Equity
€167,009 ▲ 71.4%
IMMOBILIERE THONNARD & TRINON paid out €48,000 in dividends. That is 41% of the 2025 profit.
IMMOBILIERE THONNARD & TRINON
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996peak €247,674 (2006)
€199,737▲ 31.7%
lowest -€125,281 (2022)
€117,577▲ €121,852
peak €167,009 (2025)
€167,009▲ 71.4%
€100,056▲ 35.6%
peak 3.8 FTE (2008)
-not published
Board6 names since 2020
3 directorsA. CHARPENTIER and 2 others
Owners3 names in the annual accounts
33.2%NL MANAGEMENT
Documentsfilings and deeds
15-04-2026107 days before the deadline
2025micro format
Gross margin from €151,629 to €199,737Back to profit: €117,577Dividend €48,000Equity from €97,432 to €167,009Debts from €73,775 to €100,056Investments €25,673
Key points
from the 2025 annual accountsResult
€117,577 €117,577
Back in profit in 2025, after a loss of €4,275 in 2024.
Investments
€26,673 2.1 × depreciation
Green is investment, beige is depreciation. Machinery stands 2380.4% higher than in 2024.
Staff
4 employees on 31-12-2025
In 2025, 14 people joined and 13 left.
Liquidity
2.41 was 1.35 in 2024
Short-term debts rose from €60,475 to €68,402.
Filings
30 annual accounts since 1996
Seven of the last ten came late. The 2019 accounts came latest: 63 days after the end of the period.
Checked score
98
Excellent
Financially stronger than 86% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.7%▲ +0.5 percentage points vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025highest value
10-2025: 0.7%● unchanged vs 09-2025highest value
11-2025: 0.7%● unchanged vs 10-2025highest value
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: < 0.1%▼ -0.7 percentage points vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.41, cash €82,869
Equity €167,009 (62.5% of total assets)
Founded in 1996
Figures for financial year 2025 (filed on 15-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 73% of them on solvency, 85% on liquidity, 95% on profitability and 89% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as IMMOBILIERE THONNARD & TRINON has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMMOBILIERE THONNARD & TRINON itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for IMMOBILIERE THONNARD & TRINON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.41 (1.35 in 2024), above the usual 1.5. Short-term debt is 25.6% and cash 31% of total assets. 37.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 days early
2024
119 days early
2023
112 days early
2022
31 days late
2021
29 days late
2020
31 days late
2019
63 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 April (4 of the last 5 accounts filed within 136 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SCHEEN IMMO 100%equity €488,991 (2025) · 2023 annual accounts of SCHEEN IMMO
- A. CHARPENTIER 33.2%equity €29,633 (2025) · 2025 annual accounts of A. CHARPENTIER
- NL MANAGEMENT 33.2%score 95equity €43,536 (2025) · 2025 annual accounts of NL MANAGEMENT
Recent changes
Permanent representative: LENOIR Ludovic
Board meeting of 20-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0457652532
3 directors appointed, 1 resignation
Resignation: Mathieu SCHEEN · Appointments: LENOIR L., A.CHARPENTIER and NL MANAGEMENT · Permanent representatives: Ludovic LENOIR, Audrey CHARPENTIER and Nora LEBICHOТ · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMOBILIERE THONNARD & TRINON Verviers | €267,065 | €199,737 | 62.5% | - |
| MODIFA Waterloo | €260,570 | €184,500 | -59.0% | - |
| Vastgoed Schilde Schilde | €245,451 | €235,952 | 77.4% | - |
| BUYTAERT IMMO Schilde | €314,725 | €220,395 | 52.3% | - |
| DUCHENE EN CO Bruges | €292,814 | €189,854 | 49.6% | - |
| SOKINVEST Uccle | €290,127 | €162,029 | 66.9% | - |
| P.L.M. Ostend | €285,057 | €177,622 | 56.2% | 1.9 |
These companies have the same main activity as IMMOBILIERE THONNARD & TRINON: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €245,000 and €315,000, founded between 1992 and 2000.
Official details
Source: KBO- Status
- Active since 10-04-1996Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment units
- 2.076.813.0554800 Verviers, since 07-06-1996
- 2.368.603.1114960 Malmedy, since 01-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 07-05-2025
Annual accounts 2025
- ≈ €350,000estimated
- €267,065▲ 56.0%
- Employeeson 31-12-2025
- 4▲ 33.3%
- Filing
- Filed on 15-04-2026, 107 days before the end of the filing period
Companies linked to IMMOBILIERE THONNARD & TRINON
Parent and group
Insights on IMMOBILIERE THONNARD & TRINON
IMMOBILIERE THONNARD & TRINON files the micro format. That format states no turnover. The gross margin fell from €247,674 in 2006 to €199,737 in 2025.
SCHEEN IMMO holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMOBILIERE THONNARD & TRINON
- What is the company number of IMMOBILIERE THONNARD & TRINON?
- The company number of IMMOBILIERE THONNARD & TRINON is 0457.652.532. The VAT number is the same number with BE in front: BE 0457.652.532.
- Where is IMMOBILIERE THONNARD & TRINON based?
- The registered office is at Avenue Hanlet 2, 4800 Verviers.Company details
- What does IMMOBILIERE THONNARD & TRINON do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of IMMOBILIERE THONNARD & TRINON?
- IMMOBILIERE THONNARD & TRINON is a public limited company (NV).
- When was IMMOBILIERE THONNARD & TRINON founded?
- IMMOBILIERE THONNARD & TRINON was founded on 10-04-1996.
- Is IMMOBILIERE THONNARD & TRINON still active?
- Yes, IMMOBILIERE THONNARD & TRINON is an active enterprise in the KBO register.
- How many employees does IMMOBILIERE THONNARD & TRINON have?
- IMMOBILIERE THONNARD & TRINON had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of IMMOBILIERE THONNARD & TRINON?
- The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €199,737 and 31 comparable companies (NACE 68310). It probably lies between €290,000 and €540,000.
- Is IMMOBILIERE THONNARD & TRINON profitable?
- In financial year 2025, IMMOBILIERE THONNARD & TRINON made a profit of €117,577.
- Where can I find the annual accounts of IMMOBILIERE THONNARD & TRINON?
- IMMOBILIERE THONNARD & TRINON filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMOBILIERE THONNARD & TRINON due?
- IMMOBILIERE THONNARD & TRINON must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.