Huub Van Dessel
ActiveSummary
Huub Van Dessel has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €865,903 and a net result of €230,953. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 60% of 16765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+1
Solvency98▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75,000 at 30 days acceptable
Liquidity ample (current ratio 6.16 against 5.66 in 2024; short-term debt: 9.1% and cash: 18.7% of total assets), and 27.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.7%
Return on assets
19.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
119 d early
2024
56 d early
2023
49 d early
2022
31 d early
2021
4 d early
2020
30 d early
2019
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€865,903▲ 24.5%
2024 · €695,449
Total assets
€1.2m▲ 15.5%
2024 · €1.0m
Net result
€230,953▲ 22.0%
2024 · €189,251
Working capital
€560,417▲ 51.2%
2024 · €370,699
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€191,671▲ 67.5%€202,481▲ 5.6%€238,945▲ 18.0%€287,581▲ 20.4%€337,826▲ 17.5%
Net result€126,017above the sector's middle half▲ 51.2%€134,716above the sector's middle half▲ 6.9%€159,385above the sector's middle half▲ 18.3%€189,251above the sector's middle half▲ 18.7%€230,953above the sector's middle half▲ 22.0%
Equity€269,758within the sector's middle half▲ 74.1%€366,812within the sector's middle half▲ 36.0%€506,197above the sector's middle half▲ 38.0%€695,449above the sector's middle half▲ 37.4%€865,903above the sector's middle half▲ 24.5%
Total assets€854,785above the sector's middle half▲ 0.6%€877,857above the sector's middle half▲ 2.7%€884,215above the sector's middle half▲ 0.7%€1.0mabove the sector's middle half▲ 16.6%€1.2mabove the sector's middle half▲ 15.5%
Debt€585,027▼ 16.2%€511,044▼ 12.6%€378,017▼ 26.0%€335,771▼ 11.2%€325,469▼ 3.1%
Working capital€77,527within the sector's middle half▲ 94.3%€155,679within the sector's middle half▲ 101%€155,448within the sector's middle half▼ 0.1%€370,699above the sector's middle half▲ 138%€560,417above the sector's middle half▲ 51.2%
Solvency31.6%below the sector's middle half▲ 13.3pp41.8%within the sector's middle half▲ 10.2pp57.2%within the sector's middle half▲ 15.5pp67.4%within the sector's middle half▲ 10.2pp72.7%within the sector's middle half▲ 5.2pp
Current ratio1.74within the sector's middle half▲ 0.322.60within the sector's middle half▲ 0.862.97within the sector's middle half▲ 0.375.66within the sector's middle half▲ 2.696.16within the sector's middle half▲ 0.50
Return on assets (ROA)14.7%within the sector's middle half▲ 4.9pp15.3%within the sector's middle half▲ 0.6pp18.0%within the sector's middle half▲ 2.7pp18.4%within the sector's middle half▲ 0.3pp19.4%within the sector's middle half▲ 1.0pp
Staff (FTE)3.6▲ 112%5▲ 38.9%5=4.1▼ 18.0%4▼ 2.4%
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€522,329 ▼ 10.1%
Current assets
€669,043 ▲ 48.6%
Equity and liabilities €1.2m
Equity
€865,903 ▲ 24.5%
Debt
€325,469 ▼ 3.1%
Debt's share of the balance-sheet total falls from 32.6% to 27.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€410,985▲
2024 · €360,339
Cash flow
€304,112▲
2024 · €262,009
Debt to equity
0.38▼
2024 · 0.48
ROE
26.7%▼
2024 · 27.2%
Interest coverage
30.43▲
2024 · 23.09
Debt ≤ 1 year
€108,626▲
2024 · €79,513
Debt > 1 year
€215,826▼
2024 · €256,258
Income taxes
€101,878▲
2024 · €84,630
Staff costs
€108,488▼
2024 · €111,603
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €95,531 | €142,276 | €156,052 | €111,603 | €108,488 | ▼ 2.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54,832 | €55,915 | €68,521 | €72,757 | €73,160 | ▲ 0.6% |
| Other operating charges640/8 | €4,493 | €4,582 | €5,119 | €5,394 | €5,546 | ▲ 2.8% |
| Gross operating margin9900 | €346,527 | €405,254 | €468,637 | €477,335 | €525,019 | ▲ 10.0% |
| Operating profit (loss)9901 | €191,671 | €202,481 | €238,945 | €287,581 | €337,826 | ▲ 17.5% |
| Financial income75/76B | €1,074 | €2,575 | €1,143 | €1,907 | €8,513 | ▲ 346% |
| Recurring financial income75 | €1,074 | €2,575 | €1,143 | €1,907 | €8,513 | ▲ 346% |
| Financial charges65/66B | €12,080 | €10,438 | €10,715 | €15,607 | €13,507 | ▼ 13.5% |
| Recurring financial charges65 | €12,080 | €10,438 | €10,715 | €15,607 | €13,507 | ▼ 13.5% |
| Profit (loss) for the period before taxes9903 | €180,664 | €194,618 | €229,373 | €273,881 | €332,831 | ▲ 21.5% |
