38k▲ 733%
Current assets
€32k▲ 18.3%
Equity and liabilities €70k
Equity
€32k▲ 16.0%
Debt
€38k▲ 755%
The debt ratio rises from 14.1% to 54.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €-7k
Cash flow
€16k▲
2024 · €-7k
Solvency
45.2%▼
2024 · 85.9%
Current ratio
0.96▼
2024 · 6.07
Quick ratio
0.96▼
2024 · 6.07
Debt / equity
1.21▲
2024 · 0.16
ROE
13.8%▲
2024 · -30.0%
ROA
6.2%▲
2024 · -25.7%
Interest coverage
139.32▲
2024 · -67.83
Debt
€38k▲
2024 · €4k
Debt ≤ 1 year
€33k▲
2024 · €4k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€70k▲
Fixed assets21/28€5k€38k▲
Intangible fixed assets21-€32k
Tangible fixed assets22/27€5k€6k▲
Plant, machinery and equipment23€1k€758▼
Furniture and vehicles24€2k€846▼
Other tangible fixed assets26€1k€4k▲
Financial fixed assets28-€242
Current assets29/58€27k€32k▲
Amounts receivable after more than one year29€8k€0▼
Other amounts receivable291€8k€0▼
Amounts receivable within one year40/41€6k€13k▲
Trade receivables40€300€10k▲
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€12k€19k▲
Deferred charges and accrued income490/1€800€191▼
Equity and liabilities
Total equity and liabilities10/49€32k€70k▲
Equity10/15€27k€32k▲
Contributions10/11€3k€3k=
Reserves13€32k€32k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€-8k€-4k▲
Amounts payable17/49€4k€38k▲
Amounts payable within one year42/48€4k€33k▲
Financial debts43€639€2k▲
Credit institutions430/8€639€2k▲
Trade debts44€1k€15k▲
Suppliers440/4€1k€15k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€179€13k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€11k▲
Other operating charges640/8-€1k
Gross operating margin9900€-7k€18k▲
Operating profit (loss)9901€-8k€5k▲
Financial income75/76B€423€393▼
Recurring financial income75€423€393▼
Financial charges65/66B€103€120▲
Recurring financial charges65€103€120▲
Profit (loss) for the period before taxes9903€-8k€6k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€-8k€4k▲
Profit (loss) for the period to be appropriated9905€-8k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-4k▲
Profit (loss) brought forward from the previous period14P-€-8k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-8k ▼154%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voltairelaan 31030 SchaarbeekGround area
149 m²
Building footprint
107 m²
Volume, LiDAR
1,391 m³
Parcel 21910E0143/00X003, Brussels · tallest building 20.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
TOOST SOLUTIONS
since 20222.338.864.592
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0143/00X003 | Brussels | 149 m² | 1 · 107 m² | 20.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PROACTIVE
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Turner Telecommunications Consulting
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CPN CONSULTING
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,388 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
32200Other manufacturing
32400Other manufacturing
59202Motion picture, video and television programme production, sound recording and music publishing activities
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.