THE LIBRARY GROUP
ActiveTHE LIBRARY GROUP has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21k and a net result of €6k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 13% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▲+56
Solvency32▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.06 against 1.01 in 2023; short-term debt: 92.5% and cash: 8.1% of total assets), and 92.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7.5%
Return on assets
2.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 37960 sector peers (2024).
NBB · sector comparisonPosition among 37960 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-12-2025, 137 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
137 d late
2023
92 d late
2022
98 d late
2021
144 d late
2020
122 d late
2019
94 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€21k▲ 38.1%
2023 · €15k
2018: €-615
2019: €10k
2020: €20k
2021: €23k
2022: €24k
2023: €15k
2018 → 2024
Total assets
€285k▲ 5.8%
2023 · €269k
2018: €262k
2019: €303k
2020: €406k
2021: €344k
2022: €278k
2023: €269k
2018 → 2024
Net result
€6k
2023 · €-8k
2018: €270
2019: €12k
2020: €13k
2021: €3k
2022: €862
2023: €-8k
2018 → 2024
Working capital
€15k▲ 356%
2023 · €3k
2018: €-24k
2019: €-11k
2020: €2k
2021: €5k
2022: €8k
2023: €3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€23k▲ 13.5%€24k▲ 3.8%€15k▼ 34.7%€21k▲ 38.1%
Operating result€18k-€4k▼ 79.9%€6k▲ 66.5%€-6k€9k
Net result€13k-€3k▼ 79.6%€862▼ 68.2%€-8k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €9k after a loss of €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €285k
Fixed assets
€7k▼ 45.6%
Current assets
€278k▲ 8.3%
Equity and liabilities €285k
Equity
€21k▲ 38.1%
Debt
€263k▲ 3.9%
The debt ratio falls from 94.3% to 92.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2023 · €-1k
Cash flow
€10k▲
2023 · €-4k
Solvency
7.5%▲
2023 · 5.7%
Current ratio
1.06▲
2023 · 1.01
Quick ratio
1.06▲
2023 · 1.01
Debt / equity
12.38▼
2023 · 16.46
ROE
27.6%▲
2023 · -53.3%
ROA
2.1%▲
2023 · -3.1%
Interest coverage
25.21▲
2023 · -0.52
Debt
€263k▲
2023 · €254k
Debt ≤ 1 year
€263k▲
2023 · €254k
Income taxes
€3k
Staff costs
€74k▲
2023 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€269k€285k▲
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€2k€978▼
Furniture and vehicles24€3k€4k▲
Other tangible fixed assets26€3k€1k▼
Financial fixed assets28€4k€476▼
Current assets29/58€257k€278k▲
Amounts receivable within one year40/41€238k€255k▲
Trade receivables40€95k€100k▲
Other amounts receivable41€143k€155k▲
Cash at bank and in hand54/58€19k€23k▲
Deferred charges and accrued income490/1-€54
Equity and liabilities
Total equity and liabilities10/49€269k€285k▲
Equity10/15€15k€21k▲
Contributions10/11€13k€13k=
Outside capital11€13k€13k=
Other1109/19€13k€13k=
Profit (loss) carried forward14€3k€9k▲
Amounts payable17/49€254k€263k▲
Amounts payable within one year42/48€254k€263k▲
Trade debts44€178k€182k▲
Suppliers440/4€178k€182k▲
Taxes, remuneration and social security45€26k€59k▲
Taxes450/3€13k€29k▲
Remuneration and social security454/9€13k€30k▲
Other amounts payable47/48€50k€23k▼
Income statement
Code20232024
Remuneration, social security and pensions62€54k€74k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€9k€384▼
Gross operating margin9900€62k€88k▲
Operating profit (loss)9901€-6k€9k▲
Financial income75/76B-€56
Recurring financial income75-€56
Financial charges65/66B€2k€536▼
Recurring financial charges65€2k€536▼
Profit (loss) for the period before taxes9903€-8k€9k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-8k€6k▲
Profit (loss) for the period to be appropriated9905€-8k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€9k▲
Profit (loss) brought forward from the previous period14P€11k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 137 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Weakest financial yearnet €-8k ▼1054%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 144 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Highest result since 2018net €13k ▲11.1%
Operating result €18k, net result €13k, both a record.
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 94 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Broquevillelaan 401200 Sint-Lambrechts-WoluweGround area
681 m²
Building footprint
261 m²
Volume, LiDAR
4,266 m³
2 parcels, Brussels · tallest building 25.0 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
THE LIBRARY GROUP
since 20142.234.534.956
THE LIBRARY GROUP
since 20242.364.061.432
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0135/00Z003 | Brussels | 469 m² | 1 · 141 m² | 25.0 m · 5 fl. |
| 21806F0108/00L002 | Brussels | 212 m² | 1 · 119 m² | 22.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 5,696 companies in sector 70100 we hold annual accounts for 3,489. 1,611 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2012
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
82990Other business support services
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:thelibrarygroup.be
Phone:023420743