| Income taxes67/77 | €54,647 | €59,902 | €69,988 | €84,630 | €101,878 | ▲ 20.4% |
| Profit (loss) for the period9904 | €126,017 | €134,716 | €159,385 | €189,251 | €230,953 | ▲ 22.0% |
| Profit (loss) for the period to be appropriated9905 | €126,017 | €134,716 | €159,385 | €189,251 | €230,953 | ▲ 22.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €854,785 | €877,857 | €884,215 | €1.0m | €1.2m | ▲ 15.5% |
| Fixed assets21/28 | €672,562 | €625,050 | €649,975 | €581,008 | €522,329 | ▼ 10.1% |
| Intangible fixed assets21 | €1,640 | €1,254 | €868 | €482 | €96 | ▼ 80.1% |
| Tangible fixed assets22/27 | €670,788 | €623,662 | €648,973 | €580,392 | €522,099 | ▼ 10.0% |
| Land and buildings22 | €573,178 | €536,096 | €499,104 | €462,359 | €426,993 | ▼ 7.6% |
| Plant, machinery and equipment23 | €78,801 | €71,304 | €79,481 | €64,184 | €48,102 | ▼ 25.1% |
| Furniture and vehicles24 | €16,527 | €14,437 | €69,019 | €52,936 | €46,548 | ▼ 12.1% |
| Other tangible fixed assets26 | €2,281 | €1,825 | €1,369 | €913 | €456 | ▼ 50.0% |
| Financial fixed assets28 | €134 | €134 | €134 | €134 | €134 | = |
| Current assets29/58 | €182,223 | €252,807 | €234,239 | €450,212 | €669,043 | ▲ 48.6% |
| Amounts receivable within one year40/41 | €1,477 | €11,579 | €13,191 | €22,191 | €32,040 | ▲ 44.4% |
| Trade receivables40 | €93 | €4,661 | €2,401 | €0 | - | - |
| Other amounts receivable41 | €1,384 | €6,918 | €10,790 | €22,191 | €32,040 | ▲ 44.4% |
| Current investments50/53 | €70,678 | €96,475 | €121,076 | €155,522 | €404,884 | ▲ 160% |
| Cash at bank and in hand54/58 | €98,660 | €131,654 | €91,803 | €265,720 | €222,938 | ▼ 16.1% |
| Deferred charges and accrued income490/1 | €11,407 | €13,100 | €8,170 | €6,779 | €9,181 | ▲ 35.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €854,785 | €877,857 | €884,215 | €1.0m | €1.2m | ▲ 15.5% |
| Equity10/15 | €269,758 | €366,812 | €506,197 | €695,449 | €865,903 | ▲ 24.5% |
| Contributions10/11 | €20,000 | €20,000 | €0 | - | - | - |
| Reserves13 | €249,758 | €346,812 | €506,197 | €695,449 | €865,903 | ▲ 24.5% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €0 | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €0 | - | - | - |
| Distributable reserves133 | €247,758 | €344,812 | €506,197 | €695,449 | €865,903 | ▲ 24.5% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | - | €0 | - |
| Amounts payable17/49 | €585,027 | €511,044 | €378,017 | €335,771 | €325,469 | ▼ 3.1% |
| Amounts payable after more than one year17 | €480,330 | €413,916 | €299,226 | €256,258 | €215,826 | ▼ 15.8% |
| Financial debts170/4 | €480,330 | €413,916 | €299,226 | €256,258 | €215,826 | ▼ 15.8% |
| Amounts payable within one year42/48 | €104,697 | €97,128 | €78,791 | €79,513 | €108,626 | ▲ 36.6% |
| Current portion of amounts payable after more than one year42 | €78,451 | €66,414 | €40,874 | €42,968 | €40,432 | ▼ 5.9% |
| Trade debts44 | €3,284 | €1,014 | €3,878 | €7,565 | €7,968 | ▲ 5.3% |
| Suppliers440/4 | €3,284 | €1,014 | €3,878 | €7,565 | €7,968 | ▲ 5.3% |
| Advances received on contracts in progress46 | €4,860 | €5,852 | €10,252 | €5,920 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €18,102 | €23,848 | €23,787 | €23,060 | €60,225 | ▲ 161% |
| Taxes450/3 | €9,299 | €9,299 | €9,984 | €9,438 | €49,396 | ▲ 423% |
| Remuneration and social security454/9 | €8,802 | €14,549 | €13,803 | €13,621 | €10,829 | ▼ 20.5% |
| Other amounts payable47/48 | €0 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,017 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €126,017 | €134,716 | €159,385 | €189,251 | €230,953 | ▲ 22.0% |
| + Depreciation and write-downs630 | €54,832 | €55,915 | €68,521 | €72,757 | €73,160 | ▲ 0.6% |
| Operating cash flow (approximation) | €180,849 | €190,631 | €227,906 | €262,009 | €304,112 | ▲ 16.1% |
| Investment in fixed assets (approximation) | - | -€8,403 | -€93,447 | -€3,790 | -€14,481 | ▼ 282% |
| Change in cash | - | €32,993 | -€39,851 | €173,917 | -€42,782 | ▼ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
State Gazette act
Capital & shares · Resignations & appointments · RestructuringAuditor report · Name change · Demerger24 facts ▸
State Gazette act
Capital & shares · Resignations & appointments · Restructuring
Auditor report · Name change · Demerger24 facts ▸
- Auditor report, 25-06-2026
- Name change, Huub Van Dessel
- Demerger, 30-06-2026
- Share issue, aandelen op naam, 1000
- Other statement, tax advance allocation, 20000
- Other statement, net book value split assets, 76946.43
- Other statement, rights and obligations linked to contributed assets and liabilities, general
- Other statement, continuation of splitting company, continues to exist
- Other statement, 30-06-2026
- Other statement, each share of the splitting company gives right to one new share in the newly established company
- Share issue, named shares, 1000
- Capital decrease, €76.946,43
- +12 further facts in this act
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €230,953 ▲22%
Operating result €337,826, net result €230,953, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500,000Eq €506,197 ▲38%
5 profitable years in a row build equity to €506,197.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200,000Eq €269,758 ▲74.1%
3 profitable years in a row build equity to €269,758.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €83,335
Net result €83,335 after one loss-making year.
Show earlier events
31-12
Financial
Equity above €150,000Eq €151,455 ▲54.8%
Equity rises from €97,866 to €151,455.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2007
Ground area
633 m²
Building footprint
128 m²
Volume, LiDAR
1,030 m³
Parcel 23011A0032/00F000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Huub Van Dessel
since 20072.159.894.842
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23011A0032/00F000 | Flanders | 633 m² | 1 · 128 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals…
Full purpose (8 activities)
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling, en in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer af op het productief maken, van onroerende goederen of onroerende zakelijke rechten, met inbegrip van het geheel of gedeeltelijk ter beschikking stellen, al dan niet tegen betaling, van een onroerend goed aan haar bestuurders, bedrijfsleiders en werknemers in het kader van een verloningspolitiek.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen.
- De uitoefening van de tandheelkundige ingrepen alle tandheelkundige specialisaties. Het verstrekken van tandheelkundige zorgen aan volwassen patiënten en kinderen; - het verrichten van wettenschappelijk onderzoek; de aankoop, het huren en/of leasen van alle vereiste apparatuur en begeleidende accommodaties inclusief gebouwen, kortom van een volledige materiële infrastructuur, om deze ter beschikking te stellen van de tandarts(en).
- Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, inschrijvingsrechten, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van vennootschappen, administratiekantoren, instellingen en, verenigingen al dan niet met een (semi-)publiekrechtelijk statuut.
- Het beheren van beleggingen en van participaties in dochtervennootschappen, het waarnemen van bestuurdersfuncties, directie, controle of vereffening, het verlenen van advies, management en andere diensten. Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan;
- Advies- en/of dienstverlening aan bedrijven, privépersoenen en instellingen in de ruimste zin van het woord, voornamelijk doch niet uitsluitend op het vlak van, management marketing, productie en ontwikkeling, processing en het besturen van vennootschappen, dit alles in de meest ruime betekenis;
- Het geven van advies inzake de organisatie en het beheer van ondernemingen;
- Het verstrekken van leningen en voorschotten onder eender welke vorm of duur, aan al dan niet verbonden ondernemingen, alsmede het waarborgen van verbintenissen van derden.
Other statement
7 provisions in the deed
Accounting effect
01-01-2026
Name clause
HUUB VAN DESSEL
Structure & network
Connections & network
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Acquisitions and mergers
1 transactionSplit off to:Tand en Implant
Capital and shareholders
Capital over the years
- 14-07-2026 Capital reduction of 76,946.43 EUR · reduction of available reserves
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 135 EUR awarded · 135 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 135 EUR | 135 EUR |
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Identification & contact
Identification
Legal formPrivate limited company
Founded10-09-2004
Fiscal year end31-12
Legal name NL
TK Van Dessel
Activities, NACEBEL 2025
86230Dental practice
E-invoicing
Reachable via Peppol
Peppol ID
0208:0867184849
Also
9925:BE0867184849
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